- Best condo insurance companies in New Hampshire
- Average cost of condo insurance in New Hampshire
- Condo insurance rates in New Hampshire by coverage level
- Condo insurance rates by company in New Hampshire
- Compare condo insurance rates by city in New Hampshire
- Methodology
- Compare New Hampshire condo insurance rates with other states
Best condo insurance companies in New Hampshire
In New Hampshire, you have a lot of options when it comes to finding the best condo insurance company for you. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, scores, and ratings from sources like the National Association of Insurance Commissioners (NAIC) and AM Best for major insurance companies in New Hampshire. Below are the best condo insurance companies in New Hampshire based on Insurance.com’s analysis.
| Company | Annual premium | AM Best rating | NAIC | Insurance.com rating |
|---|---|---|---|---|
| Vermont Mutual | $251 | A+ | 0.07 | |
| Amica Mutual | $335 | A+ | 0.23 | |
| Nationwide | $418 | A+ | 0.87 | |
| Farmers | $311 | A | 0.54 | |
| State Farm | $289 | A++ | 0.95 | |
| Auto-Owners | $391 | A++ | 0.33 | |
| MMG Insurance | $346 | A | 0.61 | |
| Plymouth Rock Assurance | $272 | A- | 1.38 | |
| Allstate | $437 | A+ | 0.90 |
Average cost of condo insurance in New Hampshire
The average cost of condo insurance in New Hampshire is $502 a year or $42 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount, among other factors.
To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.
| Average annual premium | Average monthly premium |
|---|---|
| $502 | $42 |
Condo insurance calculator
Average condo insurance rates in New HampshireMost & least expensive ZIP codes for condo insurance in New Hampshire
Most expensive
| ZIP code | City | Highest rate |
|---|---|---|
| 03870 | Rye | $586 |
| 03874 | Seabrook Beach | $579 |
| 03842 | Hampton | $565 |
| 03871 | Rye Beach | $550 |
Least expensive
| ZIP code | City | Lowest rate |
|---|---|---|
| 03784 | West Lebanon | $458 |
| 03765 | Haverhill | $458 |
| 03584 | Lancaster | $459 |
| 03597 | West Stewartstown | $459 |
Condo insurance rates in New Hampshire by coverage level
Based on a rate study by Insurance.com, Vermont Mutual provides the lowest condo insurance rates in New Hampshire based on our standard coverage sample of $60,000 for personal property coverage, $300,000 for liability coverage and a $1,000 deductible.
Plymouth Rock Assurance is the next cheapest option, offering low-cost condo insurance in New Hampshire at $272 per year. However, rates vary by coverage level.
The table below shows condo insurance rates from several top companies at various coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| Vermont Mutual | $202 | $216 | $238 | $251 | $266 | $280 | $294 | $307 |
| Plymouth Rock Assurance | $216 | $223 | $263 | $272 | $306 | $318 | $349 | $362 |
| State Farm | $234 | $234 | $289 | $289 | $335 | $335 | $379 | $379 |
| Farmers | $248 | $260 | $299 | $311 | $355 | $367 | $411 | $423 |
| Amica Mutual | $274 | $279 | $330 | $335 | $389 | $394 | $447 | $452 |
| MMG Insurance | $273 | $285 | $334 | $346 | $383 | $395 | $432 | $444 |
| Auto-Owners | $327 | $329 | $389 | $391 | $439 | $441 | $465 | $467 |
| Nationwide | $386 | $389 | $415 | $418 | $442 | $446 | $465 | $470 |
| Allstate | $314 | $359 | $392 | $437 | $468 | $513 | $547 | $592 |
| USAA | $806 | $806 | $870 | $870 | $926 | $926 | $977 | $977 |
Condo insurance rates by company in New Hampshire
Rates for condo insurance in New Hampshire vary by company. It’s important to shop around and compare quotes to find the best price.
In the table below, you’ll see condo insurance rates for major companies in New Hampshire. The cheapest company for condo insurance in New Hampshire is Vermont Mutual. Plymouth Rock Assurance and State Farm are the second and third cheapest options.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| Vermont Mutual | $251 | $21 |
| Plymouth Rock Assurance | $272 | $23 |
| State Farm | $289 | $24 |
| Farmers | $311 | $26 |
| Amica Mutual | $335 | $28 |
| MMG Insurance | $346 | $29 |
| Auto-Owners | $391 | $33 |
| Nationwide | $418 | $35 |
| Allstate | $437 | $36 |
| USAA | $870 | $72 |
Compare condo insurance rates by city in New Hampshire
Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in New Hampshire.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2023 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2024.
Compare New Hampshire condo insurance rates with other states
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