Condo insurance in Port St. Lucie, FL

Average cost of condo insurance in Port St. Lucie

The average cost of condo insurance (HO6) in Port St. Lucie is $2,036 per year, for a coverage level of $40,000 for personal property and liability protection of $100,000 with a $1,000 deductible. However, insurance rates vary depending on your location in the city, the value of your condo and the coverage limits you choose. The highest average rate for condo insurance in Port St. Lucie is $4,216, it's $3,702 more than the lowest average rate of $514.

Average annual cost	Average per month cost	Highest average rate	Lowest average rate
$2,036	$170	$4,216	$514

Condo insurance cost in Port St. Lucie compared with the state average

Condo insurance costs an average of $2,036 per year in Port St. Lucie. It is $520 less expensive than the state average of $1,516.

Port St. Lucie, FL average cost	Florida average cost
$2,036	$1,516

Condo insurance cost in Port St. Lucie with a liability limit of $100,000

Many factors affect the cost of your HO-6 insurance. One is the area you live in, and another important factor that influences your condo insurance rate is how much personal property coverage you choose. Generally, the higher you set your coverage limit, the more expensive your condo insurance will be.

For instance, the average annual rate for personal property coverage of $40,000 is $1,582 or $132 per month. Condo insurance costs $2,015 a year on average for $60,000 of dwelling coverage.

Dwelling coverage	Average annual rate	Average per month rate
$40,000	$1,582	$132
$60,000	$2,015	$168
$80,000	$2,401	$200
$100,000	$2,463	$205

Note: The deductible amount is $1,000 and the liability limit is $100,000.

Condo insurance cost in Port St. Lucie for liability limit of $300,000

The following table shows the cost of condo insurance for four coverage levels. For the liability limit of $300,000 and $1,000 deductible, the average annual condo insurance rates for different personal property limits are shown below.-

Dwelling coverage	Average annual rate	Average per month rate
$40,000	$1,603	$134
$60,000	$2,036	$170
$80,000	$2,424	$202
$100,000	$2,487	$207

Methodology

Insurance.com compared condo insurance rates in 2022 provided by Quadrant Information Services for around 29,000 cities in all states including Washington D.C for $40,000 dwelling coverage with a $1,000 deductible and $100,000 liability coverage. The rates were analyzed for almost 34,000 ZIP codes for those with good credit ratings. The content has been updated in 2023.