Cheapest car insurance companies in Washington Navy Yard
After an in-depth analysis, Insurance.com found that Geico and Progressive are the cheapest car insurance companies in Washington Navy Yard for 2023.
Geico has the cheapest car insurance rates in Washington Navy Yard at an average cost of $1,408 per year.
In Washington Navy Yard, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrierAn insurance carrier is the company that provides your car insurance policy and pays claims.. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| USAA | $1,230 |
| Geico | $1,408 |
| Progressive | $1,488 |
| Erie Insurance | $1,581 |
| State Farm | $2,426 |
| Nationwide | $2,558 |
| Chubb Ltd | $2,799 |
| Allstate | $3,769 |
Cheapest car insurance cost in Washington Navy Yard by Age Group
Erie Insurance is the cheapest option for car insurance in Washington Navy Yard for teen drivers, with average annual premiums at just $3,212 annually. Teenagers face high insurance costs due to inexperience and higher accident rates.
Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.
USAA is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Washington Navy Yard at about $1,875 per year.
As Washington Navy Yard drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. USAA stands out as the cheapest car insurance option for adult drivers, with an annual premiumThe payment required for an insurance policy to remain in force. Auto insurance premiums are quoted for either 6-month or annual policy periods. of $1,243.
With an average annual premium of $1,319, USAA offers Washington Navy Yard's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Erie Insurance | $3,212 | $2,491 | $1,599 | $1,680 |
| USAA | $4,029 | $1,875 | $1,243 | $1,319 |
| Geico | $4,991 | $2,428 | $1,476 | $1,520 |
| Progressive | $6,595 | $2,477 | $1,482 | $1,568 |
| Nationwide | $6,865 | $3,921 | $2,515 | $2,569 |
| Chubb Ltd | $6,867 | $4,640 | $2,814 | $2,839 |
| State Farm | $7,455 | $4,173 | $2,449 | $2,373 |
| Allstate | $8,674 | $5,200 | $3,740 | $3,905 |
Cheapest car insurance companies in Washington Navy Yard by driver profile
Your driving profile plays an important role in determining your car insurance rates in Washington Navy Yard. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.
When it comes to finding the cheapest car insurance rates in Washington Navy Yard, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.
Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Washington Navy Yard drivers based on driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: USAA
- Cheapest for accident: USAA
- Cheapest for DUI: State Farm
Cheapest for a driver with poor credit: Geico
Drivers in Washington Navy Yard with poor credit can get the cheapest car insurance from Geico at an average cost of $2,078 a year, according to a data study by Insurance.com.
Drivers with poor or bad credit scores in Washington Navy Yard can consider the following car insurance companies to get the affordable car insurance coverage.
| Company | Average annual rates |
|---|---|
| Geico | $2,078 |
| Progressive | $2,400 |
| USAA | $2,489 |
| Nationwide | $3,469 |
| State Farm | $3,812 |
| Allstate | $5,203 |
Cheapest for drivers with a speeding ticket: USAA
USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Washington Navy Yard. Its full coverage car insurance policy costs an average of $1,532 per year for drivers aged 30.
Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs.
| Company | Average annual premium |
|---|---|
| USAA | $1,532 |
| Geico | $1,801 |
| Progressive | $1,951 |
| State Farm | $1,984 |
| Nationwide | $3,269 |
| Allstate | $4,468 |
Cheapest auto insurance after an at-fault accident: USAA
According to Insurance.com's analysis, USAA tops the list of cheap car insurance providers in Washington Navy Yard for drivers involved in at-fault accidents, with an average annual cost of $2,066. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget.
| Company | Average annual rates |
|---|---|
| USAA | $2,066 |
| Geico | $2,112 |
| State Farm | $2,153 |
| Progressive | $3,157 |
| Nationwide | $3,694 |
| Allstate | $5,534 |
Cheapest auto insurance after a DUI: State Farm
In Washington Navy Yard, State Farm has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $1,984 a year.
A DUI conviction typically leads to a rise in your auto insurance costs. But if you shop around and compare quotes from various insurers, you can find a good deal on your insurance premiums.
| Company | Average annual rates |
|---|---|
| State Farm | $1,984 |
| USAA | $2,205 |
| Progressive | $2,308 |
| Geico | $2,518 |
| Nationwide | $5,342 |
| Allstate | $5,574 |
Average car insurance cost in Washington Navy Yard
In Washington Navy Yard, the annual cost of car insurance for the coverage level of 100/300/100 is $2,157 or around $180 per month. However, the average yearly rate for state minimum coverage in Washington Navy Yard is $558.
You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.
| Average annual Rates | State minimum average |
|---|---|
| $2,157 | $558 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
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