Cheapest car insurance companies in Craig
Progressive and Geico offer the cheapest car insurance rates in Craig for 2023, according to a study by Insurance.com.
Progressive has the cheapest car insurance rates in Craig at an average cost of $1,271 per year.
Car insurance prices in Craig can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Craig drivers.
| Companies | Average annual rates |
|---|---|
| USAA | $995 |
| Progressive | $1,271 |
| Geico | $1,312 |
| Western National Mutual | $1,425 |
| State Farm | $1,646 |
| Allstate | $1,857 |
Cheapest car insurance cost in Craig by Age Group
USAA is the cheapest option for car insurance in Craig for teen drivers, with average annual premiums at just $3,051 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
Among the carriers analyzed, USAA is the cheapest car insurance option for young drivers in Craig, at $1,488 a year for a full coverage policy.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Craig is USAA. Its average rate for a full coverage car insurance policy is $1,001 per year.
USAA tops the list in terms of affordability for senior drivers in Craig. With an average annual premium of $1,016, USAA offers senior drivers the cheapest car insurance rates, allowing them to enjoy peace of mind.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,051 | $1,488 | $1,001 | $1,016 |
| Western National Mutual | $3,579 | $2,521 | $1,445 | $1,474 |
| Geico | $4,306 | $1,603 | $1,249 | $1,093 |
| Progressive | $4,927 | $2,025 | $1,257 | $1,410 |
| State Farm | $4,939 | $2,824 | $1,645 | $1,613 |
| Allstate | $5,162 | $3,057 | $1,828 | $2,160 |
Cheapest car insurance companies in Craig by driver profile
Car insurance rates in Craig vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Comparison shopping is the key to getting the cheapest car insurance rates in Craig. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.
Below are some of the cheapest car insurance companies in Craig by driver profile.
- Cheapest for a driver with poor credit: Progressive
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: State Farm
- Cheapest for DUI: Progressive
Cheapest for a driver with poor credit: Progressive
Drivers in Craig with poor credit can get the cheapest car insurance from Progressive at an average cost of $1,347 a year, according to a data study by Insurance.com.
Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Craig.
| Company | Average annual rates |
|---|---|
| Progressive | $1,347 |
| USAA | $1,668 |
| Geico | $2,184 |
| State Farm | $2,205 |
| Allstate | $2,287 |
Cheapest for drivers with a speeding ticket: USAA
USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Craig. It offers full coverage car insurance for drivers aged 30 at about $1,176 per year.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,176 |
| Progressive | $1,202 |
| State Farm | $1,271 |
| Geico | $1,997 |
| Allstate | $2,135 |
Cheapest auto insurance after an at-fault accident: State Farm
If you've had an accident, State Farm might be your best bet for affordable auto insurance.
For Craig drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,368. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| State Farm | $1,368 |
| USAA | $1,485 |
| Progressive | $1,632 |
| Geico | $1,976 |
| Allstate | $2,783 |
Cheapest auto insurance after a DUI: Progressive
Progressive is the carrier that offers cheap auto insurance rates in Craig for drivers after a DUI. Its average annual rate for full coverage is $1,264.
A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.
| Company | Average annual rates |
|---|---|
| Progressive | $1,264 |
| State Farm | $1,271 |
| USAA | $1,714 |
| Geico | $2,405 |
| Allstate | $2,948 |
Average car insurance cost in Craig
Full coverage car insurance in Craig for a coverage limit of 100/300/100 is $1,418 per year or $118 per month, while the state minimum coverage costs an average of $337 a year.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $1,418 | $337 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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