Cheapest car insurance companies in Bowie
Texas Farm Bureau and Nationwide have the cheapest car insurance premiums for Bowie drivers in 2023, based on a data study by Insurance.com.
The car insurance company in Bowie that provides the cheapest car insurance premiums is Texas Farm Bureau, with an average annual rate of $1,151 .
Car insurance prices in Bowie can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Bowie drivers.
| Companies | Average annual rates |
|---|---|
| Texas Farm Bureau | $1,151 |
| Nationwide | $1,481 |
| Geico | $1,561 |
| Redpoint County Mutual | $1,594 |
| USAA | $1,656 |
| State Farm | $1,820 |
| Auto Club Enterprises (AAA) | $1,877 |
| Progressive | $2,664 |
| Allstate | $2,674 |
Cheapest car insurance cost in Bowie by Age Group
Redpoint County Mutual is the cheapest option for car insurance in Bowie for teen drivers, with average annual premiums at just $1,594 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
Texas Farm Bureau provides the cheapest car insurance coverage for young drivers in Bowie, with an annual premium of $1,550 on average.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Bowie is Texas Farm Bureau. Its average rate for a full coverage car insurance policy is $1,135 per year.
If you are a senior driver in Bowie and looking for a cheap car insurance company, then consider buying insurance from Texas Farm Bureau. It is the cheapest auto insurance company for senior drivers, with an average premium of $929 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Farmers | N/A | $6,137 | $3,986 | N/A |
| Redpoint County Mutual | $1,594 | $1,594 | $1,594 | $1,594 |
| Texas Farm Bureau | $2,059 | $1,550 | $1,135 | $929 |
| USAA | $3,512 | $2,378 | $1,675 | $1,667 |
| Geico | $3,731 | $2,126 | $1,546 | $1,441 |
| State Farm | $4,630 | $2,845 | $1,814 | $1,674 |
| Allstate | $5,378 | $3,722 | $2,701 | $2,595 |
| Nationwide | $5,573 | $2,673 | $1,470 | $1,457 |
| Auto Club Enterprises (AAA) | $6,027 | $3,420 | $1,916 | $1,920 |
| Progressive | $11,080 | $4,351 | $2,694 | $2,572 |
Cheapest car insurance companies in Bowie by driver profile
Car insurance rates in Bowie vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Bowie that suits your budget.
Here's a list of car insurance companies that offer cheap insurance rates in Bowie based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
If you're a Bowie driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,867 annually.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,867 |
| State Farm | $2,380 |
| USAA | $2,670 |
| Progressive | $2,878 |
| Farmers | $2,883 |
| Geico | $3,696 |
| Allstate | $4,669 |
Cheapest for drivers with a speeding ticket: State Farm
In Bowie, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,139, on average.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,139 |
| Nationwide | $1,638 |
| USAA | $1,699 |
| Geico | $2,102 |
| Progressive | $2,252 |
| Allstate | $2,947 |
| Farmers | $3,544 |
Cheapest auto insurance after an at-fault accident: State Farm
According to Insurance.com's analysis, State Farm tops the list of cheap car insurance providers in Bowie for drivers involved in at-fault accidents, with an average annual cost of $1,409. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget.
| Company | Average annual rates |
|---|---|
| State Farm | $1,409 |
| Nationwide | $2,140 |
| Geico | $2,340 |
| USAA | $2,689 |
| Progressive | $2,743 |
| Allstate | $4,919 |
| Farmers | $5,037 |
Cheapest auto insurance after a DUI: State Farm
In Bowie, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $2,012 a year.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| State Farm | $2,012 |
| Progressive | $2,376 |
| USAA | $2,569 |
| Geico | $2,647 |
| Nationwide | $2,970 |
| Farmers | $3,041 |
| Allstate | $5,846 |
Average car insurance cost in Bowie
In Bowie, the average annual cost for full coverage car insurance is around $1,831, which breaks down to approximately $153 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Bowie is about $505.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,831 | $505 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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