Cheapest car insurance companies in Bixby
Progressive and Geico have the cheapest car insurance premiums for Bixby drivers in 2023, based on a data study by Insurance.com.
The car insurance company in Bixby that provides the cheapest car insurance premiums is Progressive, with an average annual rate of $1,220 .
In Bixby, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| Progressive | $1,220 |
| USAA | $1,525 |
| Geico | $1,759 |
| State Farm | $1,864 |
| Shelter Insurance | $2,153 |
| Mercury Insurance | $2,181 |
| AFR Insurance | $2,520 |
| Allstate | $2,751 |
| Farmers | $2,945 |
| Oklahoma Farm Bureau | $3,448 |
Cheapest car insurance cost in Bixby by Age Group
AFR Insurance is the cheapest option for car insurance in Bixby for teen drivers, with average annual premiums at just $4,274 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Getting lower rates isn't easy for young drivers, but they can take some steps to increase their chances of getting affordable insurance. Many insurance companies offer good student discounts to drivers who maintain a certain grade point average (GPA). Besides, teen drivers can lower premiums by staying on their parents' insurance.
When compared to other car insurance companies, Progressive turned out to be the cheapest car insurance company for young drivers in Bixby, offering full coverage at an annual average cost of $2,110.
For Bixby drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. Progressive provides the cheapest car insurance premiums, offering full coverage policies at $1,227 annually.
Progressive is the cheapest option for senior drivers in Bixby, with an average premium of $1,096 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| AFR Insurance | $4,274 | $3,079 | $2,539 | $2,647 |
| USAA | $4,527 | $2,308 | $1,542 | $1,584 |
| State Farm | $5,140 | $3,031 | $1,873 | $1,799 |
| Geico | $6,200 | $2,607 | $1,751 | $1,871 |
| Shelter Insurance | $6,310 | $4,020 | $2,229 | $2,019 |
| Progressive | $6,422 | $2,110 | $1,227 | $1,096 |
| Farmers | $6,813 | $5,292 | $2,794 | $3,012 |
| Oklahoma Farm Bureau | $9,218 | $5,175 | $3,365 | $3,049 |
| Mercury Insurance | $9,550 | $3,938 | $2,212 | $2,125 |
| Allstate | $10,319 | $4,179 | $2,730 | $2,827 |
Cheapest car insurance companies in Bixby by driver profile
Car insurance rates in Bixby vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
When it comes to finding the cheapest car insurance rates in Bixby, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.
Here's a list of car insurance companies that offer cheap insurance rates in Bixby based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Bixby drivers at about $1,567 per year.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Bixby.
| Company | Average annual rates |
|---|---|
| Geico | $1,567 |
| USAA | $2,100 |
| Allstate | $2,714 |
| Farmers | $2,962 |
| Progressive | $4,242 |
| State Farm | $6,620 |
Cheapest for drivers with a speeding ticket: USAA
USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Bixby. It provides full coverage car insurance for drivers aged 30 at about $1,467 per year.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,467 |
| State Farm | $1,494 |
| Geico | $1,846 |
| Allstate | $2,047 |
| Farmers | $2,471 |
| Progressive | $3,458 |
Cheapest auto insurance after an at-fault accident: State Farm
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Bixby drivers with at-fault accidents. It provides coverage at an average annual cost of $1,590.
| Company | Average annual rates |
|---|---|
| State Farm | $1,590 |
| USAA | $1,866 |
| Geico | $2,287 |
| Allstate | $2,605 |
| Farmers | $2,866 |
| Progressive | $4,671 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Bixby drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,494, on average.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| State Farm | $1,494 |
| USAA | $2,195 |
| Allstate | $2,753 |
| Farmers | $2,972 |
| Geico | $3,128 |
| Progressive | $3,498 |
Average car insurance cost in Bixby
In Bixby, the annual cost of car insurance for the coverage level of 100/300/100 is $2,236 or around $186 per month. However, the average yearly rate for state minimum coverage in Bixby is $536.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $2,236 | $536 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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