- Cheapest car insurance for high-risk drivers in Alaska
- Average rates for high-risk drivers in Alaska by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Alaska
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Alaska is Progressive, followed by State Farm and Geico.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Progressive | $1,519 | $127 |
| State Farm | $1,540 | $128 |
| Geico | $2,144 | $179 |
| Allstate | $2,384 | $199 |
| USAA | $1,521 | $127 |
Average rates for high-risk drivers in Alaska by driving record
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| State Farm | $1,480 |
| USAA | $1,500 |
| Geico | $1,815 |
| Progressive | $1,872 |
| Allstate | $2,731 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Alaska for a driver with a DUI is Progressive with an average annual of $1,362 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Progressive | $1,362 | $114 |
| State Farm | $1,372 | $114 |
| Geico | $2,077 | $173 |
| Allstate | $2,604 | $217 |
| USAA | $1,852 | $154 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Alaska, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,372 per year or $114 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,372 | $114 |
| Progressive | $1,465 | $122 |
| Geico | $2,064 | $172 |
| Allstate | $2,218 | $185 |
| USAA | $1,292 | $108 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Alaska, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,372 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,372 | $114 |
| Progressive | $1,655 | $138 |
| Geico | $2,412 | $201 |
| Allstate | $2,604 | $217 |
| USAA | $1,512 | $126 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Alaska is Progressive with an average annual cost of $1,701 or $142 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Progressive | $1,701 | $142 |
| Geico | $2,184 | $182 |
| State Farm | $2,381 | $198 |
| Allstate | $2,442 | $204 |
| USAA | $1,889 | $157 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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