Cheapest car insurance companies in South Burlington
After an in-depth analysis, Insurance.com found that Auto-Owners and Nationwide are the cheapest car insurance companies in South Burlington for 2023.
In South Burlington, Auto-Owners provides the cheapest auto insurance rates to drivers at an average annual premium of $900 annually.
The cost of car insurance in South Burlington varies depending on your ZIP code, driving history, coverage level, and carrier. To maximize your chances of finding a great deal, it's recommended to compare quotes from multiple carriers.
Here’s a list of insurance companies offering affordable premiums to drivers in South Burlington.
| Companies | Average annual rates |
|---|---|
| USAA | $703 |
| Auto-Owners | $900 |
| Nationwide | $909 |
| Progressive | $971 |
| State Farm | $1,033 |
| Geico | $1,227 |
| Vermont Mutual | $1,232 |
| Co-operative Insurance | $1,487 |
| Allstate | $1,697 |
| Farmers | $2,353 |
Cheapest car insurance cost in South Burlington by Age Group
Auto-Owners is the cheapest option for car insurance in South Burlington for teen drivers, with average annual premiums at just $2,079 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
When compared to other car insurance companies, USAA turned out to be the cheapest car insurance company for young drivers in South Burlington, offering full coverage at an annual average cost of $1,203.
For South Burlington drivers entering their 30s, car insurance becomes significantly more affordable compared to their younger years. USAA provides the cheapest car insurance premiums, offering full coverage policies at $717 annually.
If you are a senior driver in South Burlington and looking for a cheap car insurance company, then consider buying insurance from USAA. It is the cheapest auto insurance company for senior drivers, with an average premium of $721 per year.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $2,079 | $1,424 | $935 | $963 |
| USAA | $2,676 | $1,203 | $717 | $721 |
| Nationwide | $2,916 | $1,483 | $882 | $900 |
| State Farm | $3,129 | $1,778 | $1,044 | $1,011 |
| Progressive | $3,253 | $1,713 | $981 | $976 |
| Geico | $4,236 | $2,102 | $1,193 | $1,282 |
| Vermont Mutual | $4,381 | $2,863 | $1,268 | $1,352 |
| Allstate | $4,956 | $2,828 | $1,667 | $1,867 |
| Co-operative Insurance | $5,417 | $3,188 | $1,488 | $1,435 |
| Farmers | $10,479 | $4,834 | $2,340 | $2,060 |
Cheapest car insurance companies in South Burlington by driver profile
When determining car insurance rates in South Burlington, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.
It's important to compare insurance quotes from at least three carriers to find the cheapest insurance company in South Burlington that suits your budget.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for South Burlington drivers based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
Geico has the cheapest rates for South Burlington drivers with poor credit looking for affordable auto insurance. At an annual cost of $1,050, Geico offers substantial savings among the insurers analyzed.
Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in South Burlington.
| Company | Average annual rates |
|---|---|
| Geico | $1,050 |
| Nationwide | $1,147 |
| USAA | $1,474 |
| Allstate | $2,409 |
| State Farm | $2,485 |
| Progressive | $3,155 |
Cheapest for drivers with a speeding ticket: State Farm
State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in South Burlington. It offers full coverage car insurance for drivers aged 30 at about $812 per year.
Finding the cheapest car insurance isn't a one-size-fits-all scenario. What may be the most cost-effective option for you might not be the same for someone else. That's why you should compare car insurance quotes from multiple carriers.
| Company | Average annual premium |
|---|---|
| State Farm | $812 |
| USAA | $814 |
| Geico | $961 |
| Nationwide | $1,180 |
| Allstate | $1,890 |
| Progressive | $2,280 |
Cheapest auto insurance after an at-fault accident: State Farm
Looking for affordable car insurance rates after an at-fault accident? It can be a challenge, but with comparison shopping, you might find a policy that suits your budget.
Drivers in South Burlington with at-fault accidents on their driving records can find the cheapest car insurance rates with State Farm. Its full coverage policy costs an average of $876 annually.
| Company | Average annual rates |
|---|---|
| State Farm | $876 |
| USAA | $1,109 |
| Nationwide | $1,306 |
| Geico | $1,526 |
| Allstate | $2,406 |
| Progressive | $2,953 |
Cheapest auto insurance after a DUI: State Farm
Buying car insurance doesn't have to break the bank. State Farm offers the cheapest full coverage policy in South Burlington for drivers with a DUI, with an average annual premium of $812.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $812 |
| USAA | $1,508 |
| Nationwide | $1,807 |
| Progressive | $2,526 |
| Allstate | $2,620 |
| Geico | $4,086 |
Average car insurance cost in South Burlington
The average car insurance rate in South Burlington for full coverage is $1,251 per year or $104 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in South Burlington is $351 per year.
Full coverage insurance costs more than the state minimum, but it provides comprehensive coverage for your car and coverage for other driver’s vehicle. To reduce your premium, you might want to compare quotes from various insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,251 | $351 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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