Cheapest car insurance companies in Flaxville
After an in-depth analysis, Insurance.com found that Nationwide and State Farm are the cheapest car insurance companies in Flaxville for 2023.
The car insurance company in Flaxville that provides the cheapest car insurance premiums is Nationwide, with an average annual rate of $1,518 .
In Flaxville, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| USAA | $948 |
| Nationwide | $1,518 |
| State Farm | $1,860 |
| Progressive | $2,197 |
| Kemper Insurance | $2,682 |
| Geico | $2,685 |
| Allstate | $2,813 |
| Farmers | $2,869 |
Cheapest car insurance cost in Flaxville by Age Group
USAA is the cheapest option for car insurance in Flaxville for teen drivers, with average annual premiums at just $3,246 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
For young drivers in Flaxville, USAA has the cheapest auto insurance rates, with an average annual cost of $1,516 annually.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Flaxville is USAA. Its average rate for a full coverage car insurance policy is $972 per year.
Flaxville senior drivers seeking affordable car insurance should look no further than USAA. It offers the cheapest car insurance rates for seniors, with an average annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $947. It makes USAA a good choice for seniors who want to save money without sacrificing coverage.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,246 | $1,516 | $972 | $947 |
| Nationwide | $4,290 | $2,456 | $1,514 | $1,356 |
| State Farm | $4,705 | $2,854 | $1,832 | $1,726 |
| Progressive | $6,607 | $3,671 | $2,235 | $2,117 |
| Geico | $8,239 | $4,947 | $2,630 | $2,797 |
| Farmers | $8,465 | $3,571 | $2,742 | $2,766 |
| Allstate | $8,826 | $4,473 | $2,777 | $2,731 |
| Kemper Insurance | $8,967 | $4,836 | $2,723 | $2,275 |
Cheapest car insurance companies in Flaxville by driver profile
When determining car insurance rates in Flaxville, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
Finding the cheapest car insurance in Flaxville requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Here's a list of car insurance companies that offer cheap insurance rates in Flaxville based on driver profile.
- Cheapest for a driver with poor credit: Progressive
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Progressive
Progressive has the cheapest rates for Flaxville drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,851, Progressive offers substantial savings among the insurers analyzed.
Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Flaxville.
| Company | Average annual rates |
|---|---|
| Progressive | $1,851 |
| USAA | $2,128 |
| Nationwide | $2,348 |
| State Farm | $2,737 |
| Geico | $2,888 |
| Farmers | $3,544 |
| Allstate | $3,611 |
Cheapest for drivers with a speeding ticket: USAA
USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Flaxville. It provides full coverage car insurance for drivers aged 30 at about $1,193 per year.
Finding the right car insurance company is all about individual needs. Take the time to compare quotes from different carriers and secure the best deal. With careful analysis, you can find an insurance company that provides the best rates and coverage tailored to your specific needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,193 |
| State Farm | $1,421 |
| Progressive | $1,593 |
| Nationwide | $2,156 |
| Allstate | $2,569 |
| Farmers | $2,591 |
| Geico | $2,643 |
Cheapest auto insurance after an at-fault accident: USAA
If you've had an accident, USAA might be your best bet for affordable auto insurance.
For Flaxville drivers with an at-fault accident, USAA offers the cheapest average annual rate at $1,325. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| USAA | $1,325 |
| State Farm | $1,489 |
| Progressive | $1,957 |
| Nationwide | $2,828 |
| Allstate | $3,335 |
| Farmers | $3,447 |
| Geico | $3,817 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Flaxville drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,421, on average.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $1,421 |
| Progressive | $1,640 |
| USAA | $2,019 |
| Farmers | $3,541 |
| Allstate | $3,745 |
| Nationwide | $3,989 |
| Geico | $11,285 |
Average car insurance cost in Flaxville
Full coverage car insurance in Flaxville for a coverage limit of 100/300/100 is $2,196 per year or $183 per month, while the state minimum coverage costs an average of $316 a year.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,196 | $316 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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