- Cheapest car insurance for high-risk drivers in Delaware
- Average rates for high-risk drivers in Delaware by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Delaware
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Delaware is State Farm, followed by Nationwide and Progressive.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,922 | $160 |
| Nationwide | $2,188 | $182 |
| Progressive | $2,300 | $192 |
| Travelers | $2,442 | $204 |
| Geico | $2,535 | $211 |
| American Family | $3,375 | $281 |
| Allstate | $3,987 | $332 |
| USAA | $1,898 | $158 |
Average rates for high-risk drivers in Delaware by driving record
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| USAA | $1,244 |
| Travelers | $1,578 |
| State Farm | $1,594 |
| Nationwide | $2,053 |
| Progressive | $2,355 |
| Geico | $2,601 |
| American Family | $3,189 |
| Allstate | $4,925 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Delaware for a driver with a DUI is State Farm with an average annual of $1,470 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,470 | $123 |
| Progressive | $2,164 | $180 |
| Nationwide | $2,573 | $214 |
| Travelers | $2,598 | $217 |
| Geico | $2,686 | $224 |
| American Family | $3,829 | $319 |
| Allstate | $4,262 | $355 |
| USAA | $2,244 | $187 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Delaware, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,470 per year or $123 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,470 | $123 |
| Nationwide | $2,012 | $168 |
| Progressive | $2,120 | $177 |
| Travelers | $2,258 | $188 |
| Geico | $2,597 | $216 |
| Allstate | $3,533 | $294 |
| USAA | $1,598 | $133 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Delaware, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,470 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,470 | $123 |
| Progressive | $2,537 | $211 |
| Nationwide | $2,573 | $214 |
| Travelers | $2,598 | $217 |
| Geico | $3,031 | $253 |
| American Family | $3,829 | $319 |
| Allstate | $4,262 | $355 |
| USAA | $2,011 | $168 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Delaware is Geico with an average annual cost of $1,699 or $142 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Geico | $1,699 | $142 |
| Nationwide | $1,945 | $162 |
| Travelers | $2,682 | $224 |
| Progressive | $2,742 | $229 |
| State Farm | $4,184 | $349 |
| Allstate | $4,800 | $400 |
| American Family | $4,858 | $405 |
| USAA | $2,338 | $195 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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