- Best condo insurance companies in Wisconsin
- Average cost of condo insurance in Wisconsin
- Condo insurance rates in Wisconsin by coverage level
- Condo insurance rates by company in Wisconsin
- Compare condo insurance rates by city in Wisconsin
- Methodology
- Compare Wisconsin condo insurance rates with other states
Best condo insurance companies in Wisconsin
In Wisconsin, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, scores, and ratings from sources like the National Association of Insurance Commissioners (NAIC) and AM Best for major insurance companies in Wisconsin. Below are the best condo insurance companies in Wisconsin based on Insurance.com’s analysis.
| Company | Annual premium | AM Best rating | NAIC | Insurance.com rating |
|---|---|---|---|---|
| West Bend Mutual | $102 | A+ | 0.42 | |
| Secura Insurance | $353 | A | 0.14 | |
| Acuity A Mutual Ins Co | $285 | A+ | 0.39 | |
| Auto-Owners | $374 | A++ | 0.33 | |
| American Family | $497 | A | 0.37 | |
| State Farm | $273 | A++ | 0.95 | |
| Nationwide | $330 | A+ | 0.87 | |
| Allstate | $346 | A+ | 0.90 |
Average cost of condo insurance in Wisconsin
The average cost of condo insurance in Wisconsin is $527 a year or $44 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.
To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.
| Average annual premium | Average monthly premium |
|---|---|
| $527 | $44 |
Condo insurance calculator
Average condo insurance rates in WisconsinMost & least expensive ZIP codes for condo insurance in Wisconsin
Most expensive
| ZIP code | City | Highest rate |
|---|---|---|
| 54873 | Solon Springs | $599 |
| 54854 | Maple | $599 |
| 54849 | Lake Nebagamon | $599 |
| 54820 | Brule | $598 |
Least expensive
| ZIP code | City | Lowest rate |
|---|---|---|
| 54442 | Irma | $484 |
| 54435 | Gleason | $484 |
| 54487 | Tomahawk | $484 |
| 54532 | Heafford Junction | $490 |
Condo insurance rates in Wisconsin by coverage level
Based on a rate study by Insurance.com, West Bend Mutual provides the lowest condo insurance rates in Wisconsin based on our standard coverage sample of $60,000 for personal property coverage, $300,000 for liability coverage and a $1,000 deductible.
State Farm is the next cheapest option, offering low-cost condo insurance in Wisconsin at $273 per year. However, rates vary by coverage level.
The table below shows condo insurance rates from several top companies at various coverage levels.
| Company | $40,000 contents/$100,000 liability | $40,000 contents/$300,000 liability | $60,000 contents/$100,000 liability | $60,000 contents/$300,000 liability | $80,000 contents/$100,000 liability | $80,000 contents/$300,000 liability | $100,000 contents/$100,000 liability | $100,000 contents/$300,000 liability |
|---|---|---|---|---|---|---|---|---|
| West Bend Mutual | $76 | $78 | $99 | $102 | $117 | $120 | $138 | $141 |
| State Farm | $236 | $245 | $264 | $273 | $285 | $294 | $305 | $314 |
| Acuity A Mutual Ins Co | $242 | $257 | $270 | $285 | $292 | $307 | $315 | $330 |
| Nationwide | $284 | $292 | $319 | $330 | $360 | $374 | $402 | $419 |
| Allstate | $296 | $315 | $327 | $346 | $352 | $371 | $372 | $391 |
| Secura Insurance | $299 | $315 | $337 | $353 | $371 | $387 | $397 | $413 |
| Auto-Owners | $343 | $347 | $370 | $374 | $401 | $405 | $432 | $436 |
| American Family | $429 | $450 | $475 | $497 | $510 | $533 | $538 | $563 |
| USAA | $876 | $876 | $941 | $941 | $997 | $997 | $1,046 | $1,046 |
Condo insurance rates by company in Wisconsin
Rates for condo insurance by company in Wisconsin vary. It’s important to shop around and compare quotes to find the best price.
In the table given below, you’ll see condo insurance rates for major companies in Wisconsin. The cheapest company for condo insurance in Wisconsin is West Bend Insurance Company. State Farm, and Acuity Insurance, are the second and third cheapest options.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| West Bend Mutual | $102 | $8 |
| State Farm | $273 | $23 |
| Acuity A Mutual Ins Co | $285 | $24 |
| Nationwide | $330 | $27 |
| Allstate | $346 | $29 |
| Secura Insurance | $353 | $29 |
| Auto-Owners | $374 | $31 |
| American Family | $497 | $41 |
| USAA | $941 | $78 |
Compare condo insurance rates by city in Wisconsin
Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Wisconsin.
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2023 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2024.
Compare Wisconsin condo insurance rates with other states
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