Cheapest car insurance companies in Arlington Heights
After an in-depth analysis, Insurance.com found that Automobile Club MI (AAA) and Travelers are the cheapest car insurance companies in Arlington Heights for 2023.
Automobile Club MI (AAA) is the cheapest option for most Arlington Heights drivers, with an average annual rate of $934 .
When it comes to car insurance costs in Arlington Heights, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy.
| Companies | Average annual rates |
|---|---|
| Automobile Club MI (AAA) | $934 |
| Travelers | $1,123 |
| Geico | $1,153 |
| Auto-Owners | $1,332 |
| Erie Insurance | $1,332 |
| Progressive | $1,484 |
| Country Financial | $1,502 |
| State Farm | $1,551 |
| USAA | $1,690 |
| Allstate | $2,744 |
Cheapest car insurance cost in Arlington Heights by Age Group
In Arlington Heights, Erie Insurance is the cheapest car insurance company for teenagers, offering full coverage policies at $2,885 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
Getting lower rates isn't easy for young drivers, but they can take some steps to increase their chances of getting affordable insurance. Many insurance companies offer good student discounts to drivers who maintain a certain grade point average (GPA). Besides, teen drivers can lower premiums by staying on their parents' insurance.
Automobile Club MI (AAA) provides the cheapest car insurance coverage for young drivers in Arlington Heights, with an annual premium of $1,630 on average.
As Arlington Heights drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Automobile Club MI (AAA) stands out as the cheapest car insurance option for adult drivers, with an annual premium of $940.
If you are a senior driver in Arlington Heights and looking for a cheap car insurance company, then consider buying insurance from Automobile Club MI (AAA). It is the cheapest auto insurance company for senior drivers, with an average premium of $967 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Erie Insurance | $2,885 | $2,173 | $1,351 | $1,425 |
| Automobile Club MI (AAA) | $3,574 | $1,630 | $940 | $967 |
| Auto-Owners | $3,791 | $2,335 | $1,352 | $1,418 |
| Country Financial | $4,044 | $2,357 | $1,545 | $1,511 |
| Geico | $4,371 | $1,928 | $1,198 | $1,063 |
| State Farm | $4,695 | $2,631 | $1,566 | $1,533 |
| Travelers | $4,819 | $1,834 | $1,151 | $1,207 |
| Progressive | $5,131 | $2,506 | $1,510 | $1,546 |
| USAA | $6,738 | $2,974 | $1,732 | $1,672 |
| Allstate | $8,720 | $4,289 | $2,775 | $2,895 |
Cheapest car insurance companies in Arlington Heights by driver profile
Your driving profile plays an important role in determining your car insurance rates in Arlington Heights. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
Finding the cheapest car insurance in Arlington Heights requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
In Arlington Heights, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
Nationwide has the cheapest rates for Arlington Heights drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,337, Nationwide offers substantial savings among the insurers analyzed.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,337 |
| Geico | $1,612 |
| Travelers | $1,710 |
| USAA | $2,166 |
| Progressive | $2,512 |
| Farmers | $2,546 |
| State Farm | $2,623 |
| Allstate | $3,495 |
Cheapest for drivers with a speeding ticket: State Farm
In Arlington Heights, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,325, on average.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,325 |
| Nationwide | $1,338 |
| Geico | $1,425 |
| Travelers | $1,591 |
| USAA | $1,740 |
| Progressive | $1,867 |
| Farmers | $2,235 |
| Allstate | $3,272 |
Cheapest auto insurance after an at-fault accident: State Farm
State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Arlington Heights is $1,442. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Company | Average annual rates |
|---|---|
| State Farm | $1,442 |
| Geico | $1,561 |
| Nationwide | $1,671 |
| Travelers | $1,676 |
| USAA | $2,253 |
| Progressive | $2,256 |
| Farmers | $2,688 |
| Allstate | $4,967 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Arlington Heights for drivers after a DUI. Its average annual rate for full coverage is $1,325.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $1,325 |
| Progressive | $2,034 |
| Travelers | $2,076 |
| Geico | $2,146 |
| Nationwide | $2,400 |
| Farmers | $2,752 |
| USAA | $3,093 |
| Allstate | $4,565 |
Average car insurance cost in Arlington Heights
Full coverage car insurance in Arlington Heights for a coverage limit of 100/300/100 is $1,484 per year or $124 per month, while the state minimum coverage costs an average of $486 a year.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,484 | $486 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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