Cheapest car insurance companies in Lewiston
Auto-Owners and Travelers have the cheapest car insurance premiums for Lewiston drivers in 2023, based on a data study by Insurance.com.
Auto-Owners has the cheapest car insurance rates in Lewiston at an average cost of $688 per year.
Car insurance costs may vary in Lewiston based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Lewiston.
| Companies | Average annual rates |
|---|---|
| Auto-Owners | $688 |
| Travelers | $818 |
| USAA | $887 |
| Geico | $1,107 |
| Progressive | $1,108 |
| Allstate | $1,175 |
| State Farm | $1,291 |
| Frankenmuth Insurance | $1,470 |
| Farmers | $1,640 |
| MMG Insurance | $1,668 |
Cheapest car insurance cost in Lewiston by Age Group
Auto-Owners stands out as Lewiston's cheapest auto insurance company for teen drivers at an average annual of $1,748. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
When compared to other car insurance companies, Auto-Owners turned out to be the cheapest car insurance company for young drivers in Lewiston, offering full coverage at an annual average cost of $1,117.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Lewiston is Auto-Owners. Its average rate for a full coverage car insurance policy is $717 per year.
Lewiston senior drivers seeking affordable car insurance should look no further than Auto-Owners. It offers the cheapest car insurance rates for seniors, with an average annual premium of $663. It makes Auto-Owners a good choice for seniors who want to save money without sacrificing coverage.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $1,748 | $1,117 | $717 | $663 |
| Travelers | $2,597 | $1,354 | $823 | $711 |
| USAA | $3,086 | $1,367 | $921 | $887 |
| Allstate | $3,206 | $1,902 | $1,166 | $1,094 |
| Geico | $3,464 | $1,817 | $1,107 | $1,048 |
| State Farm | $4,016 | $2,245 | $1,316 | $1,248 |
| Frankenmuth Insurance | $4,540 | $3,090 | $1,554 | $1,387 |
| MMG Insurance | $5,038 | $3,170 | $1,725 | $1,611 |
| Progressive | $5,958 | $2,119 | $1,167 | $1,098 |
| Farmers | $8,508 | $3,772 | $1,633 | $1,643 |
Cheapest car insurance companies in Lewiston by driver profile
Your driving profile plays an important role in determining your car insurance rates in Lewiston. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
Finding the cheapest car insurance in Lewiston requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
In Lewiston, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: Geico
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Lewiston drivers at about $1,012 per year.
Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Lewiston.
| Company | Average annual rates |
|---|---|
| Geico | $1,012 |
| Travelers | $1,330 |
| USAA | $1,354 |
| Progressive | $1,889 |
| Allstate | $2,278 |
| State Farm | $2,720 |
| Farmers | $3,234 |
Cheapest for drivers with a speeding ticket: Geico
Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in Lewiston. It provides full coverage car insurance for drivers aged 30 at about $956 per year.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| Geico | $956 |
| State Farm | $973 |
| USAA | $1,016 |
| Travelers | $1,268 |
| Progressive | $1,481 |
| Allstate | $1,699 |
| Farmers | $3,454 |
Cheapest auto insurance after an at-fault accident: State Farm
According to Insurance.com's analysis, State Farm tops the list of cheap car insurance providers in Lewiston for drivers involved in at-fault accidents, with an average annual cost of $1,059. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget.
| Company | Average annual rates |
|---|---|
| State Farm | $1,059 |
| Geico | $1,299 |
| Travelers | $1,305 |
| USAA | $1,523 |
| Progressive | $2,015 |
| Allstate | $2,269 |
| Farmers | $4,003 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the carrier that offers cheap auto insurance rates in Lewiston for drivers after a DUI. Its average annual rate for full coverage is $973.
Drivers convicted of a DUI offense face substantial increases in their car insurance rates. To get affordable premiums, you should compare quotes from different insurance carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $973 |
| Progressive | $1,549 |
| Travelers | $1,588 |
| USAA | $1,880 |
| Allstate | $2,484 |
| Geico | $2,676 |
| Farmers | $3,438 |
Average car insurance cost in Lewiston
On average, Lewiston drivers pay $1,185 annually, or $99 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Lewiston is $384.
Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as
| Average annual Rates | State minimum average |
|---|---|
| $1,185 | $384 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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