Cheapest car insurance companies in Bristol
State Farm and Travelers have the cheapest car insurance premiums for Bristol drivers in 2023, based on a data study by Insurance.com.
The car insurance company in Bristol that provides the cheapest car insurance premiums is State Farm, with an average annual rate of $1,150 .
Car insurance prices in Bristol can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Bristol drivers.
| Companies | Average annual rates |
|---|---|
| USAA | $1,110 |
| State Farm | $1,150 |
| Travelers | $1,530 |
| Progressive | $1,570 |
| American Family | $1,592 |
| Nationwide | $1,623 |
| Amica Mutual | $1,878 |
| Geico | $2,185 |
| Allstate | $2,725 |
| Farmers | $2,889 |
Cheapest car insurance cost in Bristol by Age Group
The cheapest auto insurance company in Bristol for teen drivers is State Farm. For full coverage, its average annual rate for Bristol drivers is $3,238. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
State Farm provides the cheapest car insurance coverage for young drivers in Bristol, with an annual premium of $1,984 on average.
As Bristol drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. USAA stands out as the cheapest car insurance option for adult drivers, with an annual premium of $1,140.
Bristol senior drivers seeking affordable car insurance should look no further than State Farm. It offers the cheapest car insurance rates for seniors, with an average annual premium of $1,158. It makes State Farm a good choice for seniors who want to save money without sacrificing coverage.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| State Farm | $3,238 | $1,984 | $1,147 | $1,158 |
| Nationwide | $5,015 | $2,614 | $1,595 | $1,554 |
| American Family | $5,185 | $2,786 | $1,670 | $1,836 |
| USAA | $5,822 | $1,995 | $1,140 | $1,178 |
| Geico | $7,007 | $3,493 | $2,214 | $2,350 |
| Allstate | $7,568 | $4,694 | $2,738 | $2,830 |
| Progressive | $7,982 | $2,789 | $1,595 | $1,704 |
| Amica Mutual | $9,234 | $4,321 | $1,846 | $2,099 |
| Travelers | $9,370 | $2,741 | $1,515 | $1,787 |
| Farmers | $10,738 | $5,584 | $2,899 | $2,860 |
Cheapest car insurance companies in Bristol by driver profile
When determining car insurance rates in Bristol, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Bristol that suits your budget.
Here's a list of car insurance companies that offer cheap insurance rates in Bristol based on driver profile.
- Cheapest for a driver with poor credit: State Farm
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: USAA
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: State Farm
The cheapest car insurance company for a driver with poor credit is State Farm. It offers auto insurance for Bristol drivers at about $1,974 per year.
Drivers with poor or bad credit scores in Bristol can consider the following car insurance companies to get the affordable car insurance coverage.
| Company | Average annual rates |
|---|---|
| State Farm | $1,974 |
| Travelers | $1,985 |
| Geico | $2,084 |
| USAA | $2,188 |
| Nationwide | $2,455 |
| Progressive | $2,869 |
| Allstate | $4,862 |
Cheapest for drivers with a speeding ticket: State Farm
In Bristol, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $960, on average.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $960 |
| USAA | $1,295 |
| Travelers | $1,653 |
| Nationwide | $2,379 |
| Progressive | $2,449 |
| Geico | $2,769 |
| Allstate | $3,364 |
Cheapest auto insurance after an at-fault accident: USAA
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that USAA offers the cheapest car insurance rates for Bristol drivers with at-fault accidents. It provides coverage at an average annual cost of $1,033.
| Company | Average annual rates |
|---|---|
| USAA | $1,033 |
| State Farm | $1,044 |
| Travelers | $1,464 |
| Progressive | $1,768 |
| Geico | $1,908 |
| Nationwide | $1,918 |
| Allstate | $3,049 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Bristol drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $960, on average.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $960 |
| Travelers | $1,957 |
| USAA | $2,159 |
| Progressive | $2,575 |
| Nationwide | $3,713 |
| Allstate | $5,179 |
| Geico | $6,388 |
Average car insurance cost in Bristol
The average car insurance rate in Bristol for full coverage is $1,825 per year or $152 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Bristol is $606 per year.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,825 | $606 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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