Tesla Model X insurance cost

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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring an Tesla Model X Long Range is $3,150 per year or $262 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2022 Tesla Model X Long Range costs $3,150 per year, whereas the 2021 Tesla Model X Long Range costs $3,576 annually. State Farm offers the cheapest annual rate for 2022 Tesla Model X Long Range at $2,367 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Tesla Model X Long Range by model year

Year of Tesla Model X Long Range model	Average cost to insure
2022	$3,150
2021	$3,576
2020	$3,533

Data updated in 2024

Compare Tesla Model X Long Range insurance rates by state

L O A D I N G

Company	Style	Average annual premium
State Farm	4 Door 4WD Utility	$1,861
Nationwide	4 Door 4WD Utility	$2,952
Progressive	4 Door 4WD Utility	$3,500
Geico	4 Door 4WD Utility	$3,740
Allstate	4 Door 4WD Utility	$5,594
Farmers	4 Door 4WD Utility	$6,806