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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford Fusion is $1,686 per year or $141 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2021 Ford Fusion costs $1,686 per year, whereas the 2020 Ford Fusion costs $1,756 annually. State Farm offers the cheapest annual rate for 2021 Ford Fusion at $1,196 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Ford Fusion by model year
| Year of Ford Fusion model | Average cost to insure |
|---|---|
| 2021 | $1,686 |
| 2020 | $1,756 |
| 2019 | $1,838 |
| 2018 | $1,792 |
| 2017 | $1,747 |
Compare Ford Fusion insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4 Door Sedan | $1,419 |
| Geico | 4 Door Sedan | $1,649 |
| Progressive | 4 Door Sedan | $2,100 |
| Allstate | 4 Door Sedan | $2,610 |
| Nationwide | 4 Door Sedan | $2,848 |
| Farmers | 4 Door Sedan | $3,334 |
Ford Fusion insurance rates per year
2021 Ford Fusion insurance rates
Rank Company Average annual premium 1 State Farm $1,196 2 Progressive $1,327 3 Geico $1,384 4 Nationwide $1,608 5 Farmers $2,067 6 Allstate $2,534 2020 Ford Fusion insurance rates
Rank Company Average annual premium 1 State Farm $1,355 2 Geico $1,355 3 Progressive $1,631 4 Nationwide $1,876 5 Farmers $1,918 6 Allstate $2,399 2019 Ford Fusion insurance rates
Rank Company Average annual premium 1 Geico $1,396 2 State Farm $1,434 3 Nationwide $1,798 4 Progressive $1,807 5 Allstate $2,262 6 Farmers $2,330 2018 Ford Fusion insurance rates
Rank Company Average annual premium 1 Geico $1,289 2 State Farm $1,375 3 Nationwide $1,775 4 Progressive $1,803 5 Allstate $2,186 6 Farmers $2,324 2017 Ford Fusion insurance rates
Rank Company Average annual premium 1 Geico $1,261 2 State Farm $1,321 3 Progressive $1,773 4 Nationwide $1,789 5 Allstate $2,036 6 Farmers $2,299 2016 Ford Fusion insurance rates
Rank Company Average annual premium 1 Geico $1,206 2 State Farm $1,239 3 Nationwide $1,695 4 Progressive $1,735 5 Allstate $2,000 6 Farmers $2,273
