- Cheapest car insurance for high-risk drivers in Kansas
- Average rates for high-risk drivers in Kansas by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Kansas
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Kansas is Nationwide, followed by State Farm and American Family.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Nationwide | $1,567 | $131 |
| State Farm | $1,756 | $146 |
| American Family | $1,814 | $151 |
| Geico | $1,984 | $165 |
| Progressive | $2,035 | $170 |
| Travelers | $2,041 | $170 |
| Farmers | $2,561 | $213 |
| Allstate | $2,989 | $249 |
| Auto-Owners | $3,236 | $270 |
| USAA | $1,512 | $126 |
Average rates for high-risk drivers in Kansas by driving record
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| American Family | $1,303 |
| USAA | $1,429 |
| State Farm | $1,577 |
| Nationwide | $1,649 |
| Geico | $2,001 |
| Travelers | $2,018 |
| Auto-Owners | $2,236 |
| Progressive | $2,322 |
| Farmers | $2,567 |
| Allstate | $3,387 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Kansas for a driver with a DUI is State Farm with an average annual of $1,485 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,485 | $124 |
| American Family | $1,652 | $138 |
| Progressive | $1,657 | $138 |
| Nationwide | $2,130 | $178 |
| Travelers | $2,134 | $178 |
| Farmers | $2,468 | $206 |
| Allstate | $3,128 | $261 |
| Geico | $3,754 | $313 |
| Auto-Owners | $4,272 | $356 |
| USAA | $2,324 | $194 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Kansas, the cheapest car insurance with multiple tickets is from Nationwide. It offers full coverage insurance at $1,245 per year or $104 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Nationwide | $1,245 | $104 |
| Geico | $1,343 | $112 |
| State Farm | $1,485 | $124 |
| American Family | $1,652 | $138 |
| Travelers | $1,896 | $158 |
| Progressive | $1,931 | $161 |
| Farmers | $2,402 | $200 |
| Allstate | $2,657 | $221 |
| Auto-Owners | $2,813 | $234 |
| USAA | $1,167 | $97 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Kansas, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,485 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,485 | $124 |
| Travelers | $1,903 | $159 |
| American Family | $2,021 | $168 |
| Progressive | $2,121 | $177 |
| Nationwide | $2,130 | $178 |
| Geico | $2,633 | $219 |
| Farmers | $2,829 | $236 |
| Auto-Owners | $3,108 | $259 |
| Allstate | $3,128 | $261 |
| USAA | $1,344 | $112 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Kansas is Nationwide with an average annual cost of $1,403 or $117 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Nationwide | $1,403 | $117 |
| Geico | $1,486 | $124 |
| American Family | $2,257 | $188 |
| Travelers | $2,524 | $210 |
| Progressive | $2,640 | $220 |
| Farmers | $2,861 | $238 |
| State Farm | $3,116 | $260 |
| Auto-Owners | $3,595 | $300 |
| Allstate | $3,708 | $309 |
| USAA | $1,906 | $159 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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