Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Audi A8 is $3,728 per year or $311 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Audi A8 costs $3,728 per year, whereas the 2021 Audi A8 costs $3,123 annually. State Farm offers the cheapest annual rate for 2023 Audi A8 $2,657 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Audi A8 by model year

Year of Audi A8 modelAverage cost to insure
2023$3,728
2021$3,123
2020$3,036
2019$3,136
2018$3,137
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Compare Audi A8 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm4 Door Sedan AWD Turbo Hybrid$2,061
Progressive4 Door Sedan AWD Turbo Hybrid$2,476
Geico4 Door Sedan AWD Turbo Hybrid$2,904
Nationwide4 Door Sedan AWD Turbo Hybrid$2,936
Farmers4 Door Sedan AWD Turbo Hybrid$4,097
Allstate4 Door Sedan AWD Turbo Hybrid$4,539

Audi A8 insurance rates per year

2023

2023 Audi A8 insurance rates

Average cost to insure $3,728
Annual cheapest rate $2,657
Available trims L 3.0T Quattro, L 4.0T Quattro
RankCompanyAverage annual premium
1State Farm$2,657
2Nationwide$2,674
3Progressive$3,260
4Geico$3,697
5Farmers$4,413
6Allstate$5,669
2021

2021 Audi A8 insurance rates

Average cost to insure $3,123
Annual cheapest rate $2,034
Available trims L 3.0T Quattro, L 4.0T Quattro
RankCompanyAverage annual premium
1Progressive$2,034
2State Farm$2,151
3Nationwide$2,481
4Geico$3,208
5Farmers$3,491
6Allstate$5,373
2020

2020 Audi A8 insurance rates

Average cost to insure $3,036
Annual cheapest rate $2,152
Available trims L 3.0T Quattro, L 4.0T Quattro
RankCompanyAverage annual premium
1State Farm$2,152
2Progressive$2,364
3Nationwide$2,584
4Geico$2,821
5Farmers$3,067
6Allstate$5,227
2019

2019 Audi A8 insurance rates

Average cost to insure $3,136
Annual cheapest rate $2,361
Available trims L 3.0T Quattro, L 4.0T Quattro
RankCompanyAverage annual premium
1State Farm$2,361
2Nationwide$2,564
3Progressive$2,703
4Geico$2,789
5Farmers$3,612
6Allstate$4,786
2018

2018 Audi A8 insurance rates

Average cost to insure $3,137
Annual cheapest rate $2,332
Available trims L 3.0T Quattro, L 4.0T Quattro
RankCompanyAverage annual premium
1State Farm$2,332
2Nationwide$2,542
3Progressive$2,646
4Farmers$3,464
5Geico$3,527
6Allstate$4,310
2017

2017 Audi A8 insurance rates

Average cost to insure $3,168
Annual cheapest rate $2,223
Available trims L 3.0T Quattro, L 4.0T Quattro
RankCompanyAverage annual premium
1State Farm$2,223
2Progressive$2,634
3Nationwide$2,753
4Farmers$3,434
5Geico$3,758
6Allstate$4,206
2016

2016 Audi A8 insurance rates

Average cost to insure $3,012
Annual cheapest rate $2,306
Available trims L 3.0T Quattro, L 4.0T Quattro
RankCompanyAverage annual premium
1State Farm$2,306
2Progressive$2,601
3Nationwide$2,659
4Geico$3,154
5Farmers$3,327
6Allstate$4,024
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