Cheapest car insurance companies in Burlington
Nationwide and Progressive offer the cheapest car insurance rates in Burlington for 2023, according to a study by Insurance.com.
Nationwide has the cheapest car insurance rates in Burlington at an average cost of $909 per year.
Car insurance costs may vary in Burlington based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Burlington.
| Companies | Average annual rates |
|---|---|
| USAA | $760 |
| Nationwide | $909 |
| Progressive | $981 |
| Auto-Owners | $1,019 |
| State Farm | $1,035 |
| Geico | $1,227 |
| Vermont Mutual | $1,232 |
| Co-operative Insurance | $1,487 |
| Allstate | $1,697 |
| Farmers | $2,353 |
Cheapest car insurance cost in Burlington by Age Group
Auto-Owners is the cheapest option for car insurance in Burlington for teen drivers, with average annual premiums at just $2,320 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
For young drivers in Burlington, USAA has the cheapest auto insurance rates, with an average annual cost of $1,305 annually.
Drivers in Burlington stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. USAA has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $775 a year.
USAA tops the list in terms of affordability for senior drivers in Burlington. With an average annual premium of $775, USAA offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $2,320 | $1,599 | $1,058 | $1,088 |
| USAA | $2,902 | $1,305 | $775 | $775 |
| Nationwide | $2,916 | $1,483 | $882 | $900 |
| State Farm | $3,147 | $1,783 | $1,044 | $1,014 |
| Progressive | $3,292 | $1,732 | $991 | $988 |
| Geico | $4,236 | $2,102 | $1,193 | $1,282 |
| Vermont Mutual | $4,381 | $2,863 | $1,268 | $1,352 |
| Allstate | $4,956 | $2,828 | $1,667 | $1,867 |
| Co-operative Insurance | $5,417 | $3,188 | $1,488 | $1,435 |
| Farmers | $10,479 | $4,834 | $2,340 | $2,060 |
Cheapest car insurance companies in Burlington by driver profile
Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Burlington. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Burlington that suits your budget.
In Burlington, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
Geico has the cheapest rates for Burlington drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,050, Geico offers substantial savings among the insurers analyzed.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Geico | $1,050 |
| Nationwide | $1,147 |
| USAA | $1,474 |
| Allstate | $2,409 |
| State Farm | $2,424 |
| Progressive | $3,180 |
Cheapest for drivers with a speeding ticket: State Farm
In Burlington, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $793, on average.
Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors.
Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price.
| Company | Average annual premium |
|---|---|
| State Farm | $793 |
| USAA | $814 |
| Geico | $961 |
| Nationwide | $1,180 |
| Allstate | $1,890 |
| Progressive | $2,302 |
Cheapest auto insurance after an at-fault accident: State Farm
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Burlington drivers with at-fault accidents. It provides coverage at an average annual cost of $857.
| Company | Average annual rates |
|---|---|
| State Farm | $857 |
| USAA | $1,109 |
| Nationwide | $1,306 |
| Geico | $1,526 |
| Allstate | $2,406 |
| Progressive | $2,982 |
Cheapest auto insurance after a DUI: State Farm
Buying car insurance doesn't have to break the bank. State Farm offers the cheapest full coverage policy in Burlington for drivers with a DUI, with an average annual premium of $793.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $793 |
| USAA | $1,508 |
| Nationwide | $1,807 |
| Progressive | $2,549 |
| Allstate | $2,620 |
| Geico | $4,086 |
Average car insurance cost in Burlington
Full coverage car insurance in Burlington for a coverage limit of 100/300/100 is $1,270 per year or $106 per month, while the state minimum coverage costs an average of $352 a year.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $1,270 | $352 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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