Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Alfa Romeo, being a luxury car, has higher car insurance rates. As per Insurance.com’s data analysis, the national average car insurance cost for an Alfa Romeo is $263 per month for full coverage car insurance. However, what you pay to insure an Alfa Romeo varies depending on your insurance company, driving record, the state in which you live, and the model of your car.
Out of all the Alfa Romeo models, Giulia is the most expensive to insure whereas, Stelvio is the cheapest model to insure. In this guide, you’ll find average car insurance rates for the popular Alfa Romeo models.
How much does an Alfa Romeo insurance cost?
According to Insurance.com’s analyzed data, car insurance rates for an Alfa Romeo is $3,164 annually for full coverage with limits of 100/300/100 for a 40-year-old driver. However, the average auto insurance rates vary depending on a number of factors, including the make and model of the car and driving history.
Newer and more expensive cars tend to have higher insurance rates than older and less expensive models. The best way to determine how much it costs to insure an Alfa Romeo is to get quotes from multiple car insurance companies.
Alfa Romeo car insurance cost by model
The Giulia is the most expensive Alfa Romeo model to insure, with an average yearly cost of $3,201 for a 40-year-old driver. Whereas Alfa Romeo Stelvio has the cheapest car insurance rates at an average of $2,893 annually, according to an in-depth data analysis by Insurance.com.
However, your specific rates may vary depending on a number of factors, including the make and model of the car and your driving history. Models with higher performance capabilities, advanced technology, and premium features often come with a higher price tag.
Below are the 2023 car insurance rates for the most popular Alfa Romeo models.
| Year and model | Average annual premium |
|---|---|
| 2023 Alfa-Romeo Stelvio | $2,893 |
| 2023 Alfa-Romeo Giulia | $3,201 |
Choose your vehicle model
Alfa Romeo Stelvio insurance cost
- The average cost of insuring a Alfa Romeo Stelvio is $2,893 per year
- MSRP- $45,950
- Trim Level- Sprint, Ti, Competizione, and Veloce
Stelvio has been awarded the top compact premium SUV for best initial quality. And it costs $2,893 a year to insure an Alfa Romeo Stelvio. The Stelvio insurance costs are higher as it comes with advanced safety features that are designed for ease of driving.
Here are the Alfa Romeo Stelvio car insurance rates for different model years, as well as the car insurance rates by company and state.
| Year and model | Average annual premium |
|---|---|
| 2023 Alfa-Romeo Stelvio | $2,893 |
| 2022 Alfa-Romeo Stelvio | $2,511 |
| 2021 Alfa-Romeo Stelvio | $2,093 |
| 2020 Alfa-Romeo Stelvio | $2,228 |
| 2019 Alfa-Romeo Stelvio | $2,260 |
| 2018 Alfa-Romeo Stelvio | $2,115 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,720 | $143 |
| Nationwide | $2,074 | $173 |
| Geico | $2,279 | $190 |
| Progressive | $2,745 | $229 |
| Farmers | $3,652 | $304 |
| Allstate | $4,499 | $375 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,961 | 28% more |
| Alaska | $2,092 | 9% less |
| Arizona | $2,706 | 17% more |
| Arkansas | $3,188 | 38% more |
| California | $3,458 | 50% more |
| Colorado | $4,022 | 74% more |
| Connecticut | $2,636 | 14% more |
| Delaware | $2,729 | 18% more |
| Florida | $3,334 | 45% more |
| Georgia | $3,407 | 48% more |
| Hawaii | $1,723 | 25% less |
| Idaho | $2,174 | 6% less |
| Illinois | $2,679 | 16% more |
| Indiana | $2,453 | 6% more |
| Iowa | $2,636 | 14% more |
| Kansas | $2,926 | 27% more |
| Kentucky | $3,383 | 47% more |
| Louisiana | $4,111 | 78% more |
| Maine | $1,907 | 17% less |
| Maryland | $2,657 | 15% more |
| Massachusetts | $2,858 | 24% more |
| Michigan | $3,636 | 58% more |
| Minnesota | $2,981 | 29% more |
| Mississippi | $2,622 | 14% more |
| Missouri | $3,397 | 47% more |
| Montana | $3,034 | 32% more |
| Nebraska | $3,443 | 49% more |
| Nevada | $2,392 | 4% more |
| New Hampshire | $2,071 | 10% less |
| New Jersey | $2,778 | 21% more |
| New Mexico | $3,054 | 32% more |
| New York | $2,119 | 8% less |
| North Carolina | $2,281 | 1% less |
| North Dakota | $2,507 | 9% more |
| Ohio | $2,441 | 6% more |
| Oklahoma | $2,994 | 30% more |
| Oregon | $2,669 | 16% more |
| Pennsylvania | $2,556 | 11% more |
| Rhode Island | $2,961 | 28% more |
| South Carolina | $2,515 | 9% more |
| South Dakota | $3,778 | 64% more |
| Tennessee | $3,110 | 35% more |
| Texas | $3,351 | 45% more |
| Utah | $2,534 | 10% more |
| Vermont | $2,017 | 12% less |
| Virginia | $2,009 | 13% less |
| Washington | $2,355 | 2% more |
| Washington, D.C. | $3,188 | 38% more |
| West Virginia | $2,513 | 9% more |
| Wisconsin | $2,295 | Equal |
| Wyoming | $3,489 | 51% more |
Alfa Romeo Giulia insurance cost
- The average annual insurance rate for a Giulia is $3,201 for a 40-year-old driver
- MSRP- $43,340
- Trim Level- Sprint, Ti, Competizione, and Veloce
Alfa Romeo Giulia is a premium sports sedan with Italian design and performance. It costs $3,201 per year to insure an Alfa Romeo Giulia. The top competitors of Giulila include BMW 330i, Audi A4, Audi A6, and others.
We closely analyzed the Alfa Romeo Giulia auto insurance rates for different model years, as well as the auto insurance rates by company and state.
| Year and model | Average annual premium |
|---|---|
| 2023 Alfa-Romeo Giulia | $3,201 |
| 2022 Alfa-Romeo Giulia | $2,723 |
| 2021 Alfa-Romeo Giulia | $2,651 |
| 2020 Alfa-Romeo Giulia | $2,464 |
| 2019 Alfa-Romeo Giulia | $2,540 |
| 2018 Alfa-Romeo Giulia | $2,340 |
| 2017 Alfa-Romeo Giulia | $2,312 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,988 | $166 |
| Nationwide | $2,659 | $222 |
| Geico | $2,694 | $225 |
| Progressive | $2,817 | $235 |
| Farmers | $4,044 | $337 |
| Allstate | $5,408 | $451 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,514 | 52% more |
| Alaska | $2,405 | 4% more |
| Arizona | $2,929 | 27% more |
| Arkansas | $3,424 | 49% more |
| California | $4,108 | 78% more |
| Colorado | $4,911 | 113% more |
| Connecticut | $2,672 | 16% more |
| Delaware | $3,049 | 32% more |
| Florida | $3,610 | 57% more |
| Georgia | $3,764 | 63% more |
| Hawaii | $2,117 | 8% less |
| Idaho | $2,753 | 19% more |
| Illinois | $3,249 | 41% more |
| Indiana | $2,801 | 22% more |
| Iowa | $2,881 | 25% more |
| Kansas | $3,180 | 38% more |
| Kentucky | $3,859 | 67% more |
| Louisiana | $4,482 | 94% more |
| Maine | $2,481 | 8% more |
| Maryland | $2,874 | 25% more |
| Massachusetts | $3,066 | 33% more |
| Michigan | $3,997 | 73% more |
| Minnesota | $3,643 | 58% more |
| Mississippi | $3,054 | 32% more |
| Missouri | $4,282 | 86% more |
| Montana | $3,369 | 46% more |
| Nebraska | $4,275 | 85% more |
| Nevada | $2,571 | 12% more |
| New Hampshire | $2,385 | 3% more |
| New Jersey | $3,204 | 39% more |
| New Mexico | $3,586 | 56% more |
| New York | $2,448 | 6% more |
| North Carolina | $3,004 | 30% more |
| North Dakota | $3,126 | 36% more |
| Ohio | $2,843 | 23% more |
| Oklahoma | $3,487 | 51% more |
| Oregon | $3,016 | 31% more |
| Pennsylvania | $2,884 | 25% more |
| Rhode Island | $3,738 | 62% more |
| South Carolina | $2,867 | 24% more |
| South Dakota | $4,474 | 94% more |
| Tennessee | $3,404 | 48% more |
| Texas | $3,773 | 64% more |
| Utah | $2,890 | 25% more |
| Vermont | $2,651 | 15% more |
| Virginia | $2,350 | 2% more |
| Washington | $2,789 | 21% more |
| Washington, D.C. | $3,547 | 54% more |
| West Virginia | $3,131 | 36% more |
| Wisconsin | $2,504 | 9% more |
| Wyoming | $4,213 | 83% more |
Methodology
Insurance.com, with the help of Quadrant Information Services, gathered rates for various Alfa Romeo models. The data is based on the sample profile of a 40-year-old male driver. All rates are based on the profile of a driver with a clean record and full coverage policy.
The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductible. Where 100/300/100 represents:
- $100,000 coverage for bodily injury per person
- $300,000 in bodily injury per accident
- $100,000 for property damage
Sources:
- Alfaromeousa.com, “About Alfa Romeo Stelvio,” Accessed November 2023
- Alfaromeousa.com, “About Alfa Romeo Giulia,” Accessed November 2023