Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
The Volkswagen Group, commonly known as "Volkswagen AG," is a German automobile company headquartered in Wolfsburg. It is one of the largest automakers producing the highest volume of passenger cars.
The average insurance cost of insuring a Volkswagen car is $1,948 per year for 40-year-old drivers.
This guide aims to provide you with information on the car insurance rates of various models of Volkswagen and help you make better and more informed decisions.
Volkswagen car insurance cost by model
There are several factors that affect car insurance costs. One amongst them is the model of the car. Therefore, comparing quotes based on your car model can help you make a better and more informed decision.
Are 2023 Volkswagen models expensive to insure?
No, not all of them are expensive to insure. Out of all the models, the most expensive model to insure is Volkswagen Arteon at $2,534 per year. While Tiguan is the cheapest to insure, at $1,755 per year for a 40-year-old driver.
The table below depicts the various Volkswagen car models along with their average annual rates for 40-year-old drivers.
| Year and model | Average annual premium |
|---|---|
| 2023 Volkswagen Tiguan | $1,755 |
| 2023 Volkswagen Taos | $1,784 |
| 2023 Volkswagen Atlas | $1,936 |
| 2023 Volkswagen Golf | $2,068 |
| 2023 Volkswagen Jetta | $2,074 |
| 2023 Volkswagen ID.4 | $2,138 |
| 2023 Volkswagen Arteon | $2,534 |
Choose Your Vehicle Model
Volkswagen Atlas car insurance
- The average annual cost to insure Volkswagen Atlas is $1,936 per year
- MSRP Range- $33,475
- Trim Level- SE (Sports Edition), SE (Special Edition) with technology, SEL
Atlas is a spacious and sophisticated SUV embedded with the latest technology features like keyless access and wireless charging, making it a completely technology-driven car.
The owners of Volkswagen Atlas must pay $1,936 per year or $161 per month for their car insurance coverage.
The table below lists the average car insurance rates for the other available models of the Volkswagen Atlas.
| Year and model | Average annual premium |
|---|---|
| 2023 Volkswagen Atlas | $1,936 |
| 2022 Volkswagen Atlas | $1,617 |
| 2021 Volkswagen Atlas | $1,570 |
| 2020 Volkswagen Atlas | $1,796 |
| 2019 Volkswagen Atlas | $1,627 |
| 2018 Volkswagen Atlas | $1,563 |
Volkswagen Beetle car insurance
- The average annual cost to insure Volkswagen Beetle is $1,600 per year
- MSRP Range- $24,590 - $31,900
- Trim Level- S, SE (Sports Edition), Final Edition SE (Special Edition), Final Edition SEL
The Volkswagen Beetle is one of the best-suited options for people interested in style and performance possessing a stylish interior design and a powerful engine with high fuel economy. It comes in 4 trim levels – S, SE, Final Edition SE, and Final Edition SEL.
What is the rate for Volkswagen Beetle car insurance?
The average rate of insurance for a Volkswagen Beetle is $1,600 per year or $133 monthly. The table below depicts the average annual rates for other models of Volkswagen Beetle.
| Year and model | Average annual premium |
|---|---|
| 2020 Volkswagen Beetle | $1,600 |
| 2019 Volkswagen Beetle | $1,652 |
| 2018 Volkswagen Beetle | $1,611 |
| 2017 Volkswagen Beetle | $1,611 |
| 2016 Volkswagen Beetle | $1,617 |
Volkswagen E-Golf car insurance
- The average annual cost to insure Volkswagen E-Golf is $1,948 per year
- MSRP Range- $23,900 - $29,590
- Trim Level- SE, SEL and Limited
E-Golf is an electric car that looks and drives like a typical car, providing plenty of trunk space along with a comfortable and quiet ride. It comes in 3 different trim levels - SE, SEL, and Limited.
The cost of insuring a Volkswagen E-Golf is $1,948 per year or $162 per month. The E-Golf SE trim level is the cheapest to insure among all the trim levels available. There is a difference of $173 in the average annual rates of insurance for the 2016 and 2020 models. This difference is due to the addition of a backup camera, dual airbags, and alarm system as added safety features in the 2019 model.
The table below shows the average annual rates of various models of Volkswagen E-Golf.
| Year and model | Average annual premium |
|---|---|
| 2020 Volkswagen E-Golf | $1,948 |
| 2019 Volkswagen E-Golf | $1,907 |
| 2018 Volkswagen E-Golf | $1,737 |
| 2017 Volkswagen E-Golf | $1,843 |
| 2016 Volkswagen E-Golf | $1,775 |
Volkswagen Golf car insurance
- The average annual cost to insure Volkswagen Golf is $2,068 per year
- MSRP Range- $29,545
- Trim Level- S, SE, Autobahn
The Volkswagen Golf a car that provides more driving power, delivering a forward leap in technology and performance, alongside safety which is a core value for Volkswagen.
The cheapest trim level to insure in Volkswagen Golf is the S trim level. The average annual rate of insuring Volkswagen Golf is $2,068 per year or $172 per month.
The overall crash test rating for Volkswagen Golf, as per the NHTSA is a 5-star rating for 2 consecutive years, 2019 and 2020.
| Year and model | Average annual premium |
|---|---|
| 2023 Volkswagen Golf | $2,068 |
| 2022 Volkswagen Golf | $1,834 |
| 2021 Volkswagen Golf | $1,595 |
| 2020 Volkswagen Golf | $1,663 |
| 2019 Volkswagen Golf | $1,697 |
| 2018 Volkswagen Golf | $1,720 |
| 2017 Volkswagen Golf | $1,635 |
| 2016 Volkswagen Golf | $1,636 |
Volkswagen Jetta car insurance
- The average annual cost to insure Volkswagen Jetta $2,074 per year
- MSRP Range- $18,995
- Trim Level- S, SE, R-Line
The Volkswagen Jetta is a compact car with sophisticated looks, modern interiors, enhanced technology, and safety features.
The Volkswagen Jetta is a compact car with sophisticated looks, modern interiors, enhanced technology, and safety features.
As per the rate analysis conducted by Insurance.com, the cost of insuring the Volkswagen Jetta is $2,074 per year or $173 per month.
The average annual rates for the Volkswagen Jetta are listed in the table below:
| Year and model | Average annual premium |
|---|---|
| 2023 Volkswagen Jetta | $2,074 |
| 2021 Volkswagen Jetta | $1,689 |
| 2020 Volkswagen Jetta | $1,749 |
| 2019 Volkswagen Jetta | $1,846 |
| 2018 Volkswagen Jetta | $1,750 |
| 2017 Volkswagen Jetta | $1,732 |
| 2016 Volkswagen Jetta | $1,732 |
Volkswagen Tiguan car insurance
- The average annual cost to insure Volkswagen Tiguan $1,755 per year
- MSRP Range- $25,995
- Trim Level- S, SE, SE R-Line Black
The Volkswagen Tiguan is a stylish, versatile, and compact SUV equipped with technology to make driving, parking, and driving a lot easier.
The cost of insuring a Volkswagen Tiguan is $1,755 per year or $146 per month. The NHTSA (National Highway Traffic Safety Administration) has given a five-star rating for the overall safety of the Volvo V60. They have also given a four-on-five rating for passenger frontal barrier crash rating.
The table below covers the car insurance rates for the various available models of the Volkswagen Tiguan:
| Year and model | Average annual premium |
|---|---|
| 2023 Volkswagen Tiguan | $1,755 |
| 2022 Volkswagen Tiguan | $1,503 |
| 2021 Volkswagen Tiguan | $1,433 |
| 2020 Volkswagen Tiguan | $1,517 |
| 2019 Volkswagen Tiguan | $1,559 |
| 2018 Volkswagen Tiguan | $1,536 |
| 2017 Volkswagen Tiguan | $1,554 |
| 2016 Volkswagen Tiguan | $1,494 |
Volkswagen Touareg car insurance
- The average annual cost to insure Volkswagen Touareg $1,844 per year
- MSRP Range- $25,499 - $31,990
- Trim Level- S, SE, SE R-Line Black
With impressive and classy interiors and many standard features, Volkswagen Touareg is a comfortable and well-trimmed crossover SUV with luxury leanings.
Depending on trim level, the average insurance rate for a Volkswagen Touareg is $1,844 per year or $153 per month. The Insurance Institute of Highway Safety has rated Volkswagen Touareg as good for Side impact, roof strength, and rear crash protection.
The table below depicts the average annual car insurance rates of the Volkswagen Touareg along with its other models.
| Year and model | Average annual premium |
|---|---|
| 2017 Volkswagen Touareg | $1,844 |
| 2016 Volkswagen Touareg | $1,798 |
Volkswagen CC car insurance
- The average annual cost to insure Volkswagen CC is $1,857 per year
- MSRP Range- $19,990 - $28,990
- Trim Level- Sport, R-Line Executive
The sedan, Volkswagen CC is also known as the Passat CC, where CC stands for “Comfort Coupe.” It was positioned as a comfortable yet sporty car with the ability to accommodate 4 occupants in total. The era of Volkswagen CC in the market is remembered for its looks, power, and driving dynamics.
The average insurance cost of Volkswagen CC is $1,857 per year or $155 per month. The Sport coupe trim level model is the cheapest to insure amongst the two trim levels available. As per the National Highway Traffic Safety Administration (NHTSA), Volkswagen CC has received a 4-star rating for crash testing. The more stars are for crash testing, the safer the car is during a collision.
The average annual rates for other models of Volkswagen CC are listed in the table below
| Year and model | Average annual premium |
|---|---|
| 2017 Volkswagen CC | $1,857 |
| 2016 Volkswagen CC | $1,823 |
Volkswagen Arteon car insurance
- The average annual cost to insure Volkswagen Arteon is $2,534 per year
- MSRP Range- $36,995
- Trim Level- SE (Sports Edition), SEL (Special Edition Limited) R- Line, SEL Premium R- Line
The Volkswagen Arteon, with safety as its core value, offers protection against any unpredicted accidents. Apart from safety, it also offers top-notch technology features putting it in the category of premium sedans.
It was awarded the 2021 Top safety pick by IIHS (Insurance Institute of Highway Safety).
The cost of insuring a Volkswagen Arteon is $2,534 per year or $211 per month.
The annual rate of insurance for the other Volkswagen Arteon models is listed in the table below:
| Year and model | Average annual premium |
|---|---|
| 2023 Volkswagen Arteon | $2,534 |
| 2020 Volkswagen Arteon | $2,362 |
| 2019 Volkswagen Arteon | $2,077 |
Volkswagen Eos car insurance
- The average annual cost to insure Volkswagen EOS is $1,710 per year
- MSRP Range- $17,750 - $22,757
- Trim Level- Komfort SULEV, Komfort, Executive, Sport SULEV, Executive SULEV, Lux SULEV
Volkswagen Eos is a car with retractable hardtop with an integrated sunroof, efficient engine, and solid interiors. The production of this car stopped in November 2016.
The average annual rate for Volkswagen Eos is $1,710 per year or $142 per month. The table below lists the other models of Volkswagen Eos along with their average annual car insurance prices.
| Year and model | Average annual premium |
|---|---|
| 2016 Volkswagen EOS | $1,710 |
Sources:
- Get a deeper understanding of Volkswagen cars and the latest models
- For awards and safety ratings of cars, check IIHS and NHTSA
- Get to know the expert opinions on various Volkswagen models on Edmunds
- Allstate gives suggestions on the available discounts to claim on insurance
- Find out which trim level has the cheapest car insurance