Cheapest car insurance companies in Alpine
A recent data analysis by Insurance.com found the cheapest car insurance companies are Travelers and Nationwide in Alpine for 2023.
Travelers is the cheapest option for most Alpine drivers, with an average annual rate of $1,296 .
Car insurance costs may vary in Alpine based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Alpine.
| Companies | Average annual rates |
|---|---|
| Travelers | $1,296 |
| Nationwide | $1,391 |
| USAA | $1,459 |
| Geico | $1,598 |
| State Farm | $1,753 |
| Country Financial | $1,773 |
| Auto-Owners | $2,078 |
| Allstate | $2,158 |
| Progressive | $2,323 |
| Farmers | $2,357 |
Cheapest car insurance cost in Alpine by Age Group
The cheapest auto insurance company in Alpine for teen drivers is Country Financial. For full coverage, its average annual rate for Alpine drivers is $3,280. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
When compared to other car insurance companies, Travelers turned out to be the cheapest car insurance company for young drivers in Alpine, offering full coverage at an annual average cost of $1,999.
Drivers in Alpine stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. Travelers has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $1,322 a year.
Nationwide is the cheapest option for senior drivers in Alpine, with an average premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,273 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Country Financial | $3,280 | $2,415 | $1,785 | $1,603 |
| Travelers | $3,934 | $1,999 | $1,322 | $1,307 |
| USAA | $4,140 | $2,298 | $1,501 | $1,523 |
| Geico | $4,178 | $2,256 | $1,586 | $1,517 |
| State Farm | $4,832 | $2,853 | $1,761 | $1,673 |
| Nationwide | $4,955 | $2,332 | $1,373 | $1,273 |
| Auto-Owners | $5,664 | $3,512 | $2,111 | $2,149 |
| Allstate | $7,521 | $3,172 | $2,140 | $2,217 |
| Progressive | $9,860 | $3,694 | $2,326 | $2,247 |
| Farmers | $10,072 | $2,997 | $2,235 | $2,413 |
Cheapest car insurance companies in Alpine by driver profile
Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Alpine. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.
Comparison shopping is the key to getting the cheapest car insurance rates in Alpine. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.
Here are some of the cheapest car insurance companies in Alpine based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: Travelers
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
If you're a Alpine driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,544 annually.
Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Alpine.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,544 |
| Geico | $1,715 |
| Travelers | $1,996 |
| USAA | $2,076 |
| Allstate | $2,536 |
| Progressive | $3,055 |
| Farmers | $3,140 |
| State Farm | $5,046 |
Cheapest for drivers with a speeding ticket: USAA
USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Alpine. It provides full coverage car insurance for drivers aged 30 at about $1,392 per year.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,392 |
| Nationwide | $1,550 |
| Travelers | $1,683 |
| State Farm | $1,696 |
| Allstate | $1,726 |
| Geico | $1,961 |
| Progressive | $2,356 |
| Farmers | $2,661 |
Cheapest auto insurance after an at-fault accident: Travelers
If you've had an accident, Travelers might be your best bet for affordable auto insurance.
For Alpine drivers with an at-fault accident, Travelers offers the cheapest average annual rate at $1,765. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| Travelers | $1,765 |
| Nationwide | $1,824 |
| State Farm | $1,878 |
| USAA | $2,076 |
| Geico | $2,159 |
| Allstate | $2,590 |
| Farmers | $3,076 |
| Progressive | $3,198 |
Cheapest auto insurance after a DUI: State Farm
Buying car insurance doesn't have to break the bank. State Farm offers the cheapest full coverage policy in Alpine for drivers with a DUI, with an average annual premium of $1,696.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| State Farm | $1,696 |
| Travelers | $2,128 |
| Allstate | $2,295 |
| Nationwide | $2,511 |
| Progressive | $2,581 |
| Geico | $2,598 |
| USAA | $2,660 |
| Farmers | $3,184 |
Average car insurance cost in Alpine
In Alpine, the annual cost of car insurance for the coverage level of 100/300/100 is $1,818 or around $152 per month. However, the average yearly rate for state minimum coverage in Alpine is $420.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,818 | $420 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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