Cheapest car insurance companies in Allakaket
According to a study by Insurance.com, the cheapest car insurance companies in Allakaket for 2023 are Geico and State Farm.
In Allakaket, Geico provides the cheapest auto insurance rates to drivers at an average annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,312 annually.
The cost of car insurance in Allakaket varies depending on your ZIP code, driving history, coverage level, and carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in Allakaket.
| Companies | Average annual rates |
|---|---|
| USAA | $1,263 |
| Geico | $1,312 |
| State Farm | $1,646 |
| Progressive | $1,789 |
| Western National Mutual | $2,015 |
| Allstate | $2,166 |
Cheapest car insurance cost in Allakaket by Age Group
USAA stands out as Allakaket's cheapest auto insurance company for teen drivers at an average annual of $3,988. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
Geico provides the cheapest car insurance coverage for young drivers in Allakaket, with an annual premium of $1,603 on average.
For Allakaket drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. Geico provides the cheapest car insurance premiums, offering full coverage policies at $1,249 annually.
Allakaket senior drivers seeking affordable car insurance should look no further than Geico. It offers the cheapest car insurance rates for seniors, with an average annual premium of $1,093. It makes Geico a good choice for seniors who want to save money without sacrificing coverage.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,988 | $1,917 | $1,270 | $1,282 |
| Geico | $4,306 | $1,603 | $1,249 | $1,093 |
| Western National Mutual | $4,881 | $3,491 | $2,034 | $2,026 |
| State Farm | $4,939 | $2,824 | $1,645 | $1,613 |
| Allstate | $6,106 | $3,607 | $2,131 | $2,502 |
| Progressive | $7,022 | $2,884 | $1,769 | $1,980 |
Cheapest car insurance companies in Allakaket by driver profile
Insurers in Allakaket consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.
To find the cheapest car insurance company in Allakaket, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.
Here's a list of car insurance companies that offer cheap insurance rates in Allakaket based on driver profile.
- Cheapest for a driver with poor credit: Progressive
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Progressive
Progressive has the cheapest rates for Allakaket drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,776, Progressive offers substantial savings among the insurers analyzed.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Allakaket.
| Company | Average annual rates |
|---|---|
| Progressive | $1,776 |
| USAA | $2,013 |
| Geico | $2,184 |
| State Farm | $2,205 |
| Allstate | $2,694 |
Cheapest for drivers with a speeding ticket: State Farm
Based on recent data analysis, 30-year-old drivers in Allakaket with speeding tickets on their driving record can get the cheapest car insurance rates from State Farm at an annual cost of $1,271.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,271 |
| USAA | $1,428 |
| Progressive | $1,594 |
| Geico | $1,997 |
| Allstate | $2,504 |
Cheapest auto insurance after an at-fault accident: State Farm
If you've had an accident, State Farm might be your best bet for affordable auto insurance.
For Allakaket drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,368. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| State Farm | $1,368 |
| USAA | $1,815 |
| Geico | $1,976 |
| Progressive | $2,188 |
| Allstate | $3,263 |
Cheapest auto insurance after a DUI: State Farm
Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in Allakaket. On average, its annual full coverage rate is $1,271, making it a significantly cheaper option than other insurance providers.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,271 |
| Progressive | $1,672 |
| USAA | $2,108 |
| Geico | $2,405 |
| Allstate | $3,463 |
Average car insurance cost in Allakaket
In Allakaket, the annual cost of car insurance for the coverage level of 100/300/100 is $1,698 or around $142 per month. However, the average yearly rate for state minimum coverage in Allakaket is $379.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $1,698 | $379 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
Compare auto insurance rates by city in Alaska
Helpful auto insurance tools and calculators
