Cheapest car insurance companies in Briarcliff Manor
A recent data analysis by Insurance.com found the cheapest car insurance companies are Progressive and NYCM Insurance in Briarcliff Manor for 2023.
The car insurance company in Briarcliff Manor that provides the cheapest car insurance premiums is Progressive, with an average annual rate of $1,230 .
Car insurance costs may vary in Briarcliff Manor based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Briarcliff Manor.
| Companies | Average annual rates |
|---|---|
| Progressive | $1,230 |
| NYCM Insurance | $1,525 |
| USAA | $1,613 |
| Geico | $1,776 |
| Erie Insurance | $2,106 |
| State Farm | $2,223 |
| Allstate | $2,342 |
| Travelers | $3,650 |
| The Hanover | $3,759 |
Cheapest car insurance cost in Briarcliff Manor by Age Group
The cheapest auto insurance company in Briarcliff Manor for teen drivers is NYCM Insurance. For full coverage, its average annual rate for Briarcliff Manor drivers is $3,556. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
When compared to other car insurance companies, Progressive turned out to be the cheapest car insurance company for young drivers in Briarcliff Manor, offering full coverage at an annual average cost of $1,947.
As Briarcliff Manor drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Progressive stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,207.
Progressive is the cheapest option for senior drivers in Briarcliff Manor, with an average premium of $1,292 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| NYCM Insurance | $3,556 | $2,362 | $1,583 | $1,548 |
| Progressive | $4,060 | $1,947 | $1,207 | $1,292 |
| Geico | $5,112 | $2,434 | $1,804 | $2,071 |
| Erie Insurance | $5,841 | $3,521 | $2,112 | $2,139 |
| State Farm | $6,366 | $3,441 | $2,205 | $2,141 |
| USAA | $6,579 | $2,476 | $1,622 | $1,764 |
| Allstate | $7,702 | $3,453 | $2,333 | $2,446 |
| The Hanover | $8,943 | $6,199 | $3,587 | N/A |
| Travelers | $9,166 | $4,570 | $3,605 | N/A |
| Chubb Ltd | $10,319 | $7,048 | $3,427 | $3,538 |
Cheapest car insurance companies in Briarcliff Manor by driver profile
When determining car insurance rates in Briarcliff Manor, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
When it comes to finding the cheapest car insurance rates in Briarcliff Manor, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Briarcliff Manor drivers based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: Progressive
- Cheapest for accident: Progressive
- Cheapest for DUI: Progressive
Cheapest for a driver with poor credit: Geico
The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Briarcliff Manor drivers at about $1,682 per year.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Geico | $1,682 |
| USAA | $3,061 |
| Allstate | $3,383 |
| State Farm | $4,310 |
| Travelers | $5,521 |
| Progressive | $8,837 |
Cheapest for drivers with a speeding ticket: Progressive
In Briarcliff Manor, Progressive provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,195, on average.
Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.
| Company | Average annual premium |
|---|---|
| Progressive | $1,195 |
| USAA | $1,783 |
| Geico | $2,017 |
| State Farm | $2,240 |
| Allstate | $2,385 |
| Travelers | $3,588 |
Cheapest auto insurance after an at-fault accident: Progressive
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that Progressive offers the cheapest car insurance rates for Briarcliff Manor drivers with at-fault accidents. It provides coverage at an average annual cost of $1,612.
| Company | Average annual rates |
|---|---|
| Progressive | $1,612 |
| USAA | $2,175 |
| Geico | $2,181 |
| State Farm | $2,518 |
| Allstate | $2,564 |
| Travelers | $3,803 |
Cheapest auto insurance after a DUI: Progressive
In Briarcliff Manor, Progressive has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $1,269 a year.
Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.
| Company | Average annual rates |
|---|---|
| Progressive | $1,269 |
| State Farm | $2,240 |
| USAA | $2,757 |
| Allstate | $3,233 |
| Travelers | $4,040 |
| Geico | $4,858 |
Average car insurance cost in Briarcliff Manor
In Briarcliff Manor, the average annual cost for full coverage car insurance is around $2,158, which breaks down to approximately $180 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Briarcliff Manor is about $704.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $2,158 | $704 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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