Toyota 4Runner insurance: Are Toyota 4runners expensive to insure?

Insurance.com research suggests that the cost of insuring a Toyota 4runner is estimated to be around $1,942 annually or $162 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Toyota 4runner costs $1,942 per year, while its 2022 equivalent costs $1,627 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Toyota 4runner.