Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
When it comes to auto insurance, there are a lot of factors that play into how much you will pay. Your age, driving record, and even where you live can all impact your rates. But one thing that has a substantial influence on your premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. is the make and model of your vehicle. And when it comes to Mazdas, there can be some big differences in what you will pay for coverage.
Are Mazdas more expensive to insure? The car insurance rates for Mazda drivers age 30 is $1,588 per year and $1,529 per year for Mazda drivers age 40.
Also, in this guide, we will look at Mazda car insurance costs based on the make and model of the car. We will also provide some input on the best rate possible on your Mazda insurance policy based on trim levels and body types. So, whether you are looking for information on the Mazda3 or the MX-5 Miata, read on to find out everything you are searching for.
Average Mazda car insurance cost by model
When it comes to car insurance, everyone wants to know one thing: how much is it going to cost? Unfortunately, there is no easy answer. Every driver's individual profile will impact their rates, as will the type of coverage they choose and the state in which they reside, and the car insurance companies they choose to purchase insurance from. But that said, there are some factors that have a bigger influence on rates than others.
Are Mazdas cheap to insure?
Mazda cars are generally very economical for insurance and most recent models from 2015 usually feature a wide variety of safety features. Wondering which Mazda car model has the cheapest insurance? We have got you covered.
The cheapest car to insure is Mazda CX-3 at $1,351 per year for drivers age 30 and $1,303 per year for drivers age 40.
On the other hand, the most expensive car insurance is for Mazda CX-30 at $1,738 per year for drivers age 30 and $1,667 per year for drivers age 40.
To know more about the average annual rate of insurance of other Mazda models for drivers age 30 and drivers age 40 respectively, refer to the table below.
| Make and Model | Average annual rates for drivers age 30 | Average annual rates for drivers age 40 |
|---|---|---|
| 2021 Mazda CX-3 | $1,351 | $1,303 |
| 2021 Mazda CX-5 | $1,439 | $1,388 |
| 2021 Mazda CX-9 | $1,640 | $1,582 |
| 2021 Mazda CX-30 | $1,738 | $1,667 |
| 2021 Mazda3 | $1,717 | $1,650 |
| 2021 Mazda6 | $1,690 | $1,627 |
| 2021 Mazda MX-5 | $1,544 | $1,484 |
Choose Your Vehicle Model
Mazda CX-3 car insurance
- The average cost to insure a Mazda CX-3 is $1,370 per year
- MSRP range - $20,790 - $22,190
- Trim Levels – Sport, Touring, and Grand Touring
The Mazda CX-3 possesses attractive and comfortable interiors, impressive fuel economy, thereby enhancing the driving experience.
At $1,370 per year or $114 per month for car insurance, the Mazda CX-3 drivers can insure their vehicles with full coverage insurance.
When it comes to safety ratings, the NHTSA (National Highway Traffic Safety Administration) has rated it an overall four-star rating out of five, and a five-star rating for the frontal and side crash ratings. Out of the three trim levels, the Sport trim is the cheapest to insure and the Grand Touring CX-3 is the most expensive trim to insure.
The table below mentions the average annual Mazda CX-3 insurance costs for other models
| Make and Model | Average annual rates |
|---|---|
| 2016 Mazda CX-3 | $1,384 |
| 2017 Mazda CX-3 | $1,383 |
| 2018 Mazda CX-3 | $1,371 |
| 2019 Mazda CX-3 | $1,410 |
| 2020 Mazda CX-3 | $1,370 |
Mazda CX-5 car insurance
- The average cost to insure a Mazda CX-5 is $1,477 per year
- MSRP range - $25,900 - $38,650
- Trim Levels – S, S Select, S Preferred, S Carbon edition, S Premium, S Premium plus, Turbo, Turbo signature
With the keen handling and steering, and adaptable and upscale cabin the Mazda CX-5 is all designed to provide the drivers a premium driving experience.
How much is car insurance for Mazda CX-5?
As per the rate analysis conducted by Insurance.com, the average cost of Mazda CX-5 car insurance is $1,477 per year or $123 per month. According to the ratings by NHTSA, the CX-5 is given an overall rating of five-star for crash tests including frontal crash and side crash for the 2020 and 2021 models. The experts at Edmunds, give CX-5 an 8/10 for the engine support it offers and for the comfortable interiors as the cabin is driver-oriented and offers extra legroom for tall people.
Out of the eight trim levels available, the cheapest trim to insure is the Mazda CX-5 S trim level. While the most expensive trim to insure is the CX-5 S Preferred. Apart from that, the table below lists the Mazda CX-5 car insurance rates for the other available models along with their model years.
| Make and Model | Average annual rates |
|---|---|
| 2015 Mazda CX-5 | $1,344 |
| 2016 Mazda CX-5 | $1,373 |
| 2017 Mazda CX-5 | $1,415 |
| 2018 Mazda CX-5 | $1,444 |
| 2019 Mazda CX-5 | $1,520 |
| 2020 Mazda CX-5 | $1,477 |
Mazda CX-9 car insurance
- The average cost to insure a Mazda CX-9 is $1,619 per year
- MSRP range - $35,280 - $47,210
- Trim Levels – Sport, Touring, Carbon edition, Grand Touring
The new Mazda CX-9 is a variation of the CX-9 second generation which was launched in 2016. It comes with a premium interior, strong acceleration, and comfortable highway rides.
Mazda CX-9 car insurance rates vary significantly from one insurance company to another, even for the same coverage. It is a good idea to get new quotations if you have been with your current insurance provider for more than a few years to ensure you are not paying too much.
The Mazda CX-9 car insurance is $1,619 per year or $135 per month. Although the cost of insuring decreases as the model year gets older. This implies that the older your Mazda model, the cheaper it will be to insure. For example, taking reference from the below table, the cost of insuring 2015 CX-9 is 8% less than the cost of insuring a 2020 CX-9.
The 2020 and 2021 CX-9 models have received an overall five-star rating for crash tests from the NHTSA. To know more about the insurance premiums for other models of CX-9, refer to the table below.
| Make and Model | Average annual rates |
|---|---|
| 2015 Mazda CX-9 | $1,491 |
| 2016 Mazda CX-9 | $1,578 |
| 2017 Mazda CX-9 | $1,607 |
| 2018 Mazda CX-9 | $1,641 |
| 2019 Mazda CX-9 | $1,703 |
| 2020 Mazda CX-9 | $1,619 |
Mazda3 car insurance
- The average rates for Mazda3 car insurance is $1,767 per year
- MSRP range - $22,750 - $24,400
- Trim Levels – Base, Select, Preferred, and Premium
Mazda3 is well-known for its premium-feeling interior, sporty handling, and very stylish exterior. The Mazda3 comes under the category of very safe vehicles. It comes with well-equipped safety features like blind-spot monitoring, lane departure warnings, and many more.
The 2019 Mazda3 model has been chosen as the ‘Top safety pick’ badge from the IIHS (Insurance Institute of Highway Safety). The rate of insurance for Mazda3 is $1,767 per year or $147 per month. It has also received an overall crash test rating of five stars from NHTSA for the 2020 and 2021 models.
The cheapest trim level to insure is the Mazda3 Base trim. Furthermore, the table below lists the car insurance rates for the other available models of Mazda3.
| Make and Model | Average annual rates |
|---|---|
| 2017 Mazda3 | $1,600 |
| 2018 Mazda3 | $1,605 |
| 2019 Mazda3 | $1,856 |
| 2020 Mazda3 | $1,767 |
Mazda MX-5 car insurance
- The average cost to insure a Mazda MX-5 is $1,515 per year
- Starting MSRP - $27,300
- Trim Levels – Sport, Club, and Grand Touring
The Mazda MX-5 is a vehicle that is fun and engaging to drive and is also considered to be one of the most fuel-efficient sports cars to purchase.
The average annual rate of insuring a Mazda MX-5 is $1,515 per year or $126 per month. Among the available trim levels, the cheapest trim to insure is the MX-5 Sport trim. On the other hand, the most expensive trim is the MX-5 RF Grand Touring trim.
To know more about the average insurance costs of other Mazda MX-5 models, refer to the table below.
| Make and Model | Average annual rates |
|---|---|
| 2015 Mazda MX-5 | $1,387 |
| 2016 Mazda MX-5 | $1,441 |
| 2017 Mazda MX-5 | $1,508 |
| 2018 Mazda MX-5 | $1,494 |
| 2019 Mazda MX-5 | $1,556 |
| 2020 Mazda MX-5 | $1,515 |