Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Not all Toyota cars are expensive to insure. Out of the various models available, the most expensive model to insure is Toyota Land at $2,162 per year, whereas the Toyota C-HR model can be insured at $1,417 per year, for a 40-year-old driver.
As per Insurance.com's rate analysis, the average Toyota Car Insurance rate for all 2023 models combined is $2,085 annually, based on the profile of a 40-year-old driver for full coverage.
Toyota has built a name for itself as being one of the most reliable vehicle manufacturers. From Tiny Yaris Hatchback to Land Cruiser SUV, all the models are well-designed, safe, and fun to drive. Toyota's lineup is a bit more exciting than last year with the new Supra sports car.
If we talk about other models, Toyota Camry is a reliable, well-built car. It's one of the most unexceptional mid-size sedans you can buy. At the same time, Tacoma has earned its reputation as being a tough and durable pickup truck. But when it comes to being fuel-efficient, Prius Hybrid reigns supreme. The brand is trying to keep up with the latest trends and introducing exciting new models for enthusiasts.
Car insurance averages by model
Among all the Toyota models, the 2023 Toyota Venza is the cheapest model to insure. For a 40-year-old, it will cost $1,905 a year on average to insure Toyota Venza. Other Toyota models such as Toyota RAV4, Toyota 4Runner, and Toyota Tacoma are some of the least expensive models to insure.
Get the details of the average annual insurance rates of all the Toyota models for 40-year-old drivers here.
| Year and model | Average annual premium |
|---|---|
| 2023 Toyota Venza | $1,905 |
| 2023 Toyota RAV4 | $1,913 |
| 2023 Toyota Tacoma | $1,939 |
| 2023 Toyota 4Runner | $1,942 |
| 2023 Toyota Corolla | $1,983 |
| 2023 Toyota Highlander | $1,985 |
| 2023 Toyota Sienna | $2,031 |
| 2023 Toyota Camry | $2,125 |
| 2023 Toyota Prius | $2,134 |
| 2023 Toyota Tundra | $2,150 |
| 2023 Toyota bZ4X | $2,445 |
| 2023 Toyota Sequoia | $2,536 |
| 2023 Toyota Crown | $2,642 |
| 2023 Toyota GR | $2,807 |
| 2023 Toyota GR86 | $2,914 |
Choose Your Vehicle Model
Toyota 86 insurance cost
- Starting MSRP- $27,060
- Trim levels- 86, 86 GT and the 86 Hakone Edition
- Average annual insurance cost- $1,954
The 2020 Toyota 86 is the perfect car for those who want to learn how rear-wheel-drive works. It's not an amazing racing car, but rather it provides all the basic control and stability needed to have fun on the road.
The 2021 Toyota 86 is the cheapest edition to insure among all the Toyota 86 editions. And the average annual insurance rate for Toyota 86 is $1,954 based on the profile of a 40-year-old driver.
| Year and model | Average annual premium |
|---|---|
| 2021 Toyota 86 | $1,954 |
| 2020 Toyota 86 | $2,121 |
| 2019 Toyota 86 | $2,140 |
| 2018 Toyota 86 | $2,019 |
| 2017 Toyota 86 | $1,988 |
Scion FR-S, now Toyota 86, is a small car with lots of standard features and impressive steering and handling. Being a sports car, Toyota 86 is more likely to be stolen or involved in an accident than a regular sedan or SUV, which explains the high insurance rates.
Compare Toyota 86 car insurance rates by state
Toyota Camry insurance cost
- Starting MSRP- $25,295
- Trim levels- LE, SE, SE Nightshade, XSE, XLE, and TRD
- Average annual insurance cost- $2,125
The Toyota Camry is a mid-sized family sedan that spots between the smaller Corolla and larger Avalon. It has a reputation for being reliable in all aspects, from engine performance to interior comfort.
The average insurance cost of Camry for a 40-year-old driver is $2,125 per year. If you own the 2016 Toyota Camry, you can save on your insurance rates, as it is $450 less expensive than the 2023 Camry.
Toyota Camry has earned the 2021 Top Safety Pick + from Insurance Institute for Highway Safety. It comes equipped with safety features like standard daytime running lights, optional blind-spot detection, lane departure warning, and lane departure prevention.
Know the average insurance rates of Toyota Camry's other model years, rates by company and rates by state in the tables given below.
| Year and model | Average annual premium |
|---|---|
| 2023 Toyota Camry | $2,125 |
| 2022 Toyota Camry | $1,746 |
| 2021 Toyota Camry | $1,697 |
| 2020 Toyota Camry | $1,808 |
| 2019 Toyota Camry | $1,814 |
| 2018 Toyota Camry | $1,780 |
| 2017 Toyota Camry | $1,733 |
| 2016 Toyota Camry | $1,675 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,513 | $126 |
| Geico | $1,689 | $141 |
| Nationwide | $1,892 | $158 |
| Progressive | $2,144 | $179 |
| Farmers | $2,609 | $217 |
| Allstate | $2,823 | $235 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,120 | 8% less |
| Alaska | $1,770 | 23% less |
| Arizona | $2,103 | 9% less |
| Arkansas | $2,250 | 2% less |
| California | $2,726 | 18% more |
| Colorado | $2,749 | 19% more |
| Connecticut | $1,971 | 14% less |
| Delaware | $2,276 | 1% less |
| Florida | $2,883 | 25% more |
| Georgia | $2,514 | 9% more |
| Hawaii | $1,412 | 39% less |
| Idaho | $1,615 | 30% less |
| Illinois | $2,008 | 13% less |
| Indiana | $1,812 | 21% less |
| Iowa | $1,711 | 26% less |
| Kansas | $1,966 | 15% less |
| Kentucky | $2,560 | 11% more |
| Louisiana | $3,147 | 37% more |
| Maine | $1,438 | 38% less |
| Maryland | $2,038 | 12% less |
| Massachusetts | $1,968 | 15% less |
| Michigan | $2,911 | 26% more |
| Minnesota | $2,092 | 9% less |
| Mississippi | $1,984 | 14% less |
| Missouri | $2,309 | Equal |
| Montana | $2,129 | 8% less |
| Nebraska | $2,262 | 2% less |
| Nevada | $2,013 | 13% less |
| New Hampshire | $1,551 | 33% less |
| New Jersey | $2,184 | 5% less |
| New Mexico | $2,234 | 3% less |
| New York | $1,522 | 34% less |
| North Carolina | $1,978 | 14% less |
| North Dakota | $1,791 | 22% less |
| Ohio | $1,726 | 25% less |
| Oklahoma | $2,049 | 11% less |
| Oregon | $2,037 | 12% less |
| Pennsylvania | $2,120 | 8% less |
| Rhode Island | $2,454 | 6% more |
| South Carolina | $2,056 | 11% less |
| South Dakota | $2,523 | 9% more |
| Tennessee | $2,277 | 1% less |
| Texas | $2,539 | 10% more |
| Utah | $1,966 | 15% less |
| Vermont | $1,578 | 32% less |
| Virginia | $1,523 | 34% less |
| Washington | $1,807 | 22% less |
| Washington, D.C. | $2,334 | 1% more |
| West Virginia | $1,849 | 20% less |
| Wisconsin | $1,623 | 30% less |
| Wyoming | $2,272 | 1% less |
Compare Toyota Camry car insurance rates by state
Toyota Corolla insurance cost
- Starting MSRP - $20,075
- Trim levels- L, LE, XLE, SE and XSE
- Average annual insurance cost- $1,983
The average insurance cost of a Toyota Corolla for a 40-year-old driver is $1,983 a year or $165 a month. In most cases, older car models are the cheapest to insure. It's the same with Toyota Corolla; the 2016 edition is $295 less expensive to insure than the 2023 Corolla.
Find below the average annual insurance costs of other model years, insurance rates by company and by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Toyota Corolla | $1,983 |
| 2022 Toyota Corolla | $1,788 |
| 2021 Toyota Corolla | $1,673 |
| 2020 Toyota Corolla | $1,844 |
| 2019 Toyota Corolla | $1,765 |
| 2018 Toyota Corolla | $1,715 |
| 2017 Toyota Corolla | $1,691 |
| 2016 Toyota Corolla | $1,688 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,345 | $112 |
| Geico | $1,616 | $135 |
| Nationwide | $1,904 | $159 |
| Progressive | $1,968 | $164 |
| Farmers | $2,558 | $213 |
| Allstate | $2,656 | $221 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,993 | 14% less |
| Alaska | $1,640 | 29% less |
| Arizona | $2,025 | 12% less |
| Arkansas | $2,084 | 10% less |
| California | $2,517 | 9% more |
| Colorado | $2,646 | 15% more |
| Connecticut | $1,885 | 18% less |
| Delaware | $2,138 | 7% less |
| Florida | $2,912 | 26% more |
| Georgia | $2,452 | 6% more |
| Hawaii | $1,461 | 37% less |
| Idaho | $1,542 | 33% less |
| Illinois | $1,931 | 16% less |
| Indiana | $1,717 | 26% less |
| Iowa | $1,592 | 31% less |
| Kansas | $1,819 | 21% less |
| Kentucky | $2,492 | 8% more |
| Louisiana | $3,087 | 34% more |
| Maine | $1,339 | 42% less |
| Maryland | $1,869 | 19% less |
| Massachusetts | $1,803 | 22% less |
| Michigan | $2,796 | 21% more |
| Minnesota | $1,981 | 14% less |
| Mississippi | $1,803 | 22% less |
| Missouri | $2,160 | 6% less |
| Montana | $1,973 | 14% less |
| Nebraska | $2,103 | 9% less |
| Nevada | $1,924 | 17% less |
| New Hampshire | $1,422 | 38% less |
| New Jersey | $2,065 | 10% less |
| New Mexico | $2,141 | 7% less |
| New York | $1,539 | 33% less |
| North Carolina | $1,889 | 18% less |
| North Dakota | $1,668 | 28% less |
| Ohio | $1,645 | 29% less |
| Oklahoma | $1,965 | 15% less |
| Oregon | $1,942 | 16% less |
| Pennsylvania | $1,985 | 14% less |
| Rhode Island | $2,308 | Equal |
| South Carolina | $2,084 | 10% less |
| South Dakota | $2,187 | 5% less |
| Tennessee | $2,172 | 6% less |
| Texas | $2,391 | 4% more |
| Utah | $1,872 | 19% less |
| Vermont | $1,510 | 34% less |
| Virginia | $1,415 | 39% less |
| Washington | $1,753 | 24% less |
| Washington, D.C. | $2,190 | 5% less |
| West Virginia | $1,790 | 22% less |
| Wisconsin | $1,524 | 34% less |
| Wyoming | $2,095 | 9% less |
Toyota Corolla is perfect for enthusiasts who love to drive. This small sedan is available with a manual transmission and sport-tuned suspension. In addition to this, Insurance Institute for Highway Safety accorded the 2021 Toyota Corolla with 2021 Top Safety Pick.
Compare Toyota Corolla car insurance rates by state
Toyota Prius insurance cost
- Starting MSRP- $24,525
- Trim levels- L, LE, XLE, Limited, and new 2020 Edition
- Average annual insurance cost- $2,134
According to the rate analysis by Insurance.com, on average, a 40-year-old driver pays $2,134 a year to insure the Toyota Prius.
You will pay less for insurance if you own an older model of Toyota Prius. The insurance cost varies depending on your car's age and driver's profile. This four-door Hybrid Hatchback is one of the advanced vehicles on the market equipped with driver-assistance technology. The Toyota Prius is one of the most recognized hybrids on the market. The Prius has improved its fuel efficiency and functionality over time, owing to numerous improvements.
Given below are the average annual insurance rates for Toyota Prius model years from 2016-2023, insurance rates by company and by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Toyota Prius | $2,134 |
| 2022 Toyota Prius | $1,803 |
| 2021 Toyota Prius | $1,757 |
| 2020 Toyota Prius | $1,776 |
| 2019 Toyota Prius | $1,810 |
| 2018 Toyota Prius | $1,768 |
| 2017 Toyota Prius | $1,713 |
| 2016 Toyota Prius | $1,665 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,465 | $122 |
| Geico | $1,664 | $139 |
| Nationwide | $1,806 | $151 |
| Progressive | $2,238 | $186 |
| Farmers | $2,588 | $216 |
| Allstate | $3,006 | $251 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,125 | 8% less |
| Alaska | $1,866 | 19% less |
| Arizona | $2,077 | 10% less |
| Arkansas | $2,256 | 2% less |
| California | $2,650 | 15% more |
| Colorado | $2,652 | 15% more |
| Connecticut | $1,956 | 15% less |
| Delaware | $2,277 | 1% less |
| Florida | $2,856 | 24% more |
| Georgia | $2,505 | 9% more |
| Hawaii | $1,463 | 37% less |
| Idaho | $1,627 | 29% less |
| Illinois | $2,025 | 12% less |
| Indiana | $1,842 | 20% less |
| Iowa | $1,750 | 24% less |
| Kansas | $1,963 | 15% less |
| Kentucky | $2,567 | 11% more |
| Louisiana | $3,285 | 43% more |
| Maine | $1,516 | 34% less |
| Maryland | $2,043 | 11% less |
| Massachusetts | $2,018 | 12% less |
| Michigan | $2,790 | 21% more |
| Minnesota | $2,152 | 7% less |
| Mississippi | $1,991 | 14% less |
| Missouri | $2,327 | 1% more |
| Montana | $2,105 | 9% less |
| Nebraska | $2,286 | 1% less |
| Nevada | $1,975 | 14% less |
| New Hampshire | $1,603 | 30% less |
| New Jersey | $2,220 | 4% less |
| New Mexico | $2,254 | 2% less |
| New York | $1,540 | 33% less |
| North Carolina | $1,984 | 14% less |
| North Dakota | $1,845 | 20% less |
| Ohio | $1,760 | 24% less |
| Oklahoma | $2,091 | 9% less |
| Oregon | $2,074 | 10% less |
| Pennsylvania | $2,144 | 7% less |
| Rhode Island | $2,452 | 6% more |
| South Carolina | $2,151 | 7% less |
| South Dakota | $2,566 | 11% more |
| Tennessee | $2,275 | 1% less |
| Texas | $2,609 | 13% more |
| Utah | $1,974 | 14% less |
| Vermont | $1,633 | 29% less |
| Virginia | $1,571 | 32% less |
| Washington | $1,853 | 20% less |
| Washington, D.C. | $2,355 | 2% more |
| West Virginia | $2,008 | 13% less |
| Wisconsin | $1,627 | 29% less |
| Wyoming | $2,327 | 1% more |
Compare Toyota Prius car insurance rates by state
Toyota RAV4 insurance cost
- Starting MSRP- $26,350
- Trim levels- LE, XLE, XLE Premium, Limited, TRD Off-Road, and Adventure.
- Average annual insurance cost- $1,913
The Toyota RAV4 is a car with the perfect amount of passenger space. The advanced driver safety features are also great for those who want peace of mind on long journeys. It is the second cheapest Toyota model to insure. The average cost of insuring a Toyota RAV4 is $1,913 a year for drivers age 40.
The 2016 Toyota RAV4 is the most cost-effective model year to insure, with an average cost of insuring at $1,502 a year. It is 27% less expensive to insure than the 2023 RAV4 and costs $411 less to insure than the 2023 Toyota RAV4.
After a thorough evaluation of its performance and standard safety features, Insurance Institute for Highway Safety named it one of the winners of the 2021 Top Safety Pick.
Here are the auto insurance rates for other Toyota RAV4 model years, auto insurance rates by company and by state.
| Year and model | Average annual premium |
|---|---|
| 2023 Toyota RAV4 | $1,913 |
| 2022 Toyota RAV4 | $1,567 |
| 2021 Toyota RAV4 | $1,505 |
| 2020 Toyota RAV4 | $1,554 |
| 2019 Toyota RAV4 | $1,598 |
| 2018 Toyota RAV4 | $1,543 |
| 2017 Toyota RAV4 | $1,534 |
| 2016 Toyota RAV4 | $1,502 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,373 | $114 |
| Geico | $1,551 | $129 |
| Progressive | $1,755 | $146 |
| Nationwide | $1,757 | $146 |
| Farmers | $2,385 | $199 |
| Allstate | $2,674 | $223 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,942 | 16% less |
| Alaska | $1,602 | 30% less |
| Arizona | $1,948 | 15% less |
| Arkansas | $1,993 | 14% less |
| California | $2,389 | 4% more |
| Colorado | $2,385 | 3% more |
| Connecticut | $1,793 | 22% less |
| Delaware | $2,081 | 10% less |
| Florida | $2,655 | 15% more |
| Georgia | $2,333 | 1% more |
| Hawaii | $1,312 | 43% less |
| Idaho | $1,473 | 36% less |
| Illinois | $1,822 | 21% less |
| Indiana | $1,640 | 29% less |
| Iowa | $1,561 | 32% less |
| Kansas | $1,833 | 20% less |
| Kentucky | $2,363 | 3% more |
| Louisiana | $2,890 | 25% more |
| Maine | $1,364 | 41% less |
| Maryland | $1,855 | 20% less |
| Massachusetts | $1,700 | 26% less |
| Michigan | $2,578 | 12% more |
| Minnesota | $1,918 | 17% less |
| Mississippi | $1,744 | 24% less |
| Missouri | $2,211 | 4% less |
| Montana | $1,936 | 16% less |
| Nebraska | $2,111 | 8% less |
| Nevada | $1,803 | 22% less |
| New Hampshire | $1,471 | 36% less |
| New Jersey | $2,013 | 13% less |
| New Mexico | $2,038 | 12% less |
| New York | $1,428 | 38% less |
| North Carolina | $1,710 | 26% less |
| North Dakota | $1,599 | 31% less |
| Ohio | $1,559 | 32% less |
| Oklahoma | $1,878 | 19% less |
| Oregon | $1,817 | 21% less |
| Pennsylvania | $1,925 | 16% less |
| Rhode Island | $2,228 | 3% less |
| South Carolina | $1,899 | 18% less |
| South Dakota | $2,224 | 4% less |
| Tennessee | $2,080 | 10% less |
| Texas | $2,257 | 2% less |
| Utah | $1,768 | 23% less |
| Vermont | $1,400 | 39% less |
| Virginia | $1,400 | 39% less |
| Washington | $1,657 | 28% less |
| Washington, D.C. | $2,160 | 6% less |
| West Virginia | $1,670 | 28% less |
| Wisconsin | $1,459 | 37% less |
| Wyoming | $1,974 | 14% less |
The Sources
- Build and Price- Toyota '2020 Toyota 86'
- MSRP, Features and Trim levels- Toyota '2022 Toyota Camry'
- Features and Vehicle Ratings- Insurance Institute For Highway Safety '2021 Top Safety Picks'