- American Family vs Erie: Which one is the cheapest?
- American Family vs Erie: Rates by age group
- American Family vs Erie: Rates for high-risk drivers
- American Family vs Erie: Customer service and tech friendly
- American Family vs Erie: Which has better coverage options?
- American Family vs Erie: Which offers better discounts?
American Family vs Erie: Which one is the cheapest?
If price is what’s most important, Erie is likely going to be the better choice. Erie usually offers lower rates than American Family. Erie offers full coverage insurance for an average of $1,480 per year and American Family provides full coverage for $1,698 annually.
The cost of state minimum coverage from Erie is $346 per year and American Family offers state minimum coverage for $602 annually. However, it’s still a good idea to get quotes from both companies though to see what’s better for your specific situation.
| Company | Average annual rate for full coverage | Average annual rate for state minimum coverage |
|---|---|---|
| American Family | $1,698 | $602 |
| Erie | $1,480 | $346 |
American Family vs Erie: Rates by age group
Erie has the cheapest insurance rates for most age groups. Insurance companies have different rates depending on your age. They use it as an indicator to determine how much risk a drive poses and then price policies accordingly.
Car insurance rates are higher for teenagers as they are considered high risk by insurers. Teens should consider buying insurance from Erie, as its rates are lower than American Family. Erie offers insurance for teenagers at an average of $3,737 per year, whereas American Family provides insurance to teen drivers for $4,515 annually.
| Age (group) | American Family | Erie |
|---|---|---|
| Teens | $4,515 | $3,737 |
| Young adults | $2,424 | $2,369 |
| Adults | $1,701 | $1,494 |
| Seniors | $1,813 | $1,541 |
American Family vs Erie: Rates for high-risk drivers
In our study we found that American Family is an affordable insurer for most drivers than Erie. American Family is the cheapest for drivers with a DUI/DWI first offense. Its average annual rate is $2,497 and Erie's rates after a DUI/DWI offense is $2,589 per year.
When it comes to finding affordable rates for high-risk drivers, American Family and Erie are two of the best options out there. Although both companies are viable options for high-risk drivers, one may be a better fit for your specific needs. By examining the rates mentioned in the table below, you can make an informed decision about which insurer offers the best rates for your specific situation.
| Profile Value (group) | American Family | Erie |
|---|---|---|
| 1 At-fault property damage accident over $2K | $2,101 | $1,812 |
| 1 At-fault property damage accident under $2K | $2,091 | $1,746 |
| At-fault bodily injury accident | $2,122 | $1,844 |
| Careless driving | $2,173 | $1,518 |
| DUI/DWI first offense | $2,497 | $2,589 |
| Reckless driving | $2,740 | $1,664 |
| Speeding | $2,200 | $1,539 |
American Family vs Erie: Customer service and tech friendly
For customer service, American Family earned 3.5 stars out of 5, while Erie earned 3.5 stars.
Which insurance company provides a better online experience? Both American Family and Erie offer online quotes comparison. Apart from that, they have easy to use mobile apps that allow you to pay bills, view your profile and file insurance claims.
American Family vs Erie: Which has better coverage options?
Every state has different requirements for car insurance, this is because the laws surrounding driving vary from place to place. However, each insurer offers standard coverage such as liability, comprehensive and collision coverage to make sure you're protected if anything goes wrong.
Both American Family and Erie have a wide range of coverage options. Below table shows the different coverages offered by American Family and Erie:
American Family vs Erie: Which offers better discounts?
Insurance companies offer a variety of discounts to help you save money on your car insurance. While they may not seem like much, these dollar amounts add up to trim your insurance costs. Check out what discount options American Family and Erie offer to policyholders, and which carrier fits your needs.
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