Cheapest car insurance companies in Brookhaven
A recent data analysis by Insurance.com found the cheapest car insurance companies are Travelers and Nationwide in Brookhaven for 2023.
Travelers is the cheapest option for most Brookhaven drivers, with an average annual rate of $1,076 .
Car insurance prices in Brookhaven can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Brookhaven drivers.
| Companies | Average annual rates |
|---|---|
| Travelers | $1,076 |
| Nationwide | $1,365 |
| Erie Insurance | $1,851 |
| USAA | $1,986 |
| Westfield Insurance | $2,230 |
| Geico | $2,455 |
| Progressive | $2,678 |
| Donegal | $2,758 |
| Allstate | $2,932 |
| State Farm | $3,048 |
Cheapest car insurance cost in Brookhaven by Age Group
Travelers is the cheapest option for car insurance in Brookhaven for teen drivers, with average annual premiums at just $3,219 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
For young drivers in Brookhaven, Travelers has the cheapest auto insurance rates, with an average annual cost of $1,598 annually.
As Brookhaven drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Travelers stands out as the cheapest car insurance option for adult drivers, with an annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,078.
With an average annual premium of $1,067, Travelers offers Brookhaven's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Travelers | $3,219 | $1,598 | $1,078 | $1,067 |
| Erie Insurance | $5,126 | $3,075 | $1,867 | $1,912 |
| Geico | $5,225 | $3,314 | $2,506 | $2,460 |
| Nationwide | $5,332 | $2,289 | $1,348 | $1,261 |
| Westfield Insurance | $5,333 | $3,570 | $2,338 | $2,225 |
| USAA | $6,743 | $3,177 | $2,036 | $2,021 |
| Progressive | $8,903 | $4,889 | $2,725 | $2,896 |
| State Farm | $9,517 | $5,273 | $3,055 | $2,968 |
| Allstate | $9,614 | $4,430 | $2,977 | $3,043 |
| Donegal | $10,636 | $6,171 | $2,776 | $3,021 |
Cheapest car insurance companies in Brookhaven by driver profile
Insurers in Brookhaven consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.
Comparison shopping is the key to getting the cheapest car insurance rates in Brookhaven. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.
Here are some of the cheapest car insurance companies in Brookhaven based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: Allstate
- Cheapest for accident: Nationwide
- Cheapest for DUI: Allstate
Cheapest for a driver with poor credit: Nationwide
Drivers in Brookhaven with poor credit can get the cheapest car insurance from Nationwide at an average cost of $1,367 a year, according to a data study by Insurance.com.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,367 |
| USAA | $1,598 |
| Allstate | $2,601 |
| Geico | $3,116 |
| Progressive | $3,261 |
| Travelers | $3,311 |
| State Farm | $3,635 |
Cheapest for drivers with a speeding ticket: Allstate
In Brookhaven, Allstate provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,549, on average.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| Allstate | $1,549 |
| Travelers | $1,558 |
| Nationwide | $1,815 |
| State Farm | $1,874 |
| USAA | $1,931 |
| Progressive | $2,139 |
| Geico | $2,237 |
Cheapest auto insurance after an at-fault accident: Nationwide
If you've had an accident, Nationwide might be your best bet for affordable auto insurance.
For Brookhaven drivers with an at-fault accident, Nationwide offers the cheapest average annual rate at $1,662. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,662 |
| Travelers | $1,715 |
| State Farm | $1,955 |
| Allstate | $2,048 |
| USAA | $2,463 |
| Geico | $2,597 |
| Progressive | $2,847 |
Cheapest auto insurance after a DUI: Allstate
Allstate is the cheapest option for Brookhaven drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,510, on average.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| Allstate | $1,510 |
| State Farm | $1,874 |
| Travelers | $2,000 |
| USAA | $2,285 |
| Progressive | $2,663 |
| Nationwide | $3,119 |
| Geico | $3,407 |
Average car insurance cost in Brookhaven
In Brookhaven, the annual cost of car insurance for the coverage level of 100/300/100 is $2,238 or around $187 per month. However, the average yearly rate for state minimum coverage in Brookhaven is $552.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,238 | $552 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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