Best condo insurance companies in Alaska
There are many companies offering condo insurance coverage in Alaska. Country Financial is the best condo insurance company in Alaska based on our analysis. Our insurance experts reviewed prices and ratings from trusted sources like the National Association of Insurance Commissioners (NAIC) and AM Best.
Based on our research, here are the best condo insurance companies in Alaska.
| Company | Annual premium | AM Best rating | NAIC | Insurance.com rating |
|---|---|---|---|---|
| Country Financial | $226 | A+ | 0.26 | |
| State Farm | $404 | A++ | 0.95 | |
| Allstate | $406 | A+ | 0.9 | |
| Western National Mutual | $2,461 | A | 0.13 |
Average cost of condo insurance in Alaska
The average cost of condo insurance in Alaska is $930 per year or $77 per month for $60,000 in personal property coverage, $300,000 in liability coverage and a $1,000 deductible. Your actual annual premium may be higher or lower depending on where you live, the coverage limits you choose, your deductible and other factors.
To find the cheapest company for you, compare quotes from multiple insurance providers and choose the coverage that fits your needs.
| Average annual premium | $930 |
| Average monthly premium | $77 |
Condo insurance rates in Alaska by coverage level
Country Financial offers the lowest condo insurance rates in Alaska for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.
The second most affordable option is State Farm at $404 per year. However, prices will vary depending on the coverage level you choose.
The table below shows condo insurance rates from top companies at different coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Allstate | $296 | $331 | $371 | $406 | $442 | $477 | $516 | $551 |
| Country Financial | $166 | $186 | $206 | $226 | $245 | $265 | $285 | $305 |
| State Farm | $332 | $351 | $385 | $404 | $427 | $446 | $466 | $485 |
| USAA | $903 | $903 | $1,004 | $1,004 | $1,091 | $1,091 | $1,168 | $1,168 |
| Western National Mutual | $2,515 | $2,518 | $2,457 | $2,461 | $2,419 | $2,423 | $2,381 | $2,386 |
Condo insurance rates by company in Alaska
The cheapest option is Country Financial, followed by State Farm and Allstate as the second and third most affordable choices. However, condo insurance rates in Alaska vary by company, so it's a good idea to shop around and compare quotes.
The table below shows condo insurance rates from major companies in Alaska.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| Country Financial | $226 | $19 |
| State Farm | $404 | $34 |
| Allstate | $406 | $34 |
| Western National Mutual | $2,461 | $205 |
| USAA | $1,004 | $84 |
Compare condo insurance rates by city in Alaska
Condo insurance rates vary by city. Factors like weather, crime rates and property values all play a role in pricing. To find the cheapest and best condo insurance in your city in Alaska, consider these factors and compare quotes from different insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2023 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2024.
Compare Alaska condo insurance rates with other states
Helpful home insurance tools and calculators
You might also be interested in- Alaska car insurance laws and requirements: What is changing in 2025
- Alaska DUI and insurance: How much does a DUI raise your insurance?
- Speeding ticket calculator in Alaska
- SR-22 insurance in Alaska
- Non-owner car insurance in Alaska: Best and cheapest companies
- Low-income car insurance in Alaska: What you need to know?
- Alaska car insurance guide
- Cheapest car insurance for high-risk drivers in Alaska
- Cheapest home and auto insurance bundle in Alaska
- Best cheap car insurance in Alaska for 2024