Cheapest car insurance companies in Dundee
Oregon Mutual and Travelers offer the cheapest car insurance rates in Dundee for 2023, according to a study by Insurance.com.
Oregon Mutual is the cheapest option for most Dundee drivers, with an average annual rate of $1,223 .
When it comes to car insurance costs in Dundee, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy.
| Companies | Average annual rates |
|---|---|
| Oregon Mutual | $1,223 |
| USAA | $1,313 |
| Travelers | $1,414 |
| Nationwide | $1,423 |
| Country Financial | $1,567 |
| State Farm | $1,668 |
| Geico | $1,695 |
| Progressive | $1,710 |
| Farmers | $2,483 |
| Allstate | $3,145 |
Cheapest car insurance cost in Dundee by Age Group
In Dundee, Country Financial is the cheapest car insurance company for teenagers, offering full coverage policies at $3,090 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible.
Country Financial is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Dundee at about $1,977 per year.
An analysis of car insurance rates for Dundee drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. Oregon Mutual offers the cheapest full-coverage car insurance rates at $1,249 per year.
If you are a senior driver in Dundee and looking for a cheap car insurance company, then consider buying insurance from Nationwide. It is the cheapest auto insurance company for senior drivers, with an average premium of $1,334 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Country Financial | $3,090 | $1,977 | $1,606 | $1,557 |
| USAA | $4,219 | $2,164 | $1,328 | $1,368 |
| State Farm | $4,781 | $2,677 | $1,668 | $1,650 |
| Travelers | $4,871 | $2,287 | $1,438 | $1,494 |
| Geico | $5,030 | $2,488 | $1,663 | $1,410 |
| Nationwide | $5,763 | $2,499 | $1,411 | $1,334 |
| Oregon Mutual | $6,715 | $2,303 | $1,249 | $1,582 |
| Progressive | $9,165 | $2,936 | $1,711 | $1,827 |
| Farmers | $10,039 | $3,177 | $2,338 | $2,598 |
| Allstate | $10,064 | $5,087 | $3,120 | $3,282 |
Cheapest car insurance companies in Dundee by driver profile
Insurers in Dundee consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in Dundee that suits your budget.
In Dundee, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
If you're a Dundee driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,473 annually.
Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Dundee.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,473 |
| Geico | $1,595 |
| Travelers | $2,254 |
| USAA | $2,325 |
| Progressive | $2,693 |
| State Farm | $2,699 |
| Allstate | $3,081 |
| Farmers | $3,110 |
Cheapest for drivers with a speeding ticket: State Farm
In Dundee, State Farm provides the cheapest car insurance premiums for drivers aged 30 with speeding tickets on their record at an annual cost of $1,207, on average.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,207 |
| USAA | $1,402 |
| Nationwide | $1,631 |
| Travelers | $1,961 |
| Geico | $2,079 |
| Progressive | $2,131 |
| Allstate | $2,265 |
| Farmers | $2,543 |
Cheapest auto insurance after an at-fault accident: State Farm
If you've had an accident, State Farm might be your best bet for affordable auto insurance.
For Dundee drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $1,419. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| State Farm | $1,419 |
| Nationwide | $1,873 |
| USAA | $1,961 |
| Travelers | $1,987 |
| Geico | $2,367 |
| Progressive | $2,825 |
| Farmers | $2,973 |
| Allstate | $3,302 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Dundee drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,207, on average.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $1,207 |
| USAA | $1,954 |
| Progressive | $2,446 |
| Travelers | $2,505 |
| Nationwide | $2,632 |
| Geico | $2,734 |
| Allstate | $3,001 |
| Farmers | $3,115 |
Average car insurance cost in Dundee
The average car insurance rate in Dundee for full coverage is $1,764 per year or $147 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Dundee is $754 per year.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,764 | $754 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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