Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Lexus, the luxury vehicle division of Toyota, is well-known globally for its commitment to precision engineering, innovative design, and exceptional craftsmanship. With a diverse lineup including sedans, SUVs, and performance-oriented models, Lexus continues to be a prominent player in the luxury automotive industry.
The average car insurance for a Lexus, for a 40-year-old driver, costs $2,667 per year based on 2023 insurance rates. Of course, what drivers pay to insure a Lexus varies depending on their insurance company, driving record, the state in which they live, and the model of their car.
But to help educate Lexus owners on the type of rates they can expect, Insurance.com gathered data on insurance rates for some of the carmaker’s most popular models. Read on to learn about the average car insurance rates for these Lexus models.
Lexus car insurance cost by model: Most and least expensive
The LC500 is the most expensive Lexus car to insure with an average yearly cost of $3,949 for a 40-year-old driver. Whereas the cheapest model to insure is the Lexus UX with an average annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $2,091 for a 40-year-old driver.
How much does it cost to insure a Lexus car?
As mentioned above, average auto insurance rates vary depending on a number of factors, including the make and model of the car. However, there are some general trends. For example, newer and more expensive cars tend to have higher insurance rates than older and less expensive models.
Ultimately, the best way to determine how much it costs to insure a Lexus is to get quotes from multiple car insurance companies.
As a guide, Insurance.com’s editorial staff put together the following list based on 2023 insurance rates.
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus UX | $2,091 |
| 2023 Lexus NX | $2,233 |
| 2023 Lexus RX | $2,272 |
| 2023 Lexus GX | $2,354 |
| 2023 Lexus ES | $2,547 |
| 2023 Lexus IS | $2,876 |
| 2023 Lexus RC | $2,887 |
| 2023 Lexus LS | $3,448 |
| 2023 Lexus LC500h | $3,752 |
| 2023 Lexus LC500 | $3,949 |
Choose your vehicle model
Lexus UX insurance cost
- The average cost of insuring a Lexus UX is $2,091 per year
- MSRP- $36,690
- Trim Level- UX 250h, UX 250h Premium, UX 250h F Sport Design, and UX 250h F Sport Landing
One other vehicle the editors looked at is the Lexus UX. The Lexus UX is a popular compact SUV that has acclaim for its stylish design, versatile features, and competitive performance. The cost of insuring a 2023 UX is $403 more than that of insuring a 2019 UX.
The table below provides the average insurance cost for the Lexus UX by model year, by company and by state based on 2023 rates:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus UX | $2,091 |
| 2022 Lexus UX | $1,708 |
| 2021 Lexus UX | $1,637 |
| 2020 Lexus UX | $1,653 |
| 2019 Lexus UX | $1,688 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,420 | $118 |
| Geico | $1,770 | $147 |
| Nationwide | $1,777 | $148 |
| Progressive | $2,052 | $171 |
| Farmers | $2,524 | $210 |
| Allstate | $3,003 | $250 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,068 | 10% less |
| Alaska | $1,746 | 24% less |
| Arizona | $2,098 | 9% less |
| Arkansas | $2,228 | 3% less |
| California | $2,757 | 20% more |
| Colorado | $2,639 | 14% more |
| Connecticut | $1,931 | 16% less |
| Delaware | $2,209 | 4% less |
| Florida | $3,142 | 36% more |
| Georgia | $2,499 | 8% more |
| Hawaii | $1,418 | 38% less |
| Idaho | $1,587 | 31% less |
| Illinois | $1,943 | 16% less |
| Indiana | $1,797 | 22% less |
| Iowa | $1,644 | 29% less |
| Kansas | $2,039 | 12% less |
| Kentucky | $2,724 | 18% more |
| Louisiana | $3,056 | 33% more |
| Maine | $1,378 | 40% less |
| Maryland | $1,992 | 14% less |
| Massachusetts | $1,967 | 15% less |
| Michigan | $2,711 | 18% more |
| Minnesota | $2,035 | 12% less |
| Mississippi | $1,877 | 19% less |
| Missouri | $2,291 | 1% less |
| Montana | $2,148 | 7% less |
| Nebraska | $2,215 | 4% less |
| Nevada | $1,911 | 17% less |
| New Hampshire | $1,461 | 37% less |
| New Jersey | $2,104 | 9% less |
| New Mexico | $2,226 | 3% less |
| New York | $1,879 | 18% less |
| North Carolina | $2,030 | 12% less |
| North Dakota | $1,824 | 21% less |
| Ohio | $1,710 | 26% less |
| Oklahoma | $2,182 | 5% less |
| Oregon | $1,994 | 13% less |
| Pennsylvania | $2,085 | 10% less |
| Rhode Island | $2,401 | 4% more |
| South Carolina | $2,076 | 10% less |
| South Dakota | $2,479 | 8% more |
| Tennessee | $2,258 | 2% less |
| Texas | $2,451 | 6% more |
| Utah | $1,917 | 17% less |
| Vermont | $1,571 | 32% less |
| Virginia | $1,537 | 33% less |
| Washington | $1,715 | 26% less |
| Washington, D.C. | $2,317 | 1% more |
| West Virginia | $1,862 | 19% less |
| Wisconsin | $1,578 | 32% less |
| Wyoming | $2,507 | 9% more |
Lexus NX insurance cost
- The average annual insurance rate for a NX is $2,233 for a 40-year-old driver
- MSRP- $40,605
- Trim Levels- 250, 350 AWD, 350 F Sport Handling AWD, 350h AWD, 450+ AWD, and 450h+ F Sport Handling AWD
For a 40-year-old driver, it costs about $2,233 a year to insure a Lexus NX. The Soul competes in the competitive compact SUV niche against the BMW X1, Volvo XC40, and Infiniti QX50.
The Lexus NX is a stylish and luxurious compact SUV that is known for its performance and elegance. It strikes a balance between technology features and safety features ensuring a comfortable yet sophisticated driving experience.
The table below provides average insurance costs for the Lexus NX by model year, by company and by state:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus NX | $2,233 |
| 2021 Lexus NX | $1,696 |
| 2020 Lexus NX | $1,744 |
| 2019 Lexus NX | $1,791 |
| 2018 Lexus NX | $1,768 |
| 2017 Lexus NX | $1,744 |
| 2016 Lexus NX | $1,702 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,479 | $123 |
| Geico | $1,799 | $150 |
| Nationwide | $1,970 | $164 |
| Progressive | $2,138 | $178 |
| Farmers | $2,647 | $221 |
| Allstate | $3,332 | $278 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,192 | 5% less |
| Alaska | $1,751 | 24% less |
| Arizona | $2,236 | 3% less |
| Arkansas | $2,345 | 2% more |
| California | $2,854 | 24% more |
| Colorado | $2,778 | 21% more |
| Connecticut | $2,014 | 13% less |
| Delaware | $2,316 | Equal |
| Florida | $3,649 | 58% more |
| Georgia | $2,610 | 13% more |
| Hawaii | $1,515 | 34% less |
| Idaho | $1,713 | 26% less |
| Illinois | $2,081 | 10% less |
| Indiana | $1,916 | 17% less |
| Iowa | $1,771 | 23% less |
| Kansas | $2,132 | 8% less |
| Kentucky | $3,258 | 41% more |
| Louisiana | $3,336 | 45% more |
| Maine | $1,523 | 34% less |
| Maryland | $2,114 | 8% less |
| Massachusetts | $2,073 | 10% less |
| Michigan | $2,880 | 25% more |
| Minnesota | $2,057 | 11% less |
| Mississippi | $2,047 | 11% less |
| Missouri | $2,480 | 8% more |
| Montana | $2,218 | 4% less |
| Nebraska | $2,381 | 3% more |
| Nevada | $2,010 | 13% less |
| New Hampshire | $1,576 | 32% less |
| New Jersey | $2,239 | 3% less |
| New Mexico | $2,386 | 4% more |
| New York | $2,141 | 7% less |
| North Carolina | $1,991 | 14% less |
| North Dakota | $1,922 | 17% less |
| Ohio | $1,833 | 20% less |
| Oklahoma | $2,265 | 2% less |
| Oregon | $2,124 | 8% less |
| Pennsylvania | $2,160 | 6% less |
| Rhode Island | $2,506 | 9% more |
| South Carolina | $2,171 | 6% less |
| South Dakota | $2,672 | 16% more |
| Tennessee | $2,416 | 5% more |
| Texas | $2,677 | 16% more |
| Utah | $2,023 | 12% less |
| Vermont | $1,658 | 28% less |
| Virginia | $1,563 | 32% less |
| Washington | $1,805 | 22% less |
| Washington, D.C. | $2,461 | 7% more |
| West Virginia | $1,983 | 14% less |
| Wisconsin | $1,712 | 26% less |
| Wyoming | $2,567 | 11% more |
Lexus RX insurance cost
- For a 40-year-old driver, the average insurance cost for a Lexus RX is $2,272 per year.
- MSRP - $49,950
- Trim Levels- 350, 350 Premium, 350 Premium+, 350 Luxury, and 350 F Sport Handling AWD
The average cost of insuring a Lexus RX for a 40-year-old driver is $2,272 per year or $157 per month, per a rate analysis by Insurance.com. Moreover, the trim and model year of the Kia Niro you choose may affect your annual car insurance premium.
The car offers a range of safety features including Lane tracing assist, Road sign assist, Intelligent high beams, and other features, according to Lexus. The RX competes with cars like the Cadillac XT5, Audi Q7, and others.
The table below provides average insurance costs for the Lexus RX by model year, by company and by state:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus RX | $2,272 |
| 2022 Lexus RX | $1,926 |
| 2021 Lexus RX | $1,844 |
| 2020 Lexus RX | $1,886 |
| 2019 Lexus RX | $1,963 |
| 2018 Lexus RX | $1,931 |
| 2017 Lexus RX | $1,906 |
| 2016 Lexus RX | $1,869 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,459 | $122 |
| Nationwide | $2,004 | $167 |
| Progressive | $2,024 | $169 |
| Geico | $2,081 | $173 |
| Farmers | $2,698 | $225 |
| Allstate | $3,359 | $280 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,204 | 4% less |
| Alaska | $1,843 | 20% less |
| Arizona | $2,272 | 1% less |
| Arkansas | $2,453 | 6% more |
| California | $2,824 | 23% more |
| Colorado | $3,643 | 58% more |
| Connecticut | $2,086 | 10% less |
| Delaware | $2,346 | 2% more |
| Florida | $3,624 | 57% more |
| Georgia | $2,599 | 13% more |
| Hawaii | $1,452 | 37% less |
| Idaho | $1,741 | 24% less |
| Illinois | $2,082 | 10% less |
| Indiana | $1,858 | 19% less |
| Iowa | $1,824 | 21% less |
| Kansas | $2,279 | 1% less |
| Kentucky | $3,354 | 46% more |
| Louisiana | $3,237 | 40% more |
| Maine | $1,615 | 30% less |
| Maryland | $2,148 | 7% less |
| Massachusetts | $2,013 | 13% less |
| Michigan | $2,906 | 26% more |
| Minnesota | $2,204 | 4% less |
| Mississippi | $2,112 | 8% less |
| Missouri | $2,542 | 10% more |
| Montana | $2,345 | 2% more |
| Nebraska | $2,410 | 5% more |
| Nevada | $2,039 | 12% less |
| New Hampshire | $1,613 | 30% less |
| New Jersey | $2,255 | 2% less |
| New Mexico | $2,387 | 4% more |
| New York | $2,203 | 4% less |
| North Carolina | $2,060 | 11% less |
| North Dakota | $1,957 | 15% less |
| Ohio | $1,767 | 23% less |
| Oklahoma | $2,235 | 3% less |
| Oregon | $2,091 | 9% less |
| Pennsylvania | $2,182 | 5% less |
| Rhode Island | $2,532 | 10% more |
| South Carolina | $2,099 | 9% less |
| South Dakota | $2,659 | 15% more |
| Tennessee | $2,483 | 8% more |
| Texas | $2,564 | 11% more |
| Utah | $2,037 | 12% less |
| Vermont | $1,774 | 23% less |
| Virginia | $1,594 | 31% less |
| Washington | $1,750 | 24% less |
| Washington, D.C. | $2,531 | 10% more |
| West Virginia | $2,133 | 7% less |
| Wisconsin | $1,700 | 26% less |
| Wyoming | $2,652 | 15% more |
Lexus GX insurance cost
- For a 40-year-old driver, the average insurance cost for a Lexus GX is $1,889 per year.
- MSRP - $60,225
- Trim Level- 460, 460 Premium, and 460 Luxury
The average cost of insuring a Lexus GX for a 40-year-old driver is $1,889 per year or $157 per month, per a rate analysis by Insurance.com. Moreover, the trim and model year of the GX you choose may affect your annual car insurance premium.
The car offers a range of safety features including High-speed dynamic radar cruise control, Lane Departure Alert, and Intelligent High beams, according to Lexus.
The table below provides the average insurance costs for the Lexus GX by model year, by company and by state:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus GX | $2,354 |
| 2022 Lexus GX | $1,975 |
| 2021 Lexus GX | $1,831 |
| 2020 Lexus GX | $1,891 |
| 2019 Lexus GX | $1,985 |
| 2018 Lexus GX | $1,942 |
| 2017 Lexus GX | $1,901 |
| 2016 Lexus GX | $1,836 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,647 | $137 |
| Nationwide | $1,738 | $145 |
| Geico | $2,098 | $175 |
| Progressive | $2,240 | $187 |
| Farmers | $3,185 | $265 |
| Allstate | $3,209 | $267 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,383 | 3% more |
| Alaska | $1,873 | 19% less |
| Arizona | $2,473 | 7% more |
| Arkansas | $2,601 | 13% more |
| California | $2,858 | 24% more |
| Colorado | $2,991 | 30% more |
| Connecticut | $2,103 | 9% less |
| Delaware | $2,425 | 5% more |
| Florida | $2,862 | 24% more |
| Georgia | $2,597 | 13% more |
| Hawaii | $1,498 | 35% less |
| Idaho | $1,852 | 20% less |
| Illinois | $2,298 | Equal |
| Indiana | $2,087 | 9% less |
| Iowa | $1,904 | 17% less |
| Kansas | $2,405 | 4% more |
| Kentucky | $2,837 | 23% more |
| Louisiana | $3,474 | 51% more |
| Maine | $1,763 | 24% less |
| Maryland | $2,260 | 2% less |
| Massachusetts | $2,177 | 6% less |
| Michigan | $3,253 | 41% more |
| Minnesota | $2,258 | 2% less |
| Mississippi | $2,189 | 5% less |
| Missouri | $2,659 | 15% more |
| Montana | $2,534 | 10% more |
| Nebraska | $2,689 | 17% more |
| Nevada | $2,161 | 6% less |
| New Hampshire | $1,688 | 27% less |
| New Jersey | $2,385 | 3% more |
| New Mexico | $2,582 | 12% more |
| New York | $1,738 | 25% less |
| North Carolina | $1,854 | 20% less |
| North Dakota | $2,127 | 8% less |
| Ohio | $1,963 | 15% less |
| Oklahoma | $2,425 | 5% more |
| Oregon | $2,254 | 2% less |
| Pennsylvania | $2,291 | 1% less |
| Rhode Island | $2,686 | 17% more |
| South Carolina | $2,246 | 3% less |
| South Dakota | $3,047 | 32% more |
| Tennessee | $2,645 | 15% more |
| Texas | $2,772 | 20% more |
| Utah | $2,242 | 3% less |
| Vermont | $1,823 | 21% less |
| Virginia | $1,680 | 27% less |
| Washington | $1,772 | 23% less |
| Washington, D.C. | $2,538 | 10% more |
| West Virginia | $2,008 | 13% less |
| Wisconsin | $1,938 | 16% less |
| Wyoming | $2,619 | 14% more |
Lexus ES insurance cost
- For a 40-year-old driver, the average insurance cost for a Lexus ES is $2,547 per year.
- MSRP - $43,190
- Trim Level- 250 AWD, 250 Luxury AWD, 250 Ultra Luxury AWD, 250 F SPort Design AWD, 350, 350 Luxury, 350 Ultra Luxury, 350 F Sport Design, and 350 F Sport Handling
The average cost of insuring a Lexus ES for a 40-year-old driver is $2,547 per year or $212 per month, per a rate analysis by Insurance.com. Moreover, the trim and model year of the ES you choose may affect your annual car insurance premium.
The table below provides average insurance costs for the Lexus ES by model year, by company and by state:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus ES | $2,547 |
| 2022 Lexus ES | $2,088 |
| 2021 Lexus ES | $2,045 |
| 2020 Lexus ES | $2,181 |
| 2019 Lexus ES | $2,143 |
| 2018 Lexus ES | $2,075 |
| 2017 Lexus ES | $2,021 |
| 2016 Lexus ES | $1,984 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,740 | $145 |
| Nationwide | $2,051 | $171 |
| Geico | $2,106 | $175 |
| Progressive | $2,617 | $218 |
| Farmers | $3,072 | $256 |
| Allstate | $3,714 | $310 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,562 | 11% more |
| Alaska | $2,091 | 9% less |
| Arizona | $2,482 | 8% more |
| Arkansas | $2,803 | 22% more |
| California | $3,181 | 38% more |
| Colorado | $3,223 | 40% more |
| Connecticut | $2,321 | 1% more |
| Delaware | $2,685 | 16% more |
| Florida | $3,236 | 40% more |
| Georgia | $2,921 | 27% more |
| Hawaii | $1,661 | 28% less |
| Idaho | $2,003 | 13% less |
| Illinois | $2,424 | 5% more |
| Indiana | $2,224 | 4% less |
| Iowa | $2,119 | 8% less |
| Kansas | $2,495 | 8% more |
| Kentucky | $3,145 | 36% more |
| Louisiana | $3,779 | 64% more |
| Maine | $1,777 | 23% less |
| Maryland | $2,469 | 7% more |
| Massachusetts | $2,472 | 7% more |
| Michigan | $3,353 | 45% more |
| Minnesota | $2,528 | 10% more |
| Mississippi | $2,446 | 6% more |
| Missouri | $2,911 | 26% more |
| Montana | $2,602 | 13% more |
| Nebraska | $2,858 | 24% more |
| Nevada | $2,285 | 1% less |
| New Hampshire | $1,928 | 16% less |
| New Jersey | $2,583 | 12% more |
| New Mexico | $2,749 | 19% more |
| New York | $1,925 | 16% less |
| North Carolina | $2,237 | 3% less |
| North Dakota | $2,322 | 1% more |
| Ohio | $2,115 | 8% less |
| Oklahoma | $2,537 | 10% more |
| Oregon | $2,459 | 7% more |
| Pennsylvania | $2,549 | 11% more |
| Rhode Island | $2,941 | 28% more |
| South Carolina | $2,482 | 8% more |
| South Dakota | $3,223 | 40% more |
| Tennessee | $2,774 | 20% more |
| Texas | $3,116 | 35% more |
| Utah | $2,354 | 2% more |
| Vermont | $2,010 | 13% less |
| Virginia | $1,856 | 19% less |
| Washington | $2,062 | 11% less |
| Washington, D.C. | $2,847 | 24% more |
| West Virginia | $2,330 | 1% more |
| Wisconsin | $2,011 | 13% less |
| Wyoming | $2,987 | 30% more |
Lexus IS insurance cost
- For a 40-year-old driver, the average insurance cost for a Lexus IS is $2,876 per year.
- MSRP - $43,190
- Trim Level- 250 AWD, 250 Luxury AWD, 250 Ultra Luxury AWD, 250 F SPort Design AWD, 350, 350 Luxury, 350 Ultra Luxury, 350 F Sport Design, and 350 F Sport Handling
The average cost of insuring a Lexus IS for a 40-year-old driver is $2,876 per year or $239 per month, per a rate analysis by Insurance.com. Moreover, the trim and model year of the Lexus IS you choose may affect your annual car insurance premium.
The table below provides the average insurance costs for the Lexus IS by model year, by company and by state:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus IS | $2,876 |
| 2022 Lexus IS | $2,366 |
| 2021 Lexus IS | $2,170 |
| 2020 Lexus IS | $2,256 |
| 2019 Lexus IS | $2,352 |
| 2018 Lexus IS | $2,291 |
| 2017 Lexus IS | $2,236 |
| 2016 Lexus IS | $2,190 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,908 | $159 |
| Nationwide | $2,320 | $193 |
| Progressive | $2,965 | $247 |
| Geico | $3,011 | $251 |
| Farmers | $3,595 | $300 |
| Allstate | $3,649 | $304 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,941 | 28% more |
| Alaska | $2,181 | 5% less |
| Arizona | $2,814 | 22% more |
| Arkansas | $3,199 | 39% more |
| California | $3,692 | 60% more |
| Colorado | $3,584 | 55% more |
| Connecticut | $2,521 | 9% more |
| Delaware | $2,904 | 26% more |
| Florida | $3,817 | 66% more |
| Georgia | $3,317 | 44% more |
| Hawaii | $1,897 | 18% less |
| Idaho | $2,296 | Equal |
| Illinois | $2,737 | 19% more |
| Indiana | $2,532 | 10% more |
| Iowa | $2,568 | 11% more |
| Kansas | $2,812 | 22% more |
| Kentucky | $3,737 | 62% more |
| Louisiana | $4,268 | 85% more |
| Maine | $2,094 | 9% less |
| Maryland | $2,726 | 18% more |
| Massachusetts | $2,868 | 24% more |
| Michigan | $3,909 | 70% more |
| Minnesota | $3,146 | 36% more |
| Mississippi | $2,804 | 22% more |
| Missouri | $3,450 | 50% more |
| Montana | $3,031 | 31% more |
| Nebraska | $3,324 | 44% more |
| Nevada | $2,482 | 8% more |
| New Hampshire | $2,138 | 7% less |
| New Jersey | $2,859 | 24% more |
| New Mexico | $3,055 | 33% more |
| New York | $2,288 | 1% less |
| North Carolina | $2,591 | 12% more |
| North Dakota | $2,685 | 16% more |
| Ohio | $2,408 | 4% more |
| Oklahoma | $2,970 | 29% more |
| Oregon | $2,734 | 19% more |
| Pennsylvania | $2,650 | 15% more |
| Rhode Island | $3,336 | 45% more |
| South Carolina | $2,926 | 27% more |
| South Dakota | $3,841 | 67% more |
| Tennessee | $3,159 | 37% more |
| Texas | $3,479 | 51% more |
| Utah | $2,666 | 16% more |
| Vermont | $2,311 | Equal |
| Virginia | $2,129 | 8% less |
| Washington | $2,499 | 8% more |
| Washington, D.C. | $3,164 | 37% more |
| West Virginia | $2,534 | 10% more |
| Wisconsin | $2,253 | 2% less |
| Wyoming | $3,079 | 34% more |
Lexus RC insurance cost
- The average cost of insuring a Lexus RC is $2,887 per year
- MSRP- $45,920
- Trim Level- 300, 300 F Sport, 300 AWD, 300 F Sport AWD, 350, and 350 F Sport
The next vehicle the editors looked at is the Lexus RC. The Lexus RC is a dynamic and sporty luxury coupe that depicts performance and sophistication. The average cost of insuring a 2023 Lexus RC is $2,887 per year or $240 per year. Moreover, the insurance cost varies across model years.
The table below provides the average insurance cost for the Lexus RC by model year, by company and by state based on 2023 rates:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus RC | $2,887 |
| 2022 Lexus RC | $2,550 |
| 2021 Lexus RC | $2,411 |
| 2020 Lexus RC | $2,622 |
| 2019 Lexus RC | $2,400 |
| 2018 Lexus RC | $2,336 |
| 2017 Lexus RC | $2,267 |
| 2016 Lexus RC | $2,241 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,907 | $159 |
| Geico | $2,463 | $205 |
| Nationwide | $2,541 | $212 |
| Progressive | $3,081 | $257 |
| Farmers | $3,677 | $306 |
| Allstate | $4,380 | $365 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,010 | 31% more |
| Alaska | $2,253 | 2% less |
| Arizona | $2,931 | 27% more |
| Arkansas | $3,352 | 45% more |
| California | $3,780 | 64% more |
| Colorado | $3,634 | 58% more |
| Connecticut | $2,644 | 15% more |
| Delaware | $3,060 | 33% more |
| Florida | $3,593 | 56% more |
| Georgia | $3,289 | 43% more |
| Hawaii | $1,856 | 19% less |
| Idaho | $2,422 | 5% more |
| Illinois | $2,779 | 21% more |
| Indiana | $2,669 | 16% more |
| Iowa | $2,710 | 18% more |
| Kansas | $2,918 | 27% more |
| Kentucky | $3,678 | 60% more |
| Louisiana | $4,367 | 89% more |
| Maine | $2,167 | 6% less |
| Maryland | $2,888 | 25% more |
| Massachusetts | $3,131 | 36% more |
| Michigan | $3,888 | 69% more |
| Minnesota | $3,198 | 39% more |
| Mississippi | $2,912 | 26% more |
| Missouri | $3,410 | 48% more |
| Montana | $3,141 | 36% more |
| Nebraska | $3,440 | 49% more |
| Nevada | $2,570 | 11% more |
| New Hampshire | $2,237 | 3% less |
| New Jersey | $2,751 | 19% more |
| New Mexico | $3,251 | 41% more |
| New York | $2,309 | Equal |
| North Carolina | $2,828 | 23% more |
| North Dakota | $2,813 | 22% more |
| Ohio | $2,533 | 10% more |
| Oklahoma | $2,967 | 29% more |
| Oregon | $2,822 | 22% more |
| Pennsylvania | $2,952 | 28% more |
| Rhode Island | $3,373 | 46% more |
| South Carolina | $2,951 | 28% more |
| South Dakota | $3,976 | 72% more |
| Tennessee | $3,301 | 43% more |
| Texas | $3,558 | 54% more |
| Utah | $2,747 | 19% more |
| Vermont | $2,347 | 2% more |
| Virginia | $2,127 | 8% less |
| Washington | $2,568 | 11% more |
| Washington, D.C. | $3,397 | 47% more |
| West Virginia | $2,708 | 17% more |
| Wisconsin | $2,426 | 5% more |
| Wyoming | $3,624 | 57% more |
Lexus LS insurance cost
- The average annual insurance rate for a LS is $3,448 for a 40-year-old driver
- MSRP- $80,685
- Trim Levels- 500, 500 F Sport, and 500h AWD
The Lexus LS is a luxury sedan with a harmonious blend of innovation and performance. It costs about $3,448 a year to insure a Lexus LS, for a 40-year-old driver. The cost of insuring a 2023 LS is $764 more than the cost of insuring a 2016 LS.
The table below provides the average insurance costs for the Lexus LS by model year, by company and by state:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus LS | $3,448 |
| 2022 Lexus LS | $2,972 |
| 2021 Lexus LS | $2,746 |
| 2020 Lexus LS | $2,904 |
| 2019 Lexus LS | $2,987 |
| 2018 Lexus LS | $2,728 |
| 2017 Lexus LS | $2,654 |
| 2016 Lexus LS | $2,684 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $2,121 | $177 |
| Nationwide | $2,481 | $207 |
| Geico | $3,276 | $273 |
| Progressive | $3,564 | $297 |
| Farmers | $3,898 | $325 |
| Allstate | $5,348 | $446 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $3,409 | 48% more |
| Alaska | $2,582 | 12% more |
| Arizona | $3,162 | 37% more |
| Arkansas | $3,765 | 63% more |
| California | $4,076 | 77% more |
| Colorado | $4,593 | 99% more |
| Connecticut | $3,287 | 43% more |
| Delaware | $3,388 | 47% more |
| Florida | $3,621 | 57% more |
| Georgia | $3,991 | 73% more |
| Hawaii | $2,252 | 2% less |
| Idaho | $2,770 | 20% more |
| Illinois | $3,278 | 42% more |
| Indiana | $2,995 | 30% more |
| Iowa | $2,954 | 28% more |
| Kansas | $3,382 | 47% more |
| Kentucky | $4,144 | 80% more |
| Louisiana | $5,184 | 125% more |
| Maine | $2,638 | 14% more |
| Maryland | $3,228 | 40% more |
| Massachusetts | $3,537 | 53% more |
| Michigan | $4,066 | 76% more |
| Minnesota | $3,694 | 60% more |
| Mississippi | $3,544 | 54% more |
| Missouri | $4,221 | 83% more |
| Montana | $3,692 | 60% more |
| Nebraska | $4,182 | 81% more |
| Nevada | $2,749 | 19% more |
| New Hampshire | $2,632 | 14% more |
| New Jersey | $3,408 | 48% more |
| New Mexico | $3,736 | 62% more |
| New York | $2,463 | 7% more |
| North Carolina | $3,180 | 38% more |
| North Dakota | $3,432 | 49% more |
| Ohio | $2,888 | 25% more |
| Oklahoma | $3,601 | 56% more |
| Oregon | $3,280 | 42% more |
| Pennsylvania | $3,193 | 39% more |
| Rhode Island | $3,788 | 64% more |
| South Carolina | $3,244 | 41% more |
| South Dakota | $5,101 | 121% more |
| Tennessee | $3,572 | 55% more |
| Texas | $4,221 | 83% more |
| Utah | $3,051 | 32% more |
| Vermont | $3,067 | 33% more |
| Virginia | $2,544 | 10% more |
| Washington | $2,782 | 21% more |
| Washington, D.C. | $3,926 | 70% more |
| West Virginia | $3,299 | 43% more |
| Wisconsin | $2,694 | 17% more |
| Wyoming | $4,481 | 94% more |
Lexus LC500h insurance cost
- For a 40-year-old driver, the average insurance cost for a LC500h is $3,752 per year.
- MSRP - $102,350
The average cost of insuring a Lexus LC500h for a 40-year-old driver is $3,752 per year or $312 per month, per a rate analysis by Insurance.com. Moreover, the trim and model year of the LC500h you choose may affect your annual car insurance premium.
The table below provides average insurance costs for the Lexus LC500h by model year:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus LC500h | $3,752 |
| 2022 Lexus LC500h | $3,069 |
| 2021 Lexus LC500h | $2,985 |
| 2020 Lexus LC500h | $3,068 |
| 2019 Lexus LC500h | $3,135 |
| 2018 Lexus LC500h | $2,972 |
Lexus LC500 insurance cost
- For a 40-year-old driver, the average insurance cost for a Lexus LC500 is $3,949 per year.
- MSRP - $99,050
The average cost of insuring a Lexus LC500 for a 40-year-old driver is $3,949 per year or $329 per month, per a rate analysis by Insurance.com. Moreover, the trim and model year of the Lexus LC500 you choose may affect your annual car insurance premium.
The table below provides average insurance costs for the LC500 by model year:
| Year and model | Average annual premium |
|---|---|
| 2023 Lexus LC500 | $3,900 |
| 2022 Lexus LC500 | $3,082 |
| 2021 Lexus LC500 | $3,014 |
| 2020 Lexus LC500 | $3,076 |
| 2019 Lexus LC500 | $3,153 |
| 2018 Lexus LC500 | $3,025 |
Methodology
Insurance.com, with the help of Quadrant Information Services, gathered rates for various Lexus models. The data is based on the sample profile of a 40-year-old male driver. All rates are based on the profile of a driver with a clean record and full coverage policy.
The coverage limit for a full coverage policy is 100/300/100 liability with a $500 comprehensive and Collision deductibleThe deductible is the amount you pay out of pocket for a covered loss when you file a claim.. Where 100/300/100 represents:
- $100,000 coverage for bodily injury per person
- $300,000 in bodily injury per accident
- $100,000 for property damage
Sources
- Lexus.com, “About Lexus UX,” Accessed November 2023
- Lexus.com, “About Lexus NX,” Accessed November 2023
- Lexus.com, “About Lexus RX,” Accessed November 2023
- Lexus.com, “About Lexus GX,” Accessed November 2023
- Lexus.com, “About Lexus ES,” Accessed November 2023
- Lexus.com, “About Lexus IS,” Accessed November 2023
- Lexus.com, “About Lexus RC,” Accessed November 2023
- Lexus.com, “About Lexus LS,” Accessed November 2023
- Lexus.com, “About Lexus LC500h,” Accessed November 2023
- Lexus.com, “About Lexus LC500,” Accessed November 2023