Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Gensis, being a luxury car brand, has higher insurance rates. Luxury cars are more expensive to insure because of higher theft risk, increased repair costs, and high-end safety features. Based on an in-depth analysis by Insurance.com, Genesis insurance costs $229 per month for a full coverage policy. However, factors like the insurance company, driving record, location, and model of your car may impact your Genesis car insurance rates. 

This guide covers the average car insurance rates of all the popular models to help Genesis owners know the rates they can expect to pay to protect their expensive cars.

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How much does a Genesis car insurance cost? 

According to Insurance.com’s analyzed data, car insurance rates for Genesis is $2,752 annually for full coverage with limits of 100/300/100 for a 40-year-old driver.  

Newer and more expensive cars tend to have higher insurance rates than older, cheaper models. The best way to determine how much it costs to insure Genesis is to get quotes from multiple car insurance companies.

Genesis car insurance cost by model: Most and least expensive 

Genesis G90 is the most expensive car model to insure at an average annual rate of $4,585. Meanwhile, Genesis GV70 is the cheapest model to insure at $2,362 annually.

Below are the 2023 car insurance rates for the most popular Genesis models.  

Year and modelAverage annual premium
2023 Genesis GV70$2,362
2023 Genesis GV80$2,545
2023 Genesis G70$2,664
2023 Genesis GV60$2,863
2023 Genesis G80$2,988
2023 Genesis G90$4,585

Choose your vehicle model

Genesis GV70 insurance cost

Genesis GV70
GV70 Highlights
  • The average cost of insuring a Genesis GV70 is $2,362 per year
  • MSRP- $44,900
  • Trim Level- 2.5T AWD and 3.5T AWD

Genesis GV70 is a compact luxury crossover SUV and it costs $2,362 per year to insure a Genesis GV70. The Volvo XC60, Audi Q5 and Acura RDX are its competitors in this segment. GV70 has been named IIHS’s 2023 Top Safety Pick and is a Kelly Blue Book (KBB.com) Best Buy award winner.

The table below provides the average insurance cost for the Genesis GV70 by model year, and rates by company and state, based on 2023 rates:

Rates by model
Year and modelAverage annual premium
2023 Genesis GV70$2,362
2022 Genesis GV70$2,209
Rates by company
CompanyAverage annual premiumAverage monthly premium
State Farm$1,586$132
Nationwide$1,720$143
Progressive$1,858$155
Geico$2,201$183
Farmers$2,486$207
Allstate$4,346$362
Rates by state
StateAverage annual premium% Diff from national average
Alabama$2,2901% less
Alaska$1,98414% less
Arizona$2,2433% less
Arkansas$2,54310% more
California$2,76820% more
Colorado$2,92927% more
Connecticut$2,1029% less
Delaware$2,57312% more
Florida$3,05432% more
Georgia$2,69017% more
Hawaii$1,53034% less
Idaho$1,98714% less
Illinois$2,2711% less
Indiana$2,03312% less
Iowa$2,1039% less
Kansas$2,55911% more
Kentucky$2,94528% more
Louisiana$3,31144% more
Maine$1,36741% less
Maryland$2,3251% more
Massachusetts$2,4667% more
Michigan$2,72718% more
Minnesota$2,60113% more
Mississippi$2,2253% less
Missouri$2,88325% more
Montana$2,56111% more
Nebraska$2,64515% more
Nevada$2,1138% less
New Hampshire$1,65728% less
New Jersey$2,4115% more
New Mexico$2,62914% more
New York$2,02812% less
North Carolina$2,1825% less
North Dakota$2,1845% less
Ohio$1,95715% less
Oklahoma$2,55411% more
Oregon$2,3211% more
Pennsylvania$2,3542% more
Rhode Island$2,81222% more
South Carolina$2,2074% less
South Dakota$2,97329% more
Tennessee$2,62614% more
Texas$2,92527% more
Utah$2,1188% less
Vermont$1,91217% less
Virginia$1,76423% less
Washington$1,91417% less
Washington, D.C.$2,80722% more
West Virginia$2,3542% more
Wisconsin$1,90317% less
Wyoming$3,34945% more

Genesis GV80 insurance cost

Genesis GV80
GV80 Highlights
  • The average annual insurance rate for a GV80 is $2,545 for a 40-year-old driver
  • MSRP- $57,450
  • Trim Levels- 2.5T I4 AWD, 3.5T V6 AWD, and 3.5T V6 AWD Prestige Signature

The Genesis GV80 car insurance costs $2,545 per year for a 40-year-old driver.  It competes in the competitive compact SUV niche against the Audi Q8, BMW X5, and Infiniti QX50. The NHTSA has awarded GV80 a five-star overall safety rating in 2023.

The table below shows average insurance costs for the Genesis GV80 by model year, rates by company and by state.

Rates by model
Year and modelAverage annual premium
2023 Genesis GV80$2,545
2022 Genesis GV80$2,147
Rates by company
CompanyAverage annual premiumAverage monthly premium
State Farm$1,698$141
Nationwide$1,885$157
Progressive$1,969$164
Geico$2,204$184
Farmers$2,558$213
Allstate$4,927$411
Rates by state
StateAverage annual premium% Diff from national average
Alabama$2,4265% more
Alaska$2,07310% less
Arizona$2,4014% more
Arkansas$2,68416% more
California$3,06433% more
Colorado$3,11935% more
Connecticut$2,2214% less
Delaware$2,72218% more
Florida$3,59256% more
Georgia$2,84223% more
Hawaii$1,57931% less
Idaho$2,1437% less
Illinois$2,4235% more
Indiana$2,1696% less
Iowa$2,2662% less
Kansas$2,74819% more
Kentucky$3,42349% more
Louisiana$3,50752% more
Maine$1,69127% less
Maryland$2,4757% more
Massachusetts$2,57712% more
Michigan$2,86524% more
Minnesota$2,72518% more
Mississippi$2,3813% more
Missouri$3,15137% more
Montana$2,72718% more
Nebraska$2,89526% more
Nevada$2,2024% less
New Hampshire$1,76324% less
New Jersey$2,5049% more
New Mexico$2,85024% more
New York$2,3602% more
North Carolina$2,2662% less
North Dakota$2,3673% more
Ohio$2,1347% less
Oklahoma$2,73419% more
Oregon$2,53210% more
Pennsylvania$2,4998% more
Rhode Island$2,93727% more
South Carolina$2,3422% more
South Dakota$3,23240% more
Tennessee$2,80822% more
Texas$3,24041% more
Utah$2,2353% less
Vermont$2,02712% less
Virginia$1,84620% less
Washington$2,00913% less
Washington, D.C.$2,99430% more
West Virginia$2,62914% more
Wisconsin$2,05811% less
Wyoming$3,45650% more

Genesis G70 insurance cost

Genesis G70
G70 Highlights
  • For a 40-year-old driver, the average insurance cost for a Genesis G70 is $2,664 per year.
  • MSRP - $39,400
  • Trim Levels- 2.0T RWD, 2.0T AWD, 3.3T RWD, 3.3T AWD

The G70 insurance cost ranges from $2,045 to $2,664 per year.  But the trim and model year of the Genesis G70 you choose may affect your annual car insurance premium. It competes with cars like the Audi A4 and Cadillac CT4.

Below are the average insurance costs for the Genesis G70 by model year, by company, and by state.

Rates by model
Year and modelAverage annual premium
2023 Genesis G70$2,664
2022 Genesis G70$2,318
2021 Genesis G70$2,121
2020 Genesis G70$2,417
2019 Genesis G70$2,045
Rates by company
CompanyAverage annual premiumAverage monthly premium
State Farm$1,672$139
Nationwide$2,035$170
Geico$2,308$192
Progressive$2,608$217
Farmers$3,034$253
Allstate$4,326$360
Rates by state
StateAverage annual premium% Diff from national average
Alabama$2,75620% more
Alaska$2,2174% less
Arizona$2,4838% more
Arkansas$2,95228% more
California$3,12035% more
Colorado$3,58055% more
Connecticut$2,3221% more
Delaware$2,68216% more
Florida$3,18538% more
Georgia$3,10435% more
Hawaii$1,55233% less
Idaho$2,2871% less
Illinois$2,66416% more
Indiana$2,316Equal
Iowa$2,1786% less
Kansas$2,58812% more
Kentucky$3,20639% more
Louisiana$3,73662% more
Maine$1,82621% less
Maryland$2,5039% more
Massachusetts$2,70617% more
Michigan$3,44650% more
Minnesota$2,96028% more
Mississippi$2,52910% more
Missouri$3,12135% more
Montana$2,75319% more
Nebraska$3,04832% more
Nevada$2,3612% more
New Hampshire$1,91517% less
New Jersey$2,79721% more
New Mexico$2,97729% more
New York$2,08310% less
North Carolina$2,3713% more
North Dakota$2,5008% more
Ohio$2,315Equal
Oklahoma$2,70217% more
Oregon$2,73719% more
Pennsylvania$2,54410% more
Rhode Island$2,93327% more
South Carolina$2,3582% more
South Dakota$3,42048% more
Tennessee$2,87925% more
Texas$3,25041% more
Utah$2,53010% more
Vermont$2,2652% less
Virginia$2,1158% less
Washington$2,1238% less
Washington, D.C.$2,84824% more
West Virginia$2,62514% more
Wisconsin$2,07510% less
Wyoming$3,36246% more

Genesis GV60 insurance cost

Genesis GV60
GV60 Highlights
  • For a 40-year-old driver, the average insurance cost for a Genesis GV60 is $2,863 per year.
  • MSRP - $59,290
  • Trim Level- Advanced AWD, Performance AWD

Genesis GV60 insurance costs around $238 per month, on average. The trim and model year of the GV60 you choose may affect your annual car insurance premium. Genesis GV60 has been rated #1 for driver satisfaction among small premium SUVs as per the 2023 JD Power US Automotive Performance Execution and Layout Study.

Find below the Genesis GV60 car insurance costs by model year, rates by company and by state:

Rates by model
Year and modelAverage annual premium
2023 Genesis GV60$2,863
Rates by company
CompanyAverage annual premiumAverage monthly premium
State Farm$1,861$155
Progressive$2,518$210
Nationwide$2,531$211
Geico$2,627$219
Farmers$3,065$255
Allstate$4,575$381
Rates by state
StateAverage annual premium% Diff from national average
Alabama$3,34345% more
Alaska$2,1367% less
Arizona$2,73519% more
Arkansas$3,06333% more
California$3,35446% more
Colorado$4,42992% more
Connecticut$2,4466% more
Delaware$2,80522% more
Florida$4,32988% more
Georgia$3,80965% more
Hawaii$1,72825% less
Idaho$2,1089% less
Illinois$2,62914% more
Indiana$2,3964% more
Iowa$2,2911% less
Kansas$2,94628% more
Kentucky$4,08477% more
Louisiana$3,97272% more
Maine$1,79022% less
Maryland$2,61714% more
Massachusetts$2,4285% more
Michigan$3,56355% more
Minnesota$2,89826% more
Mississippi$2,62114% more
Missouri$4,29987% more
Montana$2,92327% more
Nebraska$4,03375% more
Nevada$2,3693% more
New Hampshire$1,89818% less
New Jersey$2,72818% more
New Mexico$2,88925% more
New York$2,80222% more
North Carolina$2,4486% more
North Dakota$2,4767% more
Ohio$2,1786% less
Oklahoma$2,74719% more
Oregon$2,58712% more
Pennsylvania$2,59713% more
Rhode Island$3,55654% more
South Carolina$2,73118% more
South Dakota$3,50652% more
Tennessee$3,02731% more
Texas$3,28743% more
Utah$2,4326% more
Vermont$1,90018% less
Virginia$2,03512% less
Washington$2,1377% less
Washington, D.C.$3,02331% more
West Virginia$3,74362% more
Wisconsin$2,1367% less
Wyoming$3,29343% more

Genesis G80 insurance cost

Genesis G80
G80 Highlights
  • For a 40-year-old driver, the average insurance cost for a Genesis G80 is $2,988 per year.
  • MSRP - $54,150
  • Trim Level- 2.5T AWD, and 3.5T AWD

The Genesis G80 insurance costs $2,988 per year or $249 per month for a 40-year-old driver, according to a data analysis by Insurance.com. The NHTSA has awarded a five-star overall safety rating to the 2023 Genesis G80 model.

The table below shows the average insurance costs for the Genesis G80 by model year, rates by company and by state.

Rates by model
Year and modelAverage annual premium
2023 Genesis G80$2,988
2022 Genesis G80$2,408
2021 Genesis G80$2,272
2020 Genesis G80$2,324
2019 Genesis G80$2,334
2018 Genesis G80$2,293
2017 Genesis G80$2,131
Rates by company
CompanyAverage annual premiumAverage monthly premium
State Farm$1,935$161
Nationwide$2,394$199
Geico$2,516$210
Progressive$2,579$215
Farmers$3,129$261
Allstate$5,374$448
Rates by state
StateAverage annual premium% Diff from national average
Alabama$3,05633% more
Alaska$2,4898% more
Arizona$2,73219% more
Arkansas$3,15537% more
California$3,69160% more
Colorado$3,90669% more
Connecticut$2,61914% more
Delaware$2,92827% more
Florida$3,83666% more
Georgia$3,53653% more
Hawaii$1,78722% less
Idaho$2,5099% more
Illinois$2,92727% more
Indiana$2,54911% more
Iowa$2,52610% more
Kansas$3,00230% more
Kentucky$3,94471% more
Louisiana$4,17781% more
Maine$2,316Equal
Maryland$2,78521% more
Massachusetts$2,95628% more
Michigan$3,51352% more
Minnesota$3,17638% more
Mississippi$2,86724% more
Missouri$3,90269% more
Montana$3,03131% more
Nebraska$3,71861% more
Nevada$2,4767% more
New Hampshire$2,1756% less
New Jersey$2,94628% more
New Mexico$3,26842% more
New York$2,72918% more
North Carolina$2,80722% more
North Dakota$2,73819% more
Ohio$2,4607% more
Oklahoma$3,01531% more
Oregon$2,89526% more
Pennsylvania$2,83023% more
Rhode Island$3,46850% more
South Carolina$2,74219% more
South Dakota$3,65058% more
Tennessee$3,20639% more
Texas$3,80065% more
Utah$2,63314% more
Vermont$2,5059% more
Virginia$2,1995% less
Washington$2,3261% more
Washington, D.C.$3,34845% more
West Virginia$3,30743% more
Wisconsin$2,3482% more
Wyoming$3,71761% more

Genesis G90 insurance cost

Genesis G90
G90 Highlights
  • For a 40-year-old driver, the average insurance cost for a Genesis G90 is $4,585 per year.
  • MSRP - $89,200
  • Trim Level- 3.5T AWD, and 3.5T E-Supercharged AWD

Genesis G90 insurance costs $4,585 per year or $382 per month for a 40-year-old driver for a full coverage policy. A number of factors, including car value, high-end safety features, and higher repair costs impact the Genesis G90 insurance rates.  

Compare average insurance costs for the Genesis G90 by model year, rates by company and by state.

Rates by model
Year and modelAverage annual premium
2023 Genesis G90$4,585
2022 Genesis G90$3,206
2021 Genesis G90$2,723
2020 Genesis G90$2,887
2019 Genesis G90$2,970
2018 Genesis G90$2,860
2017 Genesis G90$2,638
Rates by company
CompanyAverage annual premiumAverage monthly premium
State Farm$2,549$212
Nationwide$3,655$305
Progressive$3,735$311
Farmers$4,120$343
Geico$5,539$462
Allstate$7,672$639
Rates by state
StateAverage annual premium% Diff from national average
Alabama$5,500139% more
Alaska$2,86324% more
Arizona$4,07377% more
Arkansas$4,956115% more
California$5,297130% more
Colorado$7,522226% more
Connecticut$3,52853% more
Delaware$4,28886% more
Florida$6,495182% more
Georgia$5,915157% more
Hawaii$2,55411% more
Idaho$3,55054% more
Illinois$4,19182% more
Indiana$3,80665% more
Iowa$3,80665% more
Kansas$4,50095% more
Kentucky$6,636188% more
Louisiana$6,190169% more
Maine$3,07033% more
Maryland$4,24184% more
Massachusetts$4,36189% more
Michigan$5,464137% more
Minnesota$4,935114% more
Mississippi$4,58699% more
Missouri$7,790238% more
Montana$4,937114% more
Nebraska$7,079207% more
Nevada$3,40048% more
New Hampshire$3,17038% more
New Jersey$4,04976% more
New Mexico$4,49395% more
New York$4,819109% more
North Carolina$3,26141% more
North Dakota$4,27686% more
Ohio$3,51953% more
Oklahoma$4,04976% more
Oregon$4,08177% more
Pennsylvania$3,77764% more
Rhode Island$6,114165% more
South Carolina$4,34689% more
South Dakota$6,242171% more
Tennessee$4,844110% more
Texas$5,275129% more
Utah$3,71561% more
Vermont$3,10935% more
Virginia$3,30143% more
Washington$3,12436% more
Washington, D.C.$4,867111% more
West Virginia$6,461180% more
Wisconsin$3,50852% more
Wyoming$4,795108% more

Methodology

Insurance.com, with the help of Quadrant Information Services, gathered rates for various Genesis models. The data is based on the sample profile of a 40-year-old male driver. All rates are based on the profile of a driver with a clean record and full coverage policy.

The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductible. Where 100/300/100 represents:

  • $100,000 coverage for bodily injury per person
  • $300,000 in bodily injury per accident
  • $100,000 for property damage

Insurance.com analyzed 28,561,720 insurance quotes from 58 different insurers. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ. 

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