Cheapest car insurance companies in Atkins
Travelers and West Bend Mutual offer the cheapest car insurance rates in Atkins for 2023, according to a study by Insurance.com.
In Atkins, Travelers provides the cheapest auto insurance rates to drivers at an average annual premium of $1,215 annually.
Car insurance prices in Atkins can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Atkins drivers.
| Companies | Average annual rates |
|---|---|
| USAA | $1,083 |
| Travelers | $1,215 |
| West Bend Mutual | $1,325 |
| State Farm | $1,352 |
| Progressive | $1,499 |
| Auto-Owners | $1,510 |
| Iowa Farm Bureau | $1,666 |
| IMT Insurance | $1,705 |
| Geico | $1,764 |
| Allstate | $2,010 |
| Grinnell Mutual | $2,669 |
Cheapest car insurance cost in Atkins by Age Group
USAA is the cheapest option for car insurance in Atkins for teen drivers, with average annual premiums at just $2,978 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Getting lower rates isn't easy for young drivers, but they can take some steps to increase their chances of getting affordable insurance. Many insurance companies offer good student discounts to drivers who maintain a certain grade point average (GPA). Besides, teen drivers can lower premiums by staying on their parents' insurance.
USAA provides the cheapest car insurance coverage for young drivers in Atkins, with an annual premium of $1,771 on average.
Drivers in Atkins stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $1,108 a year.
With an average annual premium of $1,050, USAA offers Atkins's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $2,978 | $1,771 | $1,108 | $1,050 |
| IMT Insurance | $3,044 | $2,376 | $1,710 | $1,566 |
| State Farm | $3,520 | $2,134 | $1,348 | $1,224 |
| Auto-Owners | $3,800 | $2,568 | $1,507 | $1,394 |
| Travelers | $3,922 | $1,930 | $1,239 | $1,191 |
| Geico | $4,389 | $2,745 | $1,767 | $1,521 |
| Iowa Farm Bureau | $4,647 | $2,654 | $1,581 | $1,466 |
| West Bend Mutual | $4,842 | $2,466 | $1,319 | $1,326 |
| Progressive | $5,020 | $2,573 | $1,535 | $1,334 |
| Grinnell Mutual | $6,277 | $4,105 | $2,608 | $2,234 |
| Allstate | $6,947 | $3,131 | $2,072 | $1,956 |
Cheapest car insurance companies in Atkins by driver profile
Car insurance rates in Atkins vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
To find the cheapest car insurance company in Atkins, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.
Here's a list of car insurance companies that offer cheap insurance rates in Atkins based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
Nationwide has the cheapest rates for Atkins drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,272, Nationwide offers substantial savings among the insurers analyzed.
Drivers with poor or bad credit scores in Atkins can consider the following car insurance companies to get the affordable car insurance coverage.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,272 |
| USAA | $1,671 |
| Travelers | $1,746 |
| Geico | $1,824 |
| Allstate | $2,319 |
| Farmers | $2,351 |
| State Farm | $2,418 |
| Progressive | $3,257 |
Cheapest for drivers with a speeding ticket: State Farm
State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Atkins. It provides full coverage car insurance for drivers aged 30 at about $1,014 per year.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,014 |
| USAA | $1,238 |
| Nationwide | $1,374 |
| Travelers | $1,626 |
| Allstate | $1,717 |
| Geico | $1,959 |
| Farmers | $2,150 |
| Progressive | $2,484 |
Cheapest auto insurance after an at-fault accident: State Farm
If you've had an accident, State Farm might be your best bet for affordable auto insurance.
For Atkins drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,073. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| State Farm | $1,073 |
| Nationwide | $1,557 |
| USAA | $1,644 |
| Travelers | $1,651 |
| Geico | $2,088 |
| Allstate | $2,314 |
| Farmers | $2,471 |
| Progressive | $3,210 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Atkins drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,014, on average.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| State Farm | $1,014 |
| USAA | $1,786 |
| Travelers | $2,015 |
| Geico | $2,192 |
| Nationwide | $2,221 |
| Allstate | $2,426 |
| Progressive | $2,528 |
| Farmers | $2,534 |
Average car insurance cost in Atkins
On average, Atkins drivers pay $1,618 annually, or $135 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Atkins is $278.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $1,618 | $278 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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