- Best home insurance companies in Wyoming: State Farm
- Cheapest home insurance companies in Wyoming: Nationwide
- Average home insurance cost in Wyoming
- Wyoming home insurance rates by ZIP code
- Wyoming homeowners insurance rates by county
- Home insurance rates in Wyoming’s largest cities
- Compare Wyoming homeowners insurance rates with other states
Best home insurance companies in Wyoming: State Farm
The best home insurance company in Wyoming for 2024 is State Farm. Nationwide, Farmers and Allstate are among the top home insurance companies in Wyoming based on price, NAIC complaints, and AM Best financial ratings.
The total Insurance.com score is calculated out of five using these factors.
| Company | AM Best | NAIC complaint ratio | Insurance.com score | Average annual rate |
|---|---|---|---|---|
| State Farm | A++ | 0.83 | 4.57 | $1,727 |
| Nationwide | A+ | 1.05 | 3.92 | $1,174 |
| Farmers | A | 0.67 | 3.11 | $2,301 |
| Allstate | A+ | 1.46 | 2.58 | $2,847 |
Cheapest home insurance companies in Wyoming: Nationwide
Below are Wyoming home insurance rates by company for five different levels of dwelling coverage, each with $300,000 in liability and a $1,000 deductible. Based on our rate analysis, you’ll see Nationwide offers the most affordable rates for all dwelling coverages for homeowners in Wyoming, with the exception of USAA. USAA offers the most affordable home insurance for $600,000 and $1,000,000 coverage. However, it provides services only to military veterans and their families.
| Company | $200,000 | $300,000 | $400,000 | $600,000 | $1,000,000 |
|---|---|---|---|---|---|
| Nationwide | $822 | $1,174 | $1,562 | $2,443 | $4,453 |
| USAA* | $1,156 | $1,436 | $1,709 | $2,302 | $3,594 |
| State Farm | $1,182 | $1,727 | $2,417 | $3,733 | $4,373 |
| Farmers | $1,624 | $2,301 | $3,097 | $4,892 | $8,382 |
| Allstate | $1,969 | $2,847 | $3,662 | $5,144 | $7,699 |
*USAA only provides coverage to military members, veterans and their families.
Average home insurance cost in Wyoming
The average cost of homeowners insurance in Wyoming is $1,897 a year or $158 a month. This is based on coverage of:
- $300,000 dwelling
- $300,000 liability
- $1,000 deductible.
However, the average annual premium varies by the insurance company, your ZIP code, coverage type, your home's age, among other factors. It’s a good idea to compare price quotes from different Wyoming homeowners insurance companies to get the best deal.
Wyoming home insurance rates by ZIP code
Enter your ZIP code and desired coverage level in the search box to see the average home insurance rate for that area. You will also see the highest and lowest premiums from major home insurers. This will give you an idea of how much you can save by comparing home insurance rates. The difference between the highest rate and the lowest rate is how much you could save by shopping around.
Home insurance calculator
Average home insurance rates in TexasMost & least expensive ZIP codes for homeowners insurance in Texas
Most expensive
| ZIP code | City | Highest rate |
|---|---|---|
| 77550 | Galveston | $10,164 |
| 77586 | El Lago | $9,906 |
| 77551 | Galveston | $9,536 |
| 77554 | Galveston | $9,358 |
Least expensive
| ZIP code | City | Lowest rate |
|---|---|---|
| 78559 | Iglesia Antigua | $1,956 |
| 78593 | Santa Rosa | $1,999 |
| 79915 | El Paso | $2,008 |
| 79905 | El Paso | $2,009 |
The Wyoming Department of Insurance says...
If you have expensive jewelry, like a diamond engagement ring or vintage necklace, you might want to consider an endorsement/rider. It will take over and protect these items, where a traditional home insurance policy might end. Other things worthy of an endorsement/rider may include antiques, fine art, and priceless stamp or coin collections, to name a few.
- The Wyoming Department of InsuranceWyoming homeowners insurance rates by county
| County | Average annual premium | Average monthly premium |
|---|---|---|
| Albany | $1,852 | $154 |
| Big Horn | $1,835 | $153 |
| Campbell | $2,277 | $190 |
| Carbon | $1,649 | $137 |
| Converse | $2,102 | $175 |
| Crook | $2,143 | $179 |
| Fremont | $1,660 | $138 |
| Goshen | $2,147 | $179 |
| Hot Springs | $1,750 | $146 |
| Johnson | $2,072 | $173 |
| Laramie | $2,534 | $211 |
| Lincoln | $1,577 | $131 |
| Natrona | $2,146 | $179 |
| Niobrara | $2,091 | $174 |
| Park | $1,680 | $140 |
| Platte | $2,195 | $183 |
| Sheridan | $2,060 | $172 |
| Sublette | $1,612 | $134 |
| Sweetwater | $1,567 | $131 |
| Teton | $1,603 | $134 |
| Uinta | $1,549 | $129 |
| Washakie | $2,118 | $176 |
| Weston | $2,023 | $169 |
Home insurance rates in Wyoming’s largest cities
Home insurance rates can vary widely depending on where the home is located. To help you compare, we’ve gathered home insurance rates for the largest cities in Wyoming below.
Green River is the cheapest city in Wyoming, with an average annual rate of $1,472, while Cheyenne is the most expensive city with home insurance rates at $2,447 per year.
| City | Average annual rates |
|---|---|
| Green River | $ 1,517 |
| Evanston | $ 1,546 |
| Laramie | $ 1,831 |
| Sheridan | $ 1,997 |
| Casper | $ 2,202 |
| Gillette | $ 2,241 |
| Cheyenne | $ 2,477 |
Compare Wyoming homeowners insurance rates with other states
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