Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Insurance.com research suggests that the cost of insuring a Nissan Altima is estimated to be around $2,290 annually or $191 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Nissan Altima costs $2,290 per year, while its 2022 equivalent costs $1,866 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Nissan Altima.

Average insurance cost of Nissan Altima by model year

Year of Nissan Altima modelAverage cost to insure
2023$2,290
2022$1,866
2021$1,821
2020$1,987
2019$1,911
Data updated in 2024
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Compare Nissan Altima insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm4 Door Sedan$1,738
Geico4 Door Sedan$2,281
Nationwide4 Door Sedan$2,557
Farmers4 Door Sedan$2,919
Progressive4 Door Sedan$3,233
Allstate4 Door Sedan$3,292
Data updated in 2024

Nissan Altima insurance rates per year

2023

2023 Nissan Altima insurance rates

Average cost to insure $2,290
Annual cheapest rate $1,652
Available trims 2.0 VC-T SR, 2.5 Platinum, 2.5 S, 2.5 SL, 2.5 SR, 2.5 SV
RankCompanyAverage annual premium
1State Farm$1,652
2Geico$1,849
3Nationwide$2,192
4Progressive$2,238
5Farmers$2,645
6Allstate$3,164
Data updated in 2024
2022

2022 Nissan Altima insurance rates

Average cost to insure $1,866
Annual cheapest rate $1,230
Available trims 2.0 VC-T SR, 2.5 Platinum, 2.5 S, 2.5 SL, 2.5 SR, 2.5 SV
RankCompanyAverage annual premium
1State Farm$1,230
2Geico$1,479
3Nationwide$1,850
4Progressive$1,889
5Farmers$2,173
6Allstate$2,575
Data updated in 2024
2021

2021 Nissan Altima insurance rates

Average cost to insure $1,821
Annual cheapest rate $1,181
Available trims 2.0 VC-T SR, 2.5 Platinum, 2.5 S, 2.5 SL, 2.5 SR, 2.5 SV
RankCompanyAverage annual premium
1State Farm$1,181
2Progressive$1,439
3Geico$1,442
4Nationwide$1,887
5Farmers$2,241
6Allstate$2,738
Data updated in 2024
2020

2020 Nissan Altima insurance rates

Average cost to insure $1,987
Annual cheapest rate $1,339
Available trims 2.0 VC-T SR, 2.5 Platinum, 2.5 S, 2.5 SL, 2.5 SR, 2.5 SV
RankCompanyAverage annual premium
1State Farm$1,339
2Geico$1,433
3Progressive$1,724
4Farmers$2,050
5Nationwide$2,231
6Allstate$3,147
Data updated in 2024
2019

2019 Nissan Altima insurance rates

Average cost to insure $1,911
Annual cheapest rate $1,377
Available trims 2.0 VC-T SR, 2.5 Platinum, 2.5 S, 2.5 SL, 2.5 SR, 2.5 SV
RankCompanyAverage annual premium
1Geico$1,377
2State Farm$1,390
3Progressive$1,906
4Nationwide$2,005
5Farmers$2,380
6Allstate$2,408
Data updated in 2024
2018

2018 Nissan Altima insurance rates

Average cost to insure $1,894
Annual cheapest rate $1,289
Available trims 2.0 VC-T SR, 2.5 Platinum, 2.5 S, 2.5 SL, 2.5 SR, 2.5 SV
RankCompanyAverage annual premium
1Geico$1,289
2State Farm$1,355
3Progressive$1,895
4Nationwide$2,038
5Allstate$2,353
6Farmers$2,433
Data updated in 2024
2017

2017 Nissan Altima insurance rates

Average cost to insure $1,838
Annual cheapest rate $1,286
Available trims 2.0 VC-T SR, 2.5 Platinum, 2.5 S, 2.5 SL, 2.5 SR, 2.5 SV
RankCompanyAverage annual premium
1Geico$1,286
2State Farm$1,323
3Progressive$1,854
4Nationwide$2,054
5Allstate$2,157
6Farmers$2,351
Data updated in 2024
2016

2016 Nissan Altima insurance rates

Average cost to insure $1,776
Annual cheapest rate $1,218
Available trims 2.0 VC-T SR, 2.5 Platinum, 2.5 S, 2.5 SL, 2.5 SR, 2.5 SV
RankCompanyAverage annual premium
1Geico$1,218
2State Farm$1,286
3Progressive$1,827
4Nationwide$1,967
5Allstate$2,059
6Farmers$2,301
Data updated in 2024
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