Cheapest car insurance companies in Evans
After an in-depth analysis, Insurance.com found that Geico and State Farm are the cheapest car insurance companies in Evans for 2023.
Geico is the cheapest option for most Evans drivers, with an average annual rate of $1,135 .
The cost of car insurance in Evans varies depending on your ZIP code, driving history, coverage level, and carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in Evans.
| Companies | Average annual rates |
|---|---|
| Geico | $1,135 |
| USAA | $1,336 |
| State Farm | $1,771 |
| Kemper Insurance | $2,130 |
| Southern Farm Bureau | $2,331 |
| Auto-Owners | $2,350 |
| Progressive | $2,850 |
| Allstate | $2,856 |
| Farmers | $3,305 |
| Acuity Insurance | $3,598 |
Cheapest car insurance cost in Evans by Age Group
Geico stands out as Evans's cheapest auto insurance company for teen drivers at an average annual of $3,871. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups.
Teens can maintain lower car insurance premiums by leveraging the good student discount or by remaining on their parent’s existing policy as long as feasible.
Geico provides the cheapest car insurance coverage for young drivers in Evans, with an annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,617 on average.
An analysis of car insurance rates for Evans drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. Geico offers the cheapest full-coverage car insurance rates at $1,124 per year.
If you are a senior driver in Evans and looking for a cheap car insurance company, then consider buying insurance from Geico. It is the cheapest auto insurance company for senior drivers, with an average premium of $1,194 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Acuity Insurance | N/A | $5,221 | $3,565 | $3,250 |
| Geico | $3,871 | $1,617 | $1,124 | $1,194 |
| Southern Farm Bureau | $4,072 | $3,216 | $2,432 | $2,662 |
| USAA | $4,380 | $2,125 | $1,359 | $1,369 |
| State Farm | $4,853 | $2,866 | $1,778 | $1,665 |
| Auto-Owners | $5,056 | $3,531 | $2,360 | $2,216 |
| Allstate | $6,594 | $3,888 | $2,884 | $2,637 |
| Kemper Insurance | $6,802 | $3,711 | $2,153 | $2,249 |
| Farmers | $7,350 | $4,094 | $3,131 | $3,434 |
| Progressive | $9,925 | $4,745 | $2,871 | $2,742 |
Cheapest car insurance companies in Evans by driver profile
Insurers in Evans consider various factors, including driver profile, to calculate car insurance premiums. You can expect to pay significantly higher rates if you have a history of accidents or traffic citations on your driving record. On the other hand, those with a clean driving record enjoy more affordable coverage.
When it comes to finding the cheapest car insurance rates in Evans, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Evans drivers based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
Geico has the cheapest rates for Evans drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,445, Geico offers substantial savings among the insurers analyzed.
Drivers with poor or bad credit scores in Evans can consider the following car insurance companies to get the affordable car insurance coverage.
| Company | Average annual rates |
|---|---|
| Geico | $1,445 |
| Nationwide | $1,600 |
| USAA | $2,366 |
| State Farm | $2,814 |
| Progressive | $3,028 |
| Allstate | $3,441 |
| Farmers | $3,550 |
Cheapest for drivers with a speeding ticket: USAA
USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Evans. It provides full coverage car insurance for drivers aged 30 at about $1,403 per year.
Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors.
Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price.
| Company | Average annual premium |
|---|---|
| USAA | $1,403 |
| State Farm | $1,492 |
| Nationwide | $1,628 |
| Geico | $1,656 |
| Progressive | $2,256 |
| Allstate | $2,288 |
| Farmers | $2,854 |
Cheapest auto insurance after an at-fault accident: State Farm
State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Evans is $1,591. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Company | Average annual rates |
|---|---|
| State Farm | $1,591 |
| Nationwide | $1,872 |
| USAA | $1,872 |
| Geico | $1,933 |
| Progressive | $2,830 |
| Allstate | $3,246 |
| Farmers | $3,303 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Evans for drivers after a DUI. Its average annual rate for full coverage is $1,492.
Drivers convicted of a DUI offense face substantial increases in their car insurance rates. To get affordable premiums, you should compare quotes from different insurance carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,492 |
| Progressive | $2,493 |
| Geico | $2,605 |
| Nationwide | $2,614 |
| USAA | $2,639 |
| Allstate | $3,114 |
| Farmers | $3,404 |
Average car insurance cost in Evans
In Evans, the average annual cost for full coverage car insurance is around $2,366, which breaks down to approximately $197 per month. These rates are based on coverage levels of 100/300/100. On the other hand, the average yearly rate for state minimum coverage in Evans is about $440.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,366 | $440 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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