Cheapest car insurance companies in Auburn
Auto-Owners and Travelers offer the cheapest car insurance rates in Auburn for 2023, according to a study by Insurance.com.
The car insurance company in Auburn that provides the cheapest car insurance premiums is Auto-Owners, with an average annual rate of $689 .
When it comes to car insurance costs in Auburn, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy.
| Companies | Average annual rates |
|---|---|
| Auto-Owners | $689 |
| Travelers | $819 |
| USAA | $887 |
| Progressive | $1,026 |
| Geico | $1,107 |
| Allstate | $1,184 |
| State Farm | $1,296 |
| Frankenmuth Insurance | $1,371 |
| Farmers | $1,627 |
| MMG Insurance | $1,630 |
Cheapest car insurance cost in Auburn by Age Group
Auto-Owners offers the cheapest full coverage car insurance for teenage drivers in Auburn, with an average annual cost of $1,754 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
For young drivers in Auburn, Auto-Owners has the cheapest auto insurance rates, with an average annual cost of $1,121 annually.
As Auburn drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Auto-Owners stands out as the cheapest car insurance option for adult drivers, with an annual premium of $718.
With an average annual premium of $664, Auto-Owners offers Auburn's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $1,754 | $1,121 | $718 | $664 |
| Travelers | $2,597 | $1,354 | $823 | $710 |
| USAA | $3,086 | $1,367 | $921 | $887 |
| Allstate | $3,216 | $1,915 | $1,175 | $1,101 |
| Geico | $3,464 | $1,817 | $1,107 | $1,048 |
| State Farm | $4,033 | $2,255 | $1,322 | $1,255 |
| Frankenmuth Insurance | $4,227 | $2,878 | $1,450 | $1,295 |
| MMG Insurance | $4,869 | $3,091 | $1,687 | $1,575 |
| Progressive | $5,432 | $1,940 | $1,079 | $1,016 |
| Farmers | $8,482 | $3,733 | $1,621 | $1,635 |
Cheapest car insurance companies in Auburn by driver profile
Car insurance rates in Auburn vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Finding the cheapest car insurance in Auburn requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
In Auburn, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: Geico
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
Geico is the cheapest car insurance option for drivers with poor credit. Its average annual auto insurance cost for Auburn drivers is $1,012.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| Geico | $1,012 |
| Travelers | $1,328 |
| USAA | $1,354 |
| Progressive | $1,742 |
| Allstate | $2,315 |
| State Farm | $2,735 |
| Farmers | $3,234 |
Cheapest for drivers with a speeding ticket: Geico
Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in Auburn. It offers full coverage car insurance for drivers aged 30 at about $956 per year.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| Geico | $956 |
| State Farm | $979 |
| USAA | $1,016 |
| Travelers | $1,267 |
| Progressive | $1,359 |
| Allstate | $1,715 |
| Farmers | $3,454 |
Cheapest auto insurance after an at-fault accident: State Farm
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Auburn drivers with at-fault accidents. It provides coverage at an average annual cost of $1,064.
| Company | Average annual rates |
|---|---|
| State Farm | $1,064 |
| Geico | $1,299 |
| Travelers | $1,305 |
| USAA | $1,523 |
| Progressive | $1,842 |
| Allstate | $2,282 |
| Farmers | $4,003 |
Cheapest auto insurance after a DUI: State Farm
In Auburn, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $979 a year.
A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.
| Company | Average annual rates |
|---|---|
| State Farm | $979 |
| Progressive | $1,422 |
| Travelers | $1,587 |
| USAA | $1,880 |
| Allstate | $2,498 |
| Geico | $2,676 |
| Farmers | $3,438 |
Average car insurance cost in Auburn
Full coverage car insurance in Auburn for a coverage limit of 100/300/100 is $1,163 per year or $97 per month, while the state minimum coverage costs an average of $378 a year.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $1,163 | $378 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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