Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Gensis, being a luxury car brand, has higher insurance rates. Luxury cars are more expensive to insure because of higher theft risk, increased repair costs, and high-end safety features. Based on an in-depth analysis by Insurance.com, Genesis insurance costs $229 per month for a full coverage policy. However, factors like the insurance company, driving record, location, and model of your car may impact your Genesis car insurance rates.
This guide covers the average car insurance rates of all the popular models to help Genesis owners know the rates they can expect to pay to protect their expensive cars.
How much does a Genesis car insurance cost?
According to Insurance.com’s analyzed data, car insurance rates for Genesis is $2,752 annually for full coverage with limits of 100/300/100 for a 40-year-old driver.
Newer and more expensive cars tend to have higher insurance rates than older, cheaper models. The best way to determine how much it costs to insure Genesis is to get quotes from multiple car insurance companies.
Genesis car insurance cost by model: Most and least expensive
Genesis G90 is the most expensive car model to insure at an average annual rate of $4,585. Meanwhile, Genesis GV70 is the cheapest model to insure at $2,362 annually.
Below are the 2023 car insurance rates for the most popular Genesis models.
| Year and model | Average annual premium |
|---|---|
| 2023 Genesis GV70 | $2,362 |
| 2023 Genesis GV80 | $2,545 |
| 2023 Genesis G70 | $2,664 |
| 2023 Genesis GV60 | $2,863 |
| 2023 Genesis G80 | $2,988 |
| 2023 Genesis G90 | $4,585 |
Choose your vehicle model
Genesis GV70 insurance cost
- The average cost of insuring a Genesis GV70 is $2,362 per year
- MSRP- $44,900
- Trim Level- 2.5T AWD and 3.5T AWD
Genesis GV70 is a compact luxury crossover SUV and it costs $2,362 per year to insure a Genesis GV70. The Volvo XC60, Audi Q5 and Acura RDX are its competitors in this segment. GV70 has been named IIHS’s 2023 Top Safety Pick and is a Kelly Blue Book (KBB.com) Best Buy award winner.
The table below provides the average insurance cost for the Genesis GV70 by model year, and rates by company and state, based on 2023 rates:
| Year and model | Average annual premium |
|---|---|
| 2023 Genesis GV70 | $2,362 |
| 2022 Genesis GV70 | $2,209 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,586 | $132 |
| Nationwide | $1,720 | $143 |
| Progressive | $1,858 | $155 |
| Geico | $2,201 | $183 |
| Farmers | $2,486 | $207 |
| Allstate | $4,346 | $362 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,290 | 1% less |
| Alaska | $1,984 | 14% less |
| Arizona | $2,243 | 3% less |
| Arkansas | $2,543 | 10% more |
| California | $2,768 | 20% more |
| Colorado | $2,929 | 27% more |
| Connecticut | $2,102 | 9% less |
| Delaware | $2,573 | 12% more |
| Florida | $3,054 | 32% more |
| Georgia | $2,690 | 17% more |
| Hawaii | $1,530 | 34% less |
| Idaho | $1,987 | 14% less |
| Illinois | $2,271 | 1% less |
| Indiana | $2,033 | 12% less |
| Iowa | $2,103 | 9% less |
| Kansas | $2,559 | 11% more |
| Kentucky | $2,945 | 28% more |
| Louisiana | $3,311 | 44% more |
| Maine | $1,367 | 41% less |
| Maryland | $2,325 | 1% more |
| Massachusetts | $2,466 | 7% more |
| Michigan | $2,727 | 18% more |
| Minnesota | $2,601 | 13% more |
| Mississippi | $2,225 | 3% less |
| Missouri | $2,883 | 25% more |
| Montana | $2,561 | 11% more |
| Nebraska | $2,645 | 15% more |
| Nevada | $2,113 | 8% less |
| New Hampshire | $1,657 | 28% less |
| New Jersey | $2,411 | 5% more |
| New Mexico | $2,629 | 14% more |
| New York | $2,028 | 12% less |
| North Carolina | $2,182 | 5% less |
| North Dakota | $2,184 | 5% less |
| Ohio | $1,957 | 15% less |
| Oklahoma | $2,554 | 11% more |
| Oregon | $2,321 | 1% more |
| Pennsylvania | $2,354 | 2% more |
| Rhode Island | $2,812 | 22% more |
| South Carolina | $2,207 | 4% less |
| South Dakota | $2,973 | 29% more |
| Tennessee | $2,626 | 14% more |
| Texas | $2,925 | 27% more |
| Utah | $2,118 | 8% less |
| Vermont | $1,912 | 17% less |
| Virginia | $1,764 | 23% less |
| Washington | $1,914 | 17% less |
| Washington, D.C. | $2,807 | 22% more |
| West Virginia | $2,354 | 2% more |
| Wisconsin | $1,903 | 17% less |
| Wyoming | $3,349 | 45% more |
Genesis GV80 insurance cost
- The average annual insurance rate for a GV80 is $2,545 for a 40-year-old driver
- MSRP- $57,450
- Trim Levels- 2.5T I4 AWD, 3.5T V6 AWD, and 3.5T V6 AWD Prestige Signature
The Genesis GV80 car insurance costs $2,545 per year for a 40-year-old driver. It competes in the competitive compact SUV niche against the Audi Q8, BMW X5, and Infiniti QX50. The NHTSA has awarded GV80 a five-star overall safety rating in 2023.
The table below shows average insurance costs for the Genesis GV80 by model year, rates by company and by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Genesis GV80 | $2,545 |
| 2022 Genesis GV80 | $2,147 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,698 | $141 |
| Nationwide | $1,885 | $157 |
| Progressive | $1,969 | $164 |
| Geico | $2,204 | $184 |
| Farmers | $2,558 | $213 |
| Allstate | $4,927 | $411 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,426 | 5% more |
| Alaska | $2,073 | 10% less |
| Arizona | $2,401 | 4% more |
| Arkansas | $2,684 | 16% more |
| California | $3,064 | 33% more |
| Colorado | $3,119 | 35% more |
| Connecticut | $2,221 | 4% less |
| Delaware | $2,722 | 18% more |
| Florida | $3,592 | 56% more |
| Georgia | $2,842 | 23% more |
| Hawaii | $1,579 | 31% less |
| Idaho | $2,143 | 7% less |
| Illinois | $2,423 | 5% more |
| Indiana | $2,169 | 6% less |
| Iowa | $2,266 | 2% less |
| Kansas | $2,748 | 19% more |
| Kentucky | $3,423 | 49% more |
| Louisiana | $3,507 | 52% more |
| Maine | $1,691 | 27% less |
| Maryland | $2,475 | 7% more |
| Massachusetts | $2,577 | 12% more |
| Michigan | $2,865 | 24% more |
| Minnesota | $2,725 | 18% more |
| Mississippi | $2,381 | 3% more |
| Missouri | $3,151 | 37% more |
| Montana | $2,727 | 18% more |
| Nebraska | $2,895 | 26% more |
| Nevada | $2,202 | 4% less |
| New Hampshire | $1,763 | 24% less |
| New Jersey | $2,504 | 9% more |
| New Mexico | $2,850 | 24% more |
| New York | $2,360 | 2% more |
| North Carolina | $2,266 | 2% less |
| North Dakota | $2,367 | 3% more |
| Ohio | $2,134 | 7% less |
| Oklahoma | $2,734 | 19% more |
| Oregon | $2,532 | 10% more |
| Pennsylvania | $2,499 | 8% more |
| Rhode Island | $2,937 | 27% more |
| South Carolina | $2,342 | 2% more |
| South Dakota | $3,232 | 40% more |
| Tennessee | $2,808 | 22% more |
| Texas | $3,240 | 41% more |
| Utah | $2,235 | 3% less |
| Vermont | $2,027 | 12% less |
| Virginia | $1,846 | 20% less |
| Washington | $2,009 | 13% less |
| Washington, D.C. | $2,994 | 30% more |
| West Virginia | $2,629 | 14% more |
| Wisconsin | $2,058 | 11% less |
| Wyoming | $3,456 | 50% more |
Genesis G70 insurance cost
- For a 40-year-old driver, the average insurance cost for a Genesis G70 is $2,664 per year.
- MSRP - $39,400
- Trim Levels- 2.0T RWD, 2.0T AWD, 3.3T RWD, 3.3T AWD
The G70 insurance cost ranges from $2,045 to $2,664 per year. But the trim and model year of the Genesis G70 you choose may affect your annual car insurance premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods.. It competes with cars like the Audi A4 and Cadillac CT4.
Below are the average insurance costs for the Genesis G70 by model year, by company, and by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Genesis G70 | $2,664 |
| 2022 Genesis G70 | $2,318 |
| 2021 Genesis G70 | $2,121 |
| 2020 Genesis G70 | $2,417 |
| 2019 Genesis G70 | $2,045 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,672 | $139 |
| Nationwide | $2,035 | $170 |
| Geico | $2,308 | $192 |
| Progressive | $2,608 | $217 |
| Farmers | $3,034 | $253 |
| Allstate | $4,326 | $360 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,756 | 20% more |
| Alaska | $2,217 | 4% less |
| Arizona | $2,483 | 8% more |
| Arkansas | $2,952 | 28% more |
| California | $3,120 | 35% more |
| Colorado | $3,580 | 55% more |
| Connecticut | $2,322 | 1% more |
| Delaware | $2,682 | 16% more |
| Florida | $3,185 | 38% more |
| Georgia | $3,104 | 35% more |
| Hawaii | $1,552 | 33% less |
| Idaho | $2,287 | 1% less |
| Illinois | $2,664 | 16% more |
| Indiana | $2,316 | Equal |
| Iowa | $2,178 | 6% less |
| Kansas | $2,588 | 12% more |
| Kentucky | $3,206 | 39% more |
| Louisiana | $3,736 | 62% more |
| Maine | $1,826 | 21% less |
| Maryland | $2,503 | 9% more |
| Massachusetts | $2,706 | 17% more |
| Michigan | $3,446 | 50% more |
| Minnesota | $2,960 | 28% more |
| Mississippi | $2,529 | 10% more |
| Missouri | $3,121 | 35% more |
| Montana | $2,753 | 19% more |
| Nebraska | $3,048 | 32% more |
| Nevada | $2,361 | 2% more |
| New Hampshire | $1,915 | 17% less |
| New Jersey | $2,797 | 21% more |
| New Mexico | $2,977 | 29% more |
| New York | $2,083 | 10% less |
| North Carolina | $2,371 | 3% more |
| North Dakota | $2,500 | 8% more |
| Ohio | $2,315 | Equal |
| Oklahoma | $2,702 | 17% more |
| Oregon | $2,737 | 19% more |
| Pennsylvania | $2,544 | 10% more |
| Rhode Island | $2,933 | 27% more |
| South Carolina | $2,358 | 2% more |
| South Dakota | $3,420 | 48% more |
| Tennessee | $2,879 | 25% more |
| Texas | $3,250 | 41% more |
| Utah | $2,530 | 10% more |
| Vermont | $2,265 | 2% less |
| Virginia | $2,115 | 8% less |
| Washington | $2,123 | 8% less |
| Washington, D.C. | $2,848 | 24% more |
| West Virginia | $2,625 | 14% more |
| Wisconsin | $2,075 | 10% less |
| Wyoming | $3,362 | 46% more |
Genesis GV60 insurance cost
- For a 40-year-old driver, the average insurance cost for a Genesis GV60 is $2,863 per year.
- MSRP - $59,290
- Trim Level- Advanced AWD, Performance AWD
Genesis GV60 insurance costs around $238 per month, on average. The trim and model year of the GV60 you choose may affect your annual car insurance premium. Genesis GV60 has been rated #1 for driver satisfaction among small premium SUVs as per the 2023 JD Power US Automotive Performance Execution and Layout Study.
Find below the Genesis GV60 car insurance costs by model year, rates by company and by state:
| Year and model | Average annual premium |
|---|---|
| 2023 Genesis GV60 | $2,863 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,861 | $155 |
| Progressive | $2,518 | $210 |
| Nationwide | $2,531 | $211 |
| Geico | $2,627 | $219 |
| Farmers | $3,065 | $255 |
| Allstate | $4,575 | $381 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,343 | 45% more |
| Alaska | $2,136 | 7% less |
| Arizona | $2,735 | 19% more |
| Arkansas | $3,063 | 33% more |
| California | $3,354 | 46% more |
| Colorado | $4,429 | 92% more |
| Connecticut | $2,446 | 6% more |
| Delaware | $2,805 | 22% more |
| Florida | $4,329 | 88% more |
| Georgia | $3,809 | 65% more |
| Hawaii | $1,728 | 25% less |
| Idaho | $2,108 | 9% less |
| Illinois | $2,629 | 14% more |
| Indiana | $2,396 | 4% more |
| Iowa | $2,291 | 1% less |
| Kansas | $2,946 | 28% more |
| Kentucky | $4,084 | 77% more |
| Louisiana | $3,972 | 72% more |
| Maine | $1,790 | 22% less |
| Maryland | $2,617 | 14% more |
| Massachusetts | $2,428 | 5% more |
| Michigan | $3,563 | 55% more |
| Minnesota | $2,898 | 26% more |
| Mississippi | $2,621 | 14% more |
| Missouri | $4,299 | 87% more |
| Montana | $2,923 | 27% more |
| Nebraska | $4,033 | 75% more |
| Nevada | $2,369 | 3% more |
| New Hampshire | $1,898 | 18% less |
| New Jersey | $2,728 | 18% more |
| New Mexico | $2,889 | 25% more |
| New York | $2,802 | 22% more |
| North Carolina | $2,448 | 6% more |
| North Dakota | $2,476 | 7% more |
| Ohio | $2,178 | 6% less |
| Oklahoma | $2,747 | 19% more |
| Oregon | $2,587 | 12% more |
| Pennsylvania | $2,597 | 13% more |
| Rhode Island | $3,556 | 54% more |
| South Carolina | $2,731 | 18% more |
| South Dakota | $3,506 | 52% more |
| Tennessee | $3,027 | 31% more |
| Texas | $3,287 | 43% more |
| Utah | $2,432 | 6% more |
| Vermont | $1,900 | 18% less |
| Virginia | $2,035 | 12% less |
| Washington | $2,137 | 7% less |
| Washington, D.C. | $3,023 | 31% more |
| West Virginia | $3,743 | 62% more |
| Wisconsin | $2,136 | 7% less |
| Wyoming | $3,293 | 43% more |
Genesis G80 insurance cost
- For a 40-year-old driver, the average insurance cost for a Genesis G80 is $2,988 per year.
- MSRP - $54,150
- Trim Level- 2.5T AWD, and 3.5T AWD
The Genesis G80 insurance costs $2,988 per year or $249 per month for a 40-year-old driver, according to a data analysis by Insurance.com. The NHTSA has awarded a five-star overall safety rating to the 2023 Genesis G80 model.
The table below shows the average insurance costs for the Genesis G80 by model year, rates by company and by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Genesis G80 | $2,988 |
| 2022 Genesis G80 | $2,408 |
| 2021 Genesis G80 | $2,272 |
| 2020 Genesis G80 | $2,324 |
| 2019 Genesis G80 | $2,334 |
| 2018 Genesis G80 | $2,293 |
| 2017 Genesis G80 | $2,131 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,935 | $161 |
| Nationwide | $2,394 | $199 |
| Geico | $2,516 | $210 |
| Progressive | $2,579 | $215 |
| Farmers | $3,129 | $261 |
| Allstate | $5,374 | $448 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,056 | 33% more |
| Alaska | $2,489 | 8% more |
| Arizona | $2,732 | 19% more |
| Arkansas | $3,155 | 37% more |
| California | $3,691 | 60% more |
| Colorado | $3,906 | 69% more |
| Connecticut | $2,619 | 14% more |
| Delaware | $2,928 | 27% more |
| Florida | $3,836 | 66% more |
| Georgia | $3,536 | 53% more |
| Hawaii | $1,787 | 22% less |
| Idaho | $2,509 | 9% more |
| Illinois | $2,927 | 27% more |
| Indiana | $2,549 | 11% more |
| Iowa | $2,526 | 10% more |
| Kansas | $3,002 | 30% more |
| Kentucky | $3,944 | 71% more |
| Louisiana | $4,177 | 81% more |
| Maine | $2,316 | Equal |
| Maryland | $2,785 | 21% more |
| Massachusetts | $2,956 | 28% more |
| Michigan | $3,513 | 52% more |
| Minnesota | $3,176 | 38% more |
| Mississippi | $2,867 | 24% more |
| Missouri | $3,902 | 69% more |
| Montana | $3,031 | 31% more |
| Nebraska | $3,718 | 61% more |
| Nevada | $2,476 | 7% more |
| New Hampshire | $2,175 | 6% less |
| New Jersey | $2,946 | 28% more |
| New Mexico | $3,268 | 42% more |
| New York | $2,729 | 18% more |
| North Carolina | $2,807 | 22% more |
| North Dakota | $2,738 | 19% more |
| Ohio | $2,460 | 7% more |
| Oklahoma | $3,015 | 31% more |
| Oregon | $2,895 | 26% more |
| Pennsylvania | $2,830 | 23% more |
| Rhode Island | $3,468 | 50% more |
| South Carolina | $2,742 | 19% more |
| South Dakota | $3,650 | 58% more |
| Tennessee | $3,206 | 39% more |
| Texas | $3,800 | 65% more |
| Utah | $2,633 | 14% more |
| Vermont | $2,505 | 9% more |
| Virginia | $2,199 | 5% less |
| Washington | $2,326 | 1% more |
| Washington, D.C. | $3,348 | 45% more |
| West Virginia | $3,307 | 43% more |
| Wisconsin | $2,348 | 2% more |
| Wyoming | $3,717 | 61% more |
Genesis G90 insurance cost
- For a 40-year-old driver, the average insurance cost for a Genesis G90 is $4,585 per year.
- MSRP - $89,200
- Trim Level- 3.5T AWD, and 3.5T E-Supercharged AWD
Genesis G90 insurance costs $4,585 per year or $382 per month for a 40-year-old driver for a full coverage policy. A number of factors, including car value, high-end safety features, and higher repair costs impact the Genesis G90 insurance rates.
Compare average insurance costs for the Genesis G90 by model year, rates by company and by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Genesis G90 | $4,585 |
| 2022 Genesis G90 | $3,206 |
| 2021 Genesis G90 | $2,723 |
| 2020 Genesis G90 | $2,887 |
| 2019 Genesis G90 | $2,970 |
| 2018 Genesis G90 | $2,860 |
| 2017 Genesis G90 | $2,638 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,549 | $212 |
| Nationwide | $3,655 | $305 |
| Progressive | $3,735 | $311 |
| Farmers | $4,120 | $343 |
| Geico | $5,539 | $462 |
| Allstate | $7,672 | $639 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $5,500 | 139% more |
| Alaska | $2,863 | 24% more |
| Arizona | $4,073 | 77% more |
| Arkansas | $4,956 | 115% more |
| California | $5,297 | 130% more |
| Colorado | $7,522 | 226% more |
| Connecticut | $3,528 | 53% more |
| Delaware | $4,288 | 86% more |
| Florida | $6,495 | 182% more |
| Georgia | $5,915 | 157% more |
| Hawaii | $2,554 | 11% more |
| Idaho | $3,550 | 54% more |
| Illinois | $4,191 | 82% more |
| Indiana | $3,806 | 65% more |
| Iowa | $3,806 | 65% more |
| Kansas | $4,500 | 95% more |
| Kentucky | $6,636 | 188% more |
| Louisiana | $6,190 | 169% more |
| Maine | $3,070 | 33% more |
| Maryland | $4,241 | 84% more |
| Massachusetts | $4,361 | 89% more |
| Michigan | $5,464 | 137% more |
| Minnesota | $4,935 | 114% more |
| Mississippi | $4,586 | 99% more |
| Missouri | $7,790 | 238% more |
| Montana | $4,937 | 114% more |
| Nebraska | $7,079 | 207% more |
| Nevada | $3,400 | 48% more |
| New Hampshire | $3,170 | 38% more |
| New Jersey | $4,049 | 76% more |
| New Mexico | $4,493 | 95% more |
| New York | $4,819 | 109% more |
| North Carolina | $3,261 | 41% more |
| North Dakota | $4,276 | 86% more |
| Ohio | $3,519 | 53% more |
| Oklahoma | $4,049 | 76% more |
| Oregon | $4,081 | 77% more |
| Pennsylvania | $3,777 | 64% more |
| Rhode Island | $6,114 | 165% more |
| South Carolina | $4,346 | 89% more |
| South Dakota | $6,242 | 171% more |
| Tennessee | $4,844 | 110% more |
| Texas | $5,275 | 129% more |
| Utah | $3,715 | 61% more |
| Vermont | $3,109 | 35% more |
| Virginia | $3,301 | 43% more |
| Washington | $3,124 | 36% more |
| Washington, D.C. | $4,867 | 111% more |
| West Virginia | $6,461 | 180% more |
| Wisconsin | $3,508 | 52% more |
| Wyoming | $4,795 | 108% more |
Methodology
Insurance.com, with the help of Quadrant Information Services, gathered rates for various Genesis models. The data is based on the sample profile of a 40-year-old male driver. All rates are based on the profile of a driver with a clean record and full coverage policy.
The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductibleThe deductible is the amount you pay out of pocket for a covered loss when you file a claim.. Where 100/300/100 represents:
- $100,000 coverage for bodily injury per person
- $300,000 in bodily injury per accident
- $100,000 for property damage
Insurance.com analyzed 28,561,720 insurance quotes from 58 different insurers. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ.
The Sources
- Genesis.com, “About Genesis GV70,” Accessed November 2023
- Genesis.com, “Genesis GV70 Awards,” Accessed November 2023
- Genesis.com, “About Genesis GV80,” Accessed November 2023
- Genesis.com, “Genesis GV80 Awards,” Accessed November 2023
- Genesis.com, “About Genesis G70,” Accessed November 2023
- Genesis.com, “About Genesis GV60,” Accessed November 2023
- Genesis.com, “Genesis GV60 Awards,” Accessed November 2023
- Genesis.com, “About Genesis G80,” Accessed November 2023
- Genesis.com, “Genesis G80 Awards,” Accessed November 2023
- Genesis.com, “About Genesis G90,” Accessed November 2023
- Genesis.com, “Genesis G90 Awards,” Accessed November 2023