Cheapest car insurance companies in Alexandria
After an in-depth analysis, Insurance.com found that Southern Farm Bureau and Geico are the cheapest car insurance companies in Alexandria for 2023.
The car insurance company in Alexandria that provides the cheapest car insurance premiums is Southern Farm Bureau, with an average annual rate of $2,517 .
In Alexandria, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| USAA | $2,004 |
| Southern Farm Bureau | $2,517 |
| Geico | $3,223 |
| Farmers | $3,373 |
| LA Farm Bureau | $3,387 |
| Safeway Insurance | $3,768 |
| Progressive | $3,770 |
| State Farm | $4,096 |
Cheapest car insurance cost in Alexandria by Age Group
In Alexandria, USAA is the cheapest car insurance company for teenagers, offering full coverage policies at $5,116 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
Among the carriers analyzed, USAA is the cheapest car insurance option for young drivers in Alexandria, at $2,900 a year for a full coverage policy.
Drivers in Alexandria stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $2,031 a year.
USAA is the cheapest option for senior drivers in Alexandria, with an average premium of $2,085 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Progressive | N/A | $5,779 | $3,705 | $3,720 |
| USAA | $5,116 | $2,900 | $2,031 | $2,085 |
| Southern Farm Bureau | $5,663 | $3,798 | $2,654 | $2,817 |
| Safeway Insurance | $8,868 | $5,491 | $3,642 | $3,230 |
| LA Farm Bureau | $9,159 | $5,730 | $3,189 | $3,093 |
| Geico | $10,922 | $4,950 | $3,178 | $3,138 |
| State Farm | $11,425 | $6,291 | $4,208 | $4,142 |
| Farmers | $11,486 | $6,091 | $3,360 | $2,864 |
| Allstate | $14,518 | N/A | N/A | N/A |
Cheapest car insurance companies in Alexandria by driver profile
Your driving profile plays an important role in determining your car insurance rates in Alexandria. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
To find the cheapest car insurance company in Alexandria, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.
Below are some of the cheapest car insurance companies in Alexandria by driver profile.
- Cheapest for a driver with poor credit: USAA
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: USAA
The cheapest car insurance company for a driver with poor credit is USAA. It offers auto insurance for Alexandria drivers at about $3,173 per year.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Alexandria.
| Company | Average annual rates |
|---|---|
| USAA | $3,173 |
| Geico | $6,964 |
| Progressive | $7,231 |
| State Farm | $10,858 |
Cheapest for drivers with a speeding ticket: USAA
Based on recent data analysis, 30-year-old drivers in Alexandria with speeding tickets on their driving record can get the cheapest car insurance rates from USAA at an annual cost of $2,470.
Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors.
Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price.
| Company | Average annual premium |
|---|---|
| USAA | $2,470 |
| State Farm | $2,588 |
| Progressive | $5,210 |
| Geico | $8,304 |
Cheapest auto insurance after an at-fault accident: State Farm
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Alexandria drivers with at-fault accidents. It provides coverage at an average annual cost of $2,762.
| Company | Average annual rates |
|---|---|
| State Farm | $2,762 |
| USAA | $3,201 |
| Progressive | $7,372 |
| Geico | $8,916 |
Cheapest auto insurance after a DUI: State Farm
In Alexandria, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $2,588 a year.
A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.
| Company | Average annual rates |
|---|---|
| State Farm | $2,588 |
| USAA | $3,295 |
| Progressive | $6,934 |
| Geico | $10,207 |
Average car insurance cost in Alexandria
The average car insurance rate in Alexandria for full coverage is $3,256 per year or $271 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Alexandria is $875 per year.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average annual Rates | State minimum average |
|---|---|
| $3,256 | $875 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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