Best condo insurance companies in Nebraska

In Nebraska, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, scores, and ratings from sources like the National Association of Insurance Commissioners (NAIC) and AM Best for major insurance companies in Nebraska. Below are the best condo insurance companies in Nebraska based on Insurance.com’s analysis.

CompanyAnnual premiumAM Best ratingNAICInsurance.com rating
Farmers Mutual Ins Co of NE$279A0.13
5.0
American Family$611A0.37
4.1
Farmers$552A0.54
3.9
Allstate$327A+0.90
3.8
State Farm$339A++0.95
3.8
Travelers$951A++0.54
3.4
Nationwide$759A+0.87
3.1
Data updated in 2024
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Average cost of condo insurance in Nebraska

The average cost of condo insurance in Nebraska is $542 a year or $45 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average annual premiumAverage monthly premium
$542$45
Data updated in 2024
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Condo insurance calculator

Average condo insurance rates in Nebraska
Please enter valid zip code
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Nebraska

Most expensive

ZIP codeCityHighest rate
69355Melbeta$664
69353McGrew$664
69220Sparks$631
69365Whiteclay$631

Least expensive

ZIP codeCityLowest rate
68157Bellevue$509
68317Bennet$510
68438Sprague$511
68305Auburn$511
Data updated in 2024
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Condo insurance rates in Nebraska by coverage level

Based on a rate study by Insurance.com, Iowa Farm bureau provides the lowest condo insurance rates in Nebraska based on our standard coverage sample of $60,000 for personal property coverage, $300,000 for liability coverage and a $1,000 deductible.

Farmers Mutual Ins Co of NE is the next cheapest option, offering low-cost condo insurance in Nebraska at $279 per year. However, rates vary by coverage level.

The table below shows condo insurance rates from several top companies at various coverage levels.

Company$40,000 contents/$100,000 liability$40,000 contents/$300,000 liability$60,000 contents/$100,000 liability$60,000 contents/$300,000 liability$80,000 contents/$100,000 liability$80,000 contents/$300,000 liability$100,000 contents/$100,000 liability$100,000 contents/$300,000 liability
Iowa Farm bureau$167$176$177$186$181$190$184$193
Farmers Mutual Ins Co of NE$222$226$275$279$334$338$394$398
Allstate$270$292$305$327$335$357$360$382
State Farm$289$296$332$339$363$370$394$401
Farmers$484$490$546$552$607$613$669$675
American Family$545$557$598$611$641$655$678$693
Nationwide$722$726$756$759$790$793$824$827
USAA$787$787$872$872$953$953$1,029$1,029
Travelers$793$820$919$951$1,029$1,066$1,174$1,219
Data updated in 2024
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Condo insurance rates by company in Nebraska

Rates for condo insurance by company in Nebraska vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Nebraska. The cheapest company for condo insurance in Nebraska is Iowa Farm Bureau. Farmers Mutual of Nebraska, and Allstate, are the second and third cheapest options.

CompanyAverage annual rateAverage monthly rate
Iowa Farm bureau$186$15
Farmers Mutual Ins Co of NE$279$23
Allstate$327$27
State Farm$339$28
Farmers$552$46
American Family$611$51
Nationwide$759$63
USAA$872$73
Travelers$951$79
Data updated in 2024
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Compare condo insurance rates by city in Nebraska

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Nebraska.

CityAnnual insurance premium
Bellevue
$515
Columbus
$521
Fremont
$523
Grand Island
$537
Hastings
$528
Kearney
$519
Lincoln
$508
Norfolk
$522
Omaha
$529
Papillion
$512
Data updated in 2024
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Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2023 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2024.

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