Cheapest car insurance companies in Burton
Travelers and Geico offer the cheapest car insurance rates in Burton for 2023, according to a study by Insurance.com.
In Burton, Travelers provides the cheapest auto insurance rates to drivers at an average annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,321 annually.
In Burton, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| Travelers | $1,321 |
| Geico | $1,522 |
| USAA | $1,612 |
| Progressive | $1,664 |
| Auto-Owners | $2,365 |
| Automobile Club MI (AAA) | $2,872 |
| Pioneer State Mutual | $3,070 |
| Michigan Farm Bureau | $3,520 |
| Frankenmuth Insurance | $3,654 |
Cheapest car insurance cost in Burton by Age Group
Geico offers the cheapest full coverage car insurance for teenage drivers in Burton, with an average annual cost of $3,829 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
Among the carriers analyzed, Geico is the cheapest car insurance option for young drivers in Burton, at $2,143 a year for a full coverage policy.
An analysis of car insurance rates for Burton drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. Travelers offers the cheapest full-coverage car insurance rates at $1,266 per year.
Travelers is the cheapest option for senior drivers in Burton, with an average premium of $1,401 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Geico | $3,829 | $2,143 | $1,514 | $2,394 |
| Auto-Owners | $4,292 | $3,151 | $2,325 | $2,350 |
| USAA | $5,153 | $2,681 | $1,680 | $1,702 |
| Michigan Farm Bureau | $6,220 | $4,999 | $3,517 | $3,317 |
| Automobile Club MI (AAA) | $7,320 | $5,089 | $2,805 | $2,706 |
| Pioneer State Mutual | $7,684 | $5,610 | $3,079 | $2,750 |
| Progressive | $7,813 | $2,733 | $1,657 | $1,664 |
| Travelers | $7,918 | $3,549 | $1,266 | $1,401 |
| Frankenmuth Insurance | $7,982 | $5,769 | $3,488 | $3,455 |
Cheapest car insurance companies in Burton by driver profile
Your driving profile plays an important role in determining your car insurance rates in Burton. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Burton that suits your budget.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Burton drivers based on driver profile.
- Cheapest for a driver with poor credit: Progressive
- Cheapest for a driver with a speeding ticket: Progressive
- Cheapest for accident: Progressive
- Cheapest for DUI: Progressive
Cheapest for a driver with poor credit: Progressive
The cheapest car insurance company for a driver with poor credit is Progressive. It offers auto insurance for Burton drivers at about $2,128 per year.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| Progressive | $2,128 |
| Geico | $2,167 |
| Travelers | $2,389 |
| USAA | $2,857 |
| Allstate | $4,482 |
| Farmers | $5,772 |
| State Farm | $8,997 |
Cheapest for drivers with a speeding ticket: Progressive
Progressive offers the cheapest auto insurance rates for drivers with a speeding ticket in Burton. It provides full coverage car insurance for drivers aged 30 at about $1,554 per year.
Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.
| Company | Average annual premium |
|---|---|
| Progressive | $1,554 |
| USAA | $1,790 |
| Geico | $2,484 |
| Travelers | $2,509 |
| Farmers | $3,288 |
| Allstate | $4,034 |
| State Farm | $4,680 |
Cheapest auto insurance after an at-fault accident: Progressive
Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.
In a recent data analysis, Insurance.com found that Progressive offers the cheapest car insurance rates for Burton drivers with at-fault accidents. It provides coverage at an average annual cost of $1,779.
| Company | Average annual rates |
|---|---|
| Progressive | $1,779 |
| USAA | $2,170 |
| Travelers | $3,182 |
| State Farm | $3,312 |
| Geico | $3,693 |
| Farmers | $3,735 |
| Allstate | $6,143 |
Cheapest auto insurance after a DUI: Progressive
Buying car insurance doesn't have to break the bank. Progressive offers the cheapest full coverage policy in Burton for drivers with a DUI, with an average annual premium of $1,641.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| Progressive | $1,641 |
| USAA | $2,482 |
| Farmers | $3,959 |
| Travelers | $6,870 |
| State Farm | $10,712 |
| Geico | $11,471 |
| Allstate | $23,690 |
Average car insurance cost in Burton
On average, Burton drivers pay $2,400 annually, or $200 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Burton is $640.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $2,400 | $640 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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