Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
To begin with, the average insurance cost combining all the models of Mercedes is $2,590 per year as per the Insurance.com rate analysis. Refer to this guide to know what is the car insurance rate for your Mercedes based on its model year.
When you are buying a car, auto insurance coverage is something that should be taken into consideration.
Insuring your Mercedes can be tricky because of its high value and many features. The price of insuring this luxury vehicle will vary depending on several factors including the model year, engine size, and safety features.
Our guide to finding the best car insurance for Mercedes based on models will help you find the best deal specific to your needs.
To begin with, the average insurance cost for Mercedes combining all models is $3,034 per year for 40-year-old drivers, as per the analysis conducted by Insurance.com.
Apart from the car insurance rates, we also talk about which are the cheapest trim levels to insure, what are the average car insurance rates per year as well as per month specific to various Mercedes Benz models, along with their MSRPs and any awards or recognitions received by known government organizations.
Average Mercedes car insurance cost by model
Rates for car insurance can vary from state to state, and even between different neighborhoods in the same city.
It is hard to know whether you are getting a good deal on your car insurance or not because rates can vary so much depending on several factors. And it is not just the state you live in that affects your rates - the make and model of your car also matters.
Some cars are less expensive to insure than others. Most Car insurance companies prefer to cover vehicles that have good safety ratings because they are less likely to result in significant claims. As a result, a car with excellent safety ratings may save you money on your auto insurance premiums.
To better compare rates and pay only for your car insurance needs, refer to the table listed below which gives a glimpse of the Mercedes car insurance costs, the cheapest Mercedes model to insure, and the most expensive model to insure for drivers age 40 based on Mercedes models.
| Year and model | Average annual premium |
|---|---|
| 2023 Mercedes GLA250 | $2,194 |
| 2023 Mercedes GLB250 | $2,261 |
| 2023 Mercedes GLE350 | $2,422 |
| 2023 Mercedes GLC300 | $2,434 |
| 2023 Mercedes CLA250 | $2,580 |
| 2023 Mercedes GLE450 | $2,654 |
| 2023 Mercedes C300 | $2,665 |
| 2023 Mercedes AMG | $3,195 |
| 2023 Mercedes E450 | $3,222 |
| 2023 Mercedes EQE | $3,824 |
| 2023 Mercedes S500 | $4,656 |
| 2023 Mercedes EQS | $4,696 |
Choose Your Vehicle Model
Mercedes CLA250 car insurance cost
- The average annual cost to insure Mercedes CLA250 is $2,580
- Starting MSRP - $38,200
- Trim Levels – CLA250, CLA250 4MATIC, AMG CLA35, AMG CLA45
With a 4-door sleek coupe model, the Mercedes CLA250 is a midsize luxury car. Apart from the sleek design, it also has a panoramic roof and a high-style high-tech cabin. It comes in 4 different trim levels.
While searching for the average insurance rates for Mercedes CLA, shop around and get quotes from various available insurers. As the insurance rates for Mercedes C-Class can vary based on your model year and different companies charge different rates depending on the model.
The Mercedes CLA250 loaded with safety features like active brake assist, Mercedez-Benz emergency call service, attention assist and dashcam makes it expensive to insure.
How much is insurance for a Mercedes CLA250? The average cost of insuring the Mercedes Benz model, CLA250, is $2,580 per year or $215 per month.
The table below depicts the Mercedes CLA250 insurance rates for the other models available.
| Year and model | Average annual premium |
|---|---|
| 2023 Mercedes CLA250 | $2,580 |
| 2022 Mercedes CLA250 | $2,115 |
| 2021 Mercedes CLA250 | $2,123 |
| 2020 Mercedes CLA250 | $2,126 |
| 2019 Mercedes CLA250 | $2,148 |
| 2018 Mercedes CLA250 | $2,070 |
| 2017 Mercedes CLA250 | $2,023 |
| 2016 Mercedes CLA250 | $1,977 |
Compare Mercedes CLA250 car insurance rates by state
Mercedes E300 car insurance cost
- The average annual cost to insure Mercedes E300 is $2,187
- Starting MSRP - $54,950
- Trim Levels – E300 Base, E300 4MATIC, E450 MATIC, AMG E53, AMG E63 S
The Mercedes E-Class is regarded as ultra-intelligent with the latest technologies like intuitive and touch-sensitive controls, a dual digital cockpit with a central touchscreen. It comes in 4 trim levels. They are – Base, 4MATIC, 450MATIC, AMG E53, AMG E63 S.
The Mercedes E300 has been awarded the Top safety pick for 2021, by the IIHS (Insurance Institute of Highway Safety). Out of the 4 available trim levels, the cheapest trim level to insure is an E300 Base. The average cost of insuring a Mercedes E300 is $2,187 per year or $182 per month.
The average annual rates of insuring other available models of Mercedes E300 are listed in the table below:
| Year and model | Average annual premium |
|---|---|
| 2020 Mercedes E300 | $2,187 |
| 2019 Mercedes E300 | $2,342 |
| 2018 Mercedes E300 | $2,266 |
| 2017 Mercedes E300 | $2,209 |
Compare Mercedes E300 car insurance rates by state
Mercedes GLC300 car insurance cost
- The average annual cost to insure Mercedes GLC300 is $2,434
- Starting MSRP - $43,850
- Trim Levels – GLC300, GLC 300 4MATIC
The 4 door, midsize SUV’s goal is to continue setting itself apart from other vehicles with its aerodynamic, athletic body enclosing a gracefully high-tech interior.
The average rate of insuring a Mercedes GLC300 is $2,434 per year or $202 per month. Amongst the 2 trim levels available, the cheapest to insure is the GLC300 trim. According to IIHS, the Mercedes GLC class is awarded to be one of the top safety picks 2021 in the midsize luxury SUV category.
| Year and model | Average annual premium |
|---|---|
| 2023 Mercedes GLC300 | $2,434 |
| 2022 Mercedes GLC300 | $1,837 |
| 2021 Mercedes GLC300 | $1,810 |
| 2020 Mercedes GLC300 | $1,818 |
| 2019 Mercedes GLC300 | $1,917 |
| 2018 Mercedes GLC300 | $1,857 |
| 2017 Mercedes GLC300 | $1,800 |
| 2016 Mercedes GLC300 | $1,751 |
Compare Mercedes GLC300 car insurance rates by state
Mercedes Maybach car insurance cost
- The average annual cost to insure Mercedes Maybach is $3,442
- Starting MSRP - $184,900
- Trim Levels – S580, S680
The Maybach is known to be the ultimate in exclusivity and individuality. It comes in two different trim levels S580 and S680 which are the extended version of the Maybach base with added standardized features and reclining rear seats.
The average annual rate of insurance for a Mercedes Maybach is $3,442 per year or $287 per month. Apart from the luxurious technology features, it is equipped with ample safety features like anti-lock brakes, side-impact airbags, and knee airbags to name a few.
The table below shows the average annual rates of insuring other models of Mercedes Maybach
| Year and model | Average annual premium |
|---|---|
| 2020 Mercedes Maybach | $3,442 |
| 2019 Mercedes Maybach | $4,008 |
| 2018 Mercedes Maybach | $3,890 |
| 2017 Mercedes Maybach | $3,858 |
| 2016 Mercedes Maybach | $3,714 |
Mercedes Metris car insurance cost
- The average annual cost to insure Mercedes Metris is $1,535
- Starting MSRP range - $31,990 - $43,590
- Trim Levels – Passenger, Cargo
The Mercedes Metris is known as the “cheat code” amongst the small cargo vans. When compared to other towing or cargo vans, Metris holds an upper hand due to its towing capacity and maximum payloads. It comes in two trim levels – passenger and cargo.
The average Mercedes Metris car insurance rate is $1,535 per year or $128 per month. The experts at Edmunds give an overall rating of 7.6/10 considering the work capability and standard features it offers, in comparison to other small cargo vans.
The table below depicts the average annual rates of other models of Mercedes Metris.
| Year and model | Average annual premium |
|---|---|
| 2021 Mercedes Metris | $1,535 |
| 2020 Mercedes Metris | $1,600 |
| 2019 Mercedes Metris | $1,616 |
| 2018 Mercedes Metris | $1,571 |
| 2017 Mercedes Metris | $1,512 |
| 2016 Mercedes Metris | $1,489 |
Compare Mercedes Metris car insurance rates by state
Mercedes Sprinter car insurance cost
- The average annual cost to insure a Mercedes Sprinter is $1,952
- Starting MSRP range - $36,355 - $65,425
- Trim Levels – Cargo, Crew, Passenger
The Sprinter is one of the greatest big vans on the market. It comes with acres of cargo and/or passenger capacity, as well as secure handling, good visibility, and lots of customization choices.
How much is insurance for a Sprinter van? The cost of insuring a Mercedes Sprinter van is $1,952 per year or $162 per month. The experts at Edmunds give it an overall rating of 7.4/10 for its customization options available in the van.
The table below lists the Mercedes Benz insurance cost for other available models of Sprinter van
| Year and model | Average annual premium |
|---|---|
| 2019 Mercedes Sprinter | $1,952 |
| 2018 Mercedes Sprinter | $1,809 |
| 2017 Mercedes Sprinter | $1,793 |
| 2016 Mercedes Sprinter | $1,695 |
The Sources
- Look out for more information about cheapest trim levels
- For awards and safety ratings of cars, check IIHS and NHTSA
- Get to know the expert opinions on various Mercedes models on Edmunds
- Find out more about the insurance and warranty offers for specific models, by Mercedes