Cheapest car insurance companies in Milwaukee
After an in-depth analysis, Insurance.com found that Travelers and Geico are the cheapest car insurance companies in Milwaukee for 2023.
Travelers has the cheapest car insurance rates in Milwaukee at an average cost of $1,258 per year.
Car insurance costs may vary in Milwaukee based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Milwaukee.
| Companies | Average annual rates |
|---|---|
| USAA | $1,063 |
| Travelers | $1,258 |
| Geico | $1,553 |
| Erie Insurance | $1,725 |
| Nationwide | $1,777 |
| West Bend Mutual | $1,993 |
| Acuity Insurance | $2,551 |
| Progressive | $2,709 |
| Farmers | $2,846 |
| Allstate | $2,896 |
| State Farm | $2,964 |
Cheapest car insurance cost in Milwaukee by Age Group
The cheapest auto insurance company in Milwaukee for teen drivers is USAA. For full coverage, its average annual rate for Milwaukee drivers is $3,429. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
USAA is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Milwaukee at about $1,647 per year.
An analysis of car insurance rates for Milwaukee drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. USAA offers the cheapest full-coverage car insurance rates at $1,079 per year.
USAA is the cheapest option for senior drivers in Milwaukee, with an average premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,106 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| USAA | $3,429 | $1,647 | $1,079 | $1,106 |
| Erie Insurance | $4,168 | $2,761 | $1,749 | $1,799 |
| Travelers | $5,114 | $2,299 | $1,288 | $1,326 |
| Geico | $6,712 | $2,515 | $1,547 | $1,865 |
| West Bend Mutual | $7,270 | $3,833 | $1,996 | $2,125 |
| Nationwide | $7,517 | $3,298 | $1,760 | $1,613 |
| Allstate | $9,662 | $4,753 | $2,908 | $2,876 |
| State Farm | $10,161 | $4,750 | $3,001 | $2,931 |
| Progressive | $10,637 | $4,533 | $2,725 | $2,724 |
| Farmers | $11,125 | $4,593 | $2,750 | $2,859 |
| Acuity Insurance | $13,665 | $4,163 | $2,568 | $2,537 |
Cheapest car insurance companies in Milwaukee by driver profile
Car insurance rates in Milwaukee vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
Finding the cheapest car insurance in Milwaukee requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Here are some of the cheapest car insurance companies in Milwaukee based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
If you're a Milwaukee driver with poor credit, Geico is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,539 annually.
Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit scores.
| Company | Average annual rates |
|---|---|
| Geico | $1,539 |
| USAA | $1,541 |
| Nationwide | $1,742 |
| Travelers | $1,956 |
| Farmers | $3,103 |
| Allstate | $3,777 |
| Progressive | $4,409 |
| State Farm | $7,011 |
Cheapest for drivers with a speeding ticket: USAA
USAA offers the cheapest auto insurance rates for drivers with a speeding ticket in Milwaukee. It offers full coverage car insurance for drivers aged 30 at about $1,014 per year.
Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors.
Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price.
| Company | Average annual premium |
|---|---|
| USAA | $1,014 |
| State Farm | $1,519 |
| Travelers | $1,849 |
| Geico | $1,907 |
| Nationwide | $1,991 |
| Farmers | $2,731 |
| Allstate | $2,874 |
| Progressive | $3,662 |
Cheapest auto insurance after an at-fault accident: USAA
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in Milwaukee with at-fault accidents on their driving records can find the cheapest car insurance rates with USAA. Its full coverage policy costs an average of $1,375 annually.
| Company | Average annual rates |
|---|---|
| USAA | $1,375 |
| State Farm | $1,643 |
| Travelers | $1,886 |
| Nationwide | $2,262 |
| Geico | $2,305 |
| Farmers | $3,199 |
| Allstate | $4,276 |
| Progressive | $5,031 |
Cheapest auto insurance after a DUI: State Farm
State Farm is the cheapest option for Milwaukee drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,519, on average.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| State Farm | $1,519 |
| USAA | $1,597 |
| Travelers | $2,329 |
| Geico | $3,176 |
| Nationwide | $3,219 |
| Farmers | $3,311 |
| Allstate | $3,381 |
| Progressive | $3,712 |
Average car insurance cost in Milwaukee
Full coverage car insurance in Milwaukee for a coverage limit of 100/300/100 is $2,013 per year or $168 per month, while the state minimum coverage costs an average of $549 a year.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $2,013 | $549 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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