Cheapest car insurance companies in Avon Park
State Farm and Nationwide have the cheapest car insurance premiums for Avon Park drivers in 2023, based on a data study by Insurance.com.
In Avon Park, State Farm provides the cheapest auto insurance rates to drivers at an average annual premium of $1,692 annually.
When it comes to car insurance costs in Avon Park, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy.
| Companies | Average annual rates |
|---|---|
| State Farm | $1,692 |
| Nationwide | $1,796 |
| Travelers | $1,928 |
| Geico | $2,153 |
| United Automobile Insurance | $2,521 |
| Progressive | $2,778 |
| Mercury Insurance | $3,107 |
| National General Insurance | $3,355 |
| Allstate | $3,487 |
| Farmers | $3,573 |
Cheapest car insurance cost in Avon Park by Age Group
In Avon Park, State Farm is the cheapest car insurance company for teenagers, offering full coverage policies at $4,429 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
Nationwide is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Avon Park at about $2,436 per year.
As Avon Park drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. State Farm stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,691.
State Farm tops the list in terms of affordability for senior drivers in Avon Park. With an average annual premium of $1,620, State Farm offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Farmers | N/A | $5,341 | $3,614 | $3,542 |
| State Farm | $4,429 | $2,706 | $1,691 | $1,620 |
| Nationwide | $5,517 | $2,436 | $1,760 | $1,817 |
| Geico | $5,705 | $3,559 | $2,190 | $1,955 |
| United Automobile Insurance | $6,140 | $3,533 | $2,543 | $2,421 |
| Travelers | $6,257 | $2,966 | $1,945 | $1,899 |
| Progressive | $7,014 | $4,007 | $2,723 | $2,755 |
| National General Insurance | $7,426 | $4,868 | $3,461 | $3,431 |
| Allstate | $8,172 | $5,471 | $3,432 | $3,442 |
| Mercury Insurance | $13,465 | $5,120 | $3,062 | $2,912 |
Cheapest car insurance companies in Avon Park by driver profile
Car insurance rates in Avon Park vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Finding the cheapest car insurance in Avon Park requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Below are some of the cheapest car insurance companies in Avon Park by driver profile.
- Cheapest for a driver with poor credit: State Farm
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: State Farm
Drivers in Avon Park with poor credit can get the cheapest car insurance from State Farm at an average cost of $2,447 a year, according to a data study by Insurance.com.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| State Farm | $2,447 |
| Geico | $2,711 |
| Nationwide | $2,746 |
| Travelers | $3,446 |
| Farmers | $4,174 |
| Allstate | $4,373 |
| Progressive | $4,529 |
Cheapest for drivers with a speeding ticket: State Farm
In Avon Park, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,481, on average.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,481 |
| Geico | $2,433 |
| Allstate | $2,457 |
| Travelers | $2,512 |
| Nationwide | $2,673 |
| Farmers | $3,516 |
| Progressive | $3,982 |
Cheapest auto insurance after an at-fault accident: State Farm
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Avon Park drivers with at-fault accidents. It provides coverage at an average annual cost of $1,577.
| Company | Average annual rates |
|---|---|
| State Farm | $1,577 |
| Geico | $2,235 |
| Travelers | $2,523 |
| Nationwide | $2,672 |
| Allstate | $3,881 |
| Farmers | $4,229 |
| Progressive | $4,707 |
Cheapest auto insurance after a DUI: State Farm
Buying car insurance doesn't have to break the bank. State Farm offers the cheapest full coverage policy in Avon Park for drivers with a DUI, with an average annual premium of $1,481.
A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.
| Company | Average annual rates |
|---|---|
| State Farm | $1,481 |
| Travelers | $3,192 |
| Farmers | $3,243 |
| Geico | $3,479 |
| Allstate | $3,576 |
| Progressive | $3,927 |
| Nationwide | $4,370 |
Average car insurance cost in Avon Park
In Avon Park, the average annual cost for full coverage car insurance is around $2,639, which breaks down to approximately $220 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Avon Park is about $896.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,639 | $896 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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