Best condo insurance companies in Nebraska
There are many companies offering condo insurance coverage in Nebraska. Farmers Mutual Ins Co of NE is the best condo insurance company in Nebraska based on our analysis. Our insurance experts reviewed prices and ratings from trusted sources like the National Association of Insurance Commissioners (NAIC) and AM Best.
Based on our research, here are the best condo insurance companies in Nebraska.
| Company | Annual premium | AM Best rating | NAIC | Insurance.com rating |
|---|---|---|---|---|
| Farmers Mutual Ins Co of NE | $279 | A | 0.13 | |
| American Family | $611 | A | 0.37 | |
| Farmers | $552 | A | 0.54 | |
| Allstate | $327 | A+ | 0.9 | |
| State Farm | $339 | A++ | 0.95 | |
| Travelers | $951 | A++ | 0.54 | |
| Nationwide | $759 | A+ | 0.87 |
Average cost of condo insurance in Nebraska
The average cost of condo insurance in Nebraska is $542 per year or $45 per month for $60,000 in personal property coverage, $300,000 in liability coverage and a $1,000 deductible. Your actual annual premium may be higher or lower depending on where you live, the coverage limits you choose, your deductible and other factors.
To find the cheapest company for you, compare quotes from multiple insurance providers and choose the coverage that fits your needs.
| Average annual premium | $542 |
| Average monthly premium | $45 |
Condo insurance rates in Nebraska by coverage level
Iowa Farm bureau offers the lowest condo insurance rates in Nebraska for coverage limits of $60,000 for personal property and $300,000 for liability with a $1,000 deductible.
The second most affordable option is Farmers Mutual Ins Co of NE at $279 per year. However, prices will vary depending on the coverage level you choose.
The table below shows condo insurance rates from top companies at different coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Allstate | $270 | $292 | $305 | $327 | $335 | $357 | $360 | $382 |
| American Family | $545 | $557 | $598 | $611 | $641 | $655 | $678 | $693 |
| Farmers | $484 | $490 | $546 | $552 | $607 | $613 | $669 | $675 |
| Farmers Mutual Ins Co of NE | $222 | $226 | $275 | $279 | $334 | $338 | $394 | $398 |
| Iowa Farm bureau | $167 | $176 | $177 | $186 | $181 | $190 | $184 | $193 |
| Nationwide | $722 | $726 | $756 | $759 | $790 | $793 | $824 | $827 |
| State Farm | $289 | $296 | $332 | $339 | $363 | $370 | $394 | $401 |
| Travelers | $793 | $820 | $919 | $951 | $1,029 | $1,066 | $1,174 | $1,219 |
| USAA | $787 | $787 | $872 | $872 | $953 | $953 | $1,029 | $1,029 |
Condo insurance rates by company in Nebraska
The cheapest option is Iowa Farm Bureau, followed by Farmers Mutual of Nebraska and Allstate as the second and third most affordable choices. However, condo insurance rates in Nebraska vary by company, so it's a good idea to shop around and compare quotes.
The table below shows condo insurance rates from major companies in Nebraska.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| Iowa Farm bureau | $186 | $15 |
| Farmers Mutual Ins Co of NE | $279 | $23 |
| Allstate | $327 | $27 |
| State Farm | $339 | $28 |
| Farmers | $552 | $46 |
| American Family | $611 | $51 |
| Nationwide | $759 | $63 |
| Travelers | $951 | $79 |
| USAA | $872 | $73 |
Compare condo insurance rates by city in Nebraska
Condo insurance rates vary by city. Factors like weather, crime rates and property values all play a role in pricing. To find the cheapest and best condo insurance in your city in Nebraska, consider these factors and compare quotes from different insurance companies.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2023 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2024.
Compare Nebraska condo insurance rates with other states
Helpful home insurance tools and calculators
You might also be interested in- Nebraska DUI and insurance: How much does a DUI raise your insurance?
- Speeding ticket calculator in Nebraska
- SR-22 insurance in Nebraska
- Non-owner car insurance in Nebraska: Best and cheapest companies
- Nebraska gap insurance: Everything you need to know
- Low-income car insurance in Nebraska: What you need to know
- Nebraska car insurance guide
- Cheapest car insurance for high-risk drivers in Nebraska
- Cheapest home and auto insurance bundle in Nebraska
- Best cheap car insurance in Nebraska for 2024