Best condo insurance companies in Utah

In Utah, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, scores, and ratings from sources like the National Association of Insurance Commissioners (NAIC) and AM Best for major insurance companies in Utah. Below are the best condo insurance companies in Utah based on Insurance.com’s analysis.

CompanyAnnual premiumAM Best ratingNAICInsurance.com rating
Nationwide$529A+0.87
5.0
State Farm$266A++0.95
4.9
Auto-Owners$820A++0.33
4.8
Allstate$321A+0.90
4.8
American Family$785A0.37
4.6
Data updated in 2024
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Average cost of condo insurance in Utah

The average cost of condo insurance in Utah is $668 a year or $56 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average annual premiumAverage monthly premium
$668$56
Data updated in 2024
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Condo insurance calculator

Average condo insurance rates in Utah
Please enter valid zip code
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Utah

Most expensive

ZIP codeCityHighest rate
84098Park City$749
84080Vernon$735
84004Alpine$733
84060Park City$733

Least expensive

ZIP codeCityLowest rate
84741Kanab$572
84015Clearfield$573
84742Kanarraville$575
84041Layton$582
Data updated in 2024
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Condo insurance rates in Utah by coverage level

Based on a rate study by Insurance.com, State Farm provides the lowest condo insurance rates in Utah based on our standard coverage sample of $60,000 for personal property coverage, $300,000 for liability coverage and a $1,000 deductible.

Allstate is the next cheapest option, offering low-cost condo insurance in Utah at $321 per year. However, rates vary by coverage level.

The table below shows condo insurance rates from several top companies at various coverage levels.

Company$40,000 contents/$100,000 liability$40,000 contents/$300,000 liability$60,000 contents/$100,000 liability$60,000 contents/$300,000 liability$80,000 contents/$100,000 liability$80,000 contents/$300,000 liability$100,000 contents/$100,000 liability$100,000 contents/$300,000 liability
State Farm$204$215$255$266$298$309$337$348
Allstate$248$291$278$321$305$348$333$376
Iowa Farm bureau$300$317$313$330$323$340$326$343
Nationwide$483$492$520$529$557$566$594$604
American Family$675$695$765$785$833$854$891$911
Auto-Owners$704$707$817$820$931$934$1,045$1,049
USAA$813$813$908$908$989$989$1,058$1,058
Data updated in 2024
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Condo insurance rates by company in Utah

Rates for condo insurance by company in Utah vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Utah. The cheapest company for condo insurance in Utah is State Farm. Allstate, and Iowa Farm Bureau, are the second and third cheapest options.

CompanyAverage annual rateAverage monthly rate
State Farm$266$22
Allstate$321$27
Iowa Farm bureau$330$28
Nationwide$529$44
American Family$785$65
Auto-Owners$820$68
USAA$908$76
Data updated in 2024
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Compare condo insurance rates by city in Utah

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Utah.

CityAnnual insurance premium
Layton
$559
Ogden
$552
Orem
$564
Provo
$569
Salt Lake City
$550
Sandy
$612
South Jordan
$542
St. George
$577
West Jordan
$553
West Valley City
$551
Data updated in 2024
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Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2023 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2024.

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