Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Insurance.com research suggests that the cost of insuring a Toyota Highlander is estimated to be around $1,985 annually or $165 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.
Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Toyota Highlander costs $1,985 per year, while its 2022 equivalent costs $1,646 per year.
Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.
Read on to learn in detail about these cost-effective auto policies for Toyota Highlander.
Average insurance cost of Toyota Highlander by model year
| Year of Toyota Highlander model | Average cost to insure |
|---|---|
| 2023 | $1,985 |
| 2022 | $1,646 |
| 2021 | $1,599 |
| 2020 | $1,628 |
| 2019 | $1,670 |
Compare Toyota Highlander insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door Utility Turbo | $1,728 |
| Geico | 2WD 4 Door Utility Turbo | $2,144 |
| Nationwide | 2WD 4 Door Utility Turbo | $2,302 |
| Progressive | 2WD 4 Door Utility Turbo | $2,813 |
| Allstate | 2WD 4 Door Utility Turbo | $7,558 |
Toyota Highlander insurance rates per year
2023 Toyota Highlander insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,446 |
| 2 | State Farm | $1,457 |
| 3 | Nationwide | $1,663 |
| 4 | Progressive | $1,874 |
| 5 | Farmers | $2,497 |
| 6 | Allstate | $2,971 |
2022 Toyota Highlander insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,215 |
| 2 | Geico | $1,241 |
| 3 | Nationwide | $1,419 |
| 4 | Progressive | $1,647 |
| 5 | Farmers | $1,978 |
| 6 | Allstate | $2,375 |
2021 Toyota Highlander insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,125 |
| 2 | Progressive | $1,197 |
| 3 | Geico | $1,260 |
| 4 | Nationwide | $1,521 |
| 5 | Farmers | $2,005 |
| 6 | Allstate | $2,487 |
2020 Toyota Highlander insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,177 |
| 2 | State Farm | $1,239 |
| 3 | Progressive | $1,472 |
| 4 | Farmers | $1,798 |
| 5 | Nationwide | $1,843 |
| 6 | Allstate | $2,236 |
2019 Toyota Highlander insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,185 |
| 2 | State Farm | $1,345 |
| 3 | Nationwide | $1,462 |
| 4 | Progressive | $1,631 |
| 5 | Farmers | $2,181 |
| 6 | Allstate | $2,216 |
2018 Toyota Highlander insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,148 |
| 2 | State Farm | $1,340 |
| 3 | Nationwide | $1,488 |
| 4 | Progressive | $1,613 |
| 5 | Farmers | $2,131 |
| 6 | Allstate | $2,158 |
2017 Toyota Highlander insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,128 |
| 2 | State Farm | $1,285 |
| 3 | Nationwide | $1,495 |
| 4 | Progressive | $1,555 |
| 5 | Allstate | $2,020 |
| 6 | Farmers | $2,076 |
2016 Toyota Highlander insurance rates
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,107 |
| 2 | State Farm | $1,286 |
| 3 | Progressive | $1,546 |
| 4 | Nationwide | $1,554 |
| 5 | Allstate | $1,933 |
| 6 | Farmers | $2,052 |
