Cheapest car insurance companies in Eastover
Auto-Owners and Progressive have the cheapest car insurance premiums for Eastover drivers in 2023, based on a data study by Insurance.com.
The car insurance company in Eastover that provides the cheapest car insurance premiums is Auto-Owners, with an average annual rate of $1,557 .
The cost of car insurance in Eastover varies depending on your ZIP code, driving history, coverage level, and carrier. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in Eastover.
| Companies | Average annual rates |
|---|---|
| USAA | $1,515 |
| Auto-Owners | $1,557 |
| Progressive | $1,899 |
| Travelers | $1,951 |
| State Farm | $2,201 |
| Geico | $2,398 |
| Southern Farm Bureau | $2,489 |
| Allstate | $2,510 |
Cheapest car insurance cost in Eastover by Age Group
Auto-Owners offers the cheapest full coverage car insurance for teenage drivers in Eastover, with an average annual cost of $4,144 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
For young drivers in Eastover, Auto-Owners has the cheapest auto insurance rates, with an average annual cost of $2,558 annually.
For Eastover drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. USAA provides the cheapest car insurance premiums, offering full coverage policies at $1,529 annually.
USAA is the cheapest option for senior drivers in Eastover, with an average premium of $1,508 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $4,144 | $2,558 | $1,583 | $1,620 |
| Southern Farm Bureau | $5,021 | $3,621 | $2,537 | $2,251 |
| Travelers | $5,632 | $2,819 | $1,982 | $2,007 |
| State Farm | $5,912 | $3,493 | $2,207 | $2,108 |
| USAA | $6,012 | $2,634 | $1,529 | $1,508 |
| Geico | $6,204 | $3,830 | $2,371 | $2,648 |
| Allstate | $6,416 | $3,817 | $2,465 | $2,701 |
| Progressive | $9,312 | $3,118 | $1,897 | $1,864 |
| Sentry Insurance | $9,950 | $7,770 | N/A | N/A |
Cheapest car insurance companies in Eastover by driver profile
Car insurance rates in Eastover vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Comparison shopping is the key to getting the cheapest car insurance rates in Eastover. By comparing rates from multiple providers, you ensure you're getting the coverage you need at an affordable price.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Eastover drivers based on driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Nationwide
Nationwide has the cheapest rates for Eastover drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,873, Nationwide offers substantial savings among the insurers analyzed.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,873 |
| Travelers | $2,444 |
| State Farm | $3,180 |
| Progressive | $3,185 |
| USAA | $3,246 |
| Allstate | $3,546 |
| Geico | $3,645 |
| Farmers | $5,007 |
Cheapest for drivers with a speeding ticket: State Farm
Based on recent data analysis, 30-year-old drivers in Eastover with speeding tickets on their driving record can get the cheapest car insurance rates from State Farm at an annual cost of $1,699.
Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.
| Company | Average annual premium |
|---|---|
| State Farm | $1,699 |
| Nationwide | $1,766 |
| USAA | $1,774 |
| Geico | $1,852 |
| Travelers | $2,046 |
| Progressive | $2,443 |
| Allstate | $2,898 |
| Farmers | $5,321 |
Cheapest auto insurance after an at-fault accident: State Farm
According to Insurance.com's analysis, State Farm tops the list of cheap car insurance providers in Eastover for drivers involved in at-fault accidents, with an average annual cost of $1,872. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget.
| Company | Average annual rates |
|---|---|
| State Farm | $1,872 |
| Travelers | $2,060 |
| Nationwide | $2,090 |
| USAA | $2,349 |
| Geico | $2,625 |
| Progressive | $3,273 |
| Allstate | $3,820 |
| Farmers | $5,859 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Eastover for drivers after a DUI. Its average annual rate for full coverage is $1,699.
Drivers convicted of a DUI offense face substantial increases in their car insurance rates. To get affordable premiums, you should compare quotes from different insurance carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,699 |
| Travelers | $2,481 |
| Progressive | $2,734 |
| Nationwide | $2,775 |
| USAA | $2,790 |
| Allstate | $3,475 |
| Farmers | $5,519 |
| Geico | $6,116 |
Average car insurance cost in Eastover
Full coverage car insurance in Eastover for a coverage limit of 100/300/100 is $2,065 per year or $172 per month, while the state minimum coverage costs an average of $792 a year.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,065 | $792 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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