Cheapest car insurance companies in American Falls
A recent data analysis by Insurance.com found the cheapest car insurance companies are Auto-Owners and State Farm in American Falls for 2023.
Auto-Owners has the cheapest car insurance rates in American Falls at an average cost of $822 per year.
The cost of car insurance in American Falls varies depending on your ZIP code, driving history, coverage level, and carrier. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in American Falls.
| Companies | Average annual rates |
|---|---|
| USAA | $745 |
| Auto-Owners | $822 |
| State Farm | $1,087 |
| Geico | $1,159 |
| Travelers | $1,298 |
| Nationwide | $1,496 |
| Farm Bureau | $1,516 |
| Farmers | $1,546 |
| Allstate | $1,954 |
| Sentry Insurance | $2,431 |
Cheapest car insurance cost in American Falls by Age Group
Auto-Owners is the cheapest option for car insurance in American Falls for teen drivers, with average annual premiums at just $2,477 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Teens can maintain lower car insurance premiums by leveraging the good student discount or by remaining on their parent’s existing policy as long as feasible.
Among the carriers analyzed, USAA is the cheapest car insurance option for young drivers in American Falls, at $1,413 a year for a full coverage policy.
An analysis of car insurance rates for American Falls drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. USAA offers the cheapest full-coverage car insurance rates at $755 per year.
American Falls senior drivers seeking affordable car insurance should look no further than USAA. It offers the cheapest car insurance rates for seniors, with an average annual premium of $757. It makes USAA a good choice for seniors who want to save money without sacrificing coverage.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $2,477 | $1,491 | $837 | $876 |
| Farm Bureau | $3,126 | $2,510 | $1,516 | $1,248 |
| State Farm | $3,164 | $1,830 | $1,095 | $1,046 |
| Geico | $3,699 | $1,901 | $1,152 | $1,469 |
| Travelers | $4,051 | $1,905 | $1,318 | $1,487 |
| USAA | $4,495 | $1,413 | $755 | $757 |
| Nationwide | $5,002 | $2,526 | $1,473 | $1,384 |
| Sentry Insurance | $5,488 | $3,631 | $2,426 | $2,215 |
| Allstate | $7,205 | $3,241 | $1,918 | $1,878 |
| Farmers | $7,678 | $2,236 | $1,514 | $1,526 |
Cheapest car insurance companies in American Falls by driver profile
Your driving profile plays an important role in determining your car insurance rates in American Falls. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
When it comes to finding the cheapest car insurance rates in American Falls, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.
Here are some of the cheapest car insurance companies in American Falls based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: Geico
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
Geico is the cheapest car insurance option for drivers with poor credit. Its average annual auto insurance cost for American Falls drivers is $1,004.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in American Falls.
| Company | Average annual rates |
|---|---|
| Geico | $1,004 |
| Nationwide | $1,451 |
| Travelers | $1,465 |
| USAA | $1,704 |
| Farmers | $2,284 |
| Allstate | $2,664 |
| State Farm | $4,368 |
Cheapest for drivers with a speeding ticket: Geico
In American Falls, Geico provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $919, on average.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| Geico | $919 |
| USAA | $955 |
| State Farm | $977 |
| Travelers | $1,377 |
| Nationwide | $1,493 |
| Farmers | $1,832 |
| Allstate | $2,058 |
Cheapest auto insurance after an at-fault accident: State Farm
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for American Falls drivers with at-fault accidents. It provides coverage at an average annual cost of $1,050.
| Company | Average annual rates |
|---|---|
| State Farm | $1,050 |
| USAA | $1,220 |
| Travelers | $1,406 |
| Geico | $1,478 |
| Nationwide | $1,551 |
| Farmers | $2,090 |
| Allstate | $2,817 |
Cheapest auto insurance after a DUI: State Farm
Among the carriers analyzed, State Farm offers the cheapest auto insurance premiums for drivers with a DUI in American Falls. On average, its annual full coverage rate is $977, making it a significantly cheaper option than other insurance providers.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $977 |
| Travelers | $1,695 |
| USAA | $1,748 |
| Farmers | $2,029 |
| Nationwide | $2,418 |
| Allstate | $2,795 |
| Geico | $4,376 |
Average car insurance cost in American Falls
In American Falls, the average annual cost for full coverage car insurance is around $1,405, which breaks down to approximately $117 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in American Falls is about $352.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,405 | $352 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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