Cheapest car insurance companies in Pittsburgh
Travelers and Nationwide offer the cheapest car insurance rates in Pittsburgh for 2023, according to a study by Insurance.com.
Travelers offers the cheapest car insurance premium for Pittsburgh drivers at an annual rate of $1,069 a year, on average.
When it comes to car insurance costs in Pittsburgh, several factors come into play. Your location, driving record, coverage level, and the insurance company you choose can all affect the price you’ll pay. Make sure you shop around and compare policies apples to apples to get a good deal on your insurance policy.
| Companies | Average annual rates |
|---|---|
| Travelers | $1,069 |
| Nationwide | $1,297 |
| Erie Insurance | $1,547 |
| Donegal | $1,879 |
| USAA | $1,944 |
| Westfield Insurance | $1,969 |
| Geico | $2,075 |
| Progressive | $2,334 |
| Allstate | $2,597 |
| State Farm | $2,616 |
Cheapest car insurance cost in Pittsburgh by Age Group
In Pittsburgh, Travelers is the cheapest car insurance company for teenagers, offering full coverage policies at $3,157 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
Travelers is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Pittsburgh at about $1,601 per year.
You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Pittsburgh is Travelers. Its average rate for a full coverage car insurance policy is $1,074 per year.
With an average annual premium of $1,049, Travelers offers Pittsburgh's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Travelers | $3,157 | $1,601 | $1,074 | $1,049 |
| Erie Insurance | $4,349 | $2,595 | $1,562 | $1,600 |
| Geico | $4,574 | $2,890 | $2,125 | $2,059 |
| Westfield Insurance | $4,706 | $3,181 | $2,069 | $1,956 |
| Nationwide | $5,260 | $2,223 | $1,279 | $1,191 |
| USAA | $6,445 | $3,102 | $1,995 | $1,943 |
| Donegal | $7,220 | $4,195 | $1,892 | $2,067 |
| Progressive | $8,103 | $4,467 | $2,403 | $2,571 |
| State Farm | $8,234 | $4,570 | $2,622 | $2,547 |
| Allstate | $8,319 | $3,937 | $2,637 | $2,681 |
Cheapest car insurance companies in Pittsburgh by driver profile
Car insurance rates in Pittsburgh vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.
When it comes to finding the cheapest car insurance rates in Pittsburgh, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.
In Pittsburgh, these insurance companies offer cheap car insurance rates based on your driver profile.
- Cheapest for a driver with poor credit: Nationwide
- Cheapest for a driver with a speeding ticket: Travelers
- Cheapest for accident: Travelers
- Cheapest for DUI: Allstate
Cheapest for a driver with poor credit: Nationwide
If you're a Pittsburgh driver with poor credit, Nationwide is the cheapest car insurance company for you, based on Insurance.com's in-depth data analysis. It offers a full-coverage car insurance policy at an average cost of $1,148 annually.
The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores.
| Company | Average annual rates |
|---|---|
| Nationwide | $1,148 |
| USAA | $1,527 |
| Allstate | $2,151 |
| Progressive | $2,341 |
| Travelers | $2,542 |
| Geico | $2,706 |
| State Farm | $2,724 |
Cheapest for drivers with a speeding ticket: Travelers
Based on recent data analysis, 30-year-old drivers in Pittsburgh with speeding tickets on their driving record can get the cheapest car insurance rates from Travelers at an annual cost of $1,272.
Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.
| Company | Average annual premium |
|---|---|
| Travelers | $1,272 |
| Allstate | $1,287 |
| State Farm | $1,401 |
| Nationwide | $1,561 |
| Progressive | $1,579 |
| USAA | $1,841 |
| Geico | $1,966 |
Cheapest auto insurance after an at-fault accident: Travelers
Travelers is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Pittsburgh is $1,395. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.
| Company | Average annual rates |
|---|---|
| Travelers | $1,395 |
| Nationwide | $1,426 |
| State Farm | $1,462 |
| Allstate | $1,693 |
| Progressive | $2,105 |
| Geico | $2,320 |
| USAA | $2,328 |
Cheapest auto insurance after a DUI: Allstate
Allstate is the carrier that offers cheap auto insurance rates in Pittsburgh for drivers after a DUI. Its average annual rate for full coverage is $1,255.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| Allstate | $1,255 |
| State Farm | $1,401 |
| Travelers | $1,592 |
| Progressive | $1,983 |
| USAA | $2,163 |
| Nationwide | $2,714 |
| Geico | $3,057 |
Average car insurance cost in Pittsburgh
Full coverage car insurance in Pittsburgh for a coverage limit of 100/300/100 is $1,933 per year or $161 per month, while the state minimum coverage costs an average of $429 a year.
Full coverage car insurance may cost more than the state minimum, but it offers valuable protection beyond just covering damage to other drivers' vehicles. Unlike state minimum, full coverage includes damage to your vehicle in addition to liability coverage.
You can potentially lower your full coverage premium by comparing quotes from different carriers. It allows you to find the best coverage at a competitive price.
| Average annual Rates | State minimum average |
|---|---|
| $1,933 | $429 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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