Prachi Singh Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.


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Insurance.com research suggests that the cost of insuring a Toyota Camry is estimated to be around $2,125 annually or $177 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Toyota Camry costs $2,125 per year, while its 2022 equivalent costs $1,746 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Toyota Camry.

Average insurance cost of Toyota Camry by model year

Year of Toyota Camry modelAverage cost to insure
2023$2,125
2022$1,746
2021$1,697
2020$1,808
2019$1,814
Data updated in 2024
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Compare Toyota Camry insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
State Farm2WD 4 Door Sedan$1,822
State Farm4WD 4 Door Sedan$1,822
Nationwide4WD 4 Door Sedan$2,355
Geico2WD 4 Door Sedan$2,403
Geico4WD 4 Door Sedan$2,403
Nationwide2WD 4 Door Sedan$2,497
Progressive2WD 4 Door Sedan$3,194
Progressive4WD 4 Door Sedan$3,194
Allstate2WD 4 Door Sedan$3,949
Allstate4WD 4 Door Sedan$4,082
Data updated in 2024

Toyota Camry insurance rates per year

2023

2023 Toyota Camry insurance rates

Average cost to insure $2,125
Annual cheapest rate $1,527
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1State Farm$1,527
2Geico$1,695
3Nationwide$1,912
4Progressive$2,149
5Farmers$2,603
6Allstate$2,862
Data updated in 2024
2022

2022 Toyota Camry insurance rates

Average cost to insure $1,746
Annual cheapest rate $1,212
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1State Farm$1,212
2Geico$1,307
3Nationwide$1,680
4Progressive$1,805
5Farmers$2,078
6Allstate$2,396
Data updated in 2024
2021

2021 Toyota Camry insurance rates

Average cost to insure $1,697
Annual cheapest rate $1,145
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1State Farm$1,145
2Geico$1,362
3Progressive$1,424
4Nationwide$1,662
5Farmers$2,074
6Allstate$2,513
Data updated in 2024
2020

2020 Toyota Camry insurance rates

Average cost to insure $1,808
Annual cheapest rate $1,283
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1State Farm$1,283
2Geico$1,350
3Progressive$1,723
4Farmers$1,936
5Nationwide$2,153
6Allstate$2,404
Data updated in 2024
2019

2019 Toyota Camry insurance rates

Average cost to insure $1,814
Annual cheapest rate $1,229
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1Geico$1,229
2State Farm$1,314
3Nationwide$1,716
4Progressive$1,971
5Farmers$2,318
6Allstate$2,336
Data updated in 2024
2018

2018 Toyota Camry insurance rates

Average cost to insure $1,780
Annual cheapest rate $1,222
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1Geico$1,222
2State Farm$1,304
3Nationwide$1,732
4Progressive$1,926
5Allstate$2,243
6Farmers$2,255
Data updated in 2024
2017

2017 Toyota Camry insurance rates

Average cost to insure $1,733
Annual cheapest rate $1,172
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1Geico$1,172
2State Farm$1,278
3Nationwide$1,739
4Progressive$1,831
5Allstate$2,132
6Farmers$2,243
Data updated in 2024
2016

2016 Toyota Camry insurance rates

Average cost to insure $1,675
Annual cheapest rate $1,136
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1Geico$1,136
2State Farm$1,213
3Nationwide$1,657
4Progressive$1,808
5Allstate$2,046
6Farmers$2,189
Data updated in 2024
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